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Ready Capital Corp

RC Clue Score46
United States Fiscal year ends December CIK 0001527590
$1.30 -1.52% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $1.30 −91.17% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income0.05EPS, diluted1.85Fiscal year 2017Net income0.04 −12.0%EPS, diluted1.38Fiscal year 2018Net income0.06 +36.9%EPS, diluted1.84Fiscal year 2019Net income0.07 +23.1%EPS, diluted1.72Fiscal year 2020Net income0.04 −38.5%EPS, diluted0.81Fiscal year 2021EPS, diluted2.16Fiscal year 2022EPS, diluted1.65Fiscal year 2023EPS, diluted2.22Fiscal year 2024EPS, diluted−2.63Fiscal year 2025EPS, diluted−1.44
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 0.05 0.04 0.06 0.07 0.04 n/a n/a n/a n/a n/a
Growth −12.0% +36.9% +23.1% −38.5%
EPS, diluted 1.85 1.38 1.84 1.72 0.81 2.16 1.65 2.22 −2.63 −1.44

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2016Operating cash flow0.02Buybacks−0.00Dividends paid−0.05Fiscal year 2017Operating cash flow0.35Dividends paid−0.05Fiscal year 2018Operating cash flow0.14Dividends paid−0.05Fiscal year 2019Operating cash flow−0.05Dividends paid−0.06Fiscal year 2020Operating cash flow0.07Buybacks−0.01Dividends paid−0.06Fiscal year 2021Operating cash flow−0.03Dividends paid−0.11Fiscal year 2022Operating cash flow0.36Buybacks−0.04Dividends paid−0.19Fiscal year 2023Operating cash flow0.05Buybacks−0.02Dividends paid−0.22Fiscal year 2024Operating cash flow0.27Buybacks−0.08Dividends paid−0.21Fiscal year 2025Operating cash flow0.43Buybacks−0.07Dividends paid−0.11
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.02 0.35 0.14 −0.05 0.07 −0.03 0.36 0.05 0.27 0.43
Buybacks −0.00 n/a n/a n/a −0.01 n/a −0.04 −0.02 −0.08 −0.07
Dividends paid −0.05 −0.05 −0.05 −0.06 −0.06 −0.11 −0.19 −0.22 −0.21 −0.11

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash0.06Shareholders’ equity0.51Fiscal year 2017Cash0.06Shareholders’ equity0.54Fiscal year 2018Cash0.05Total debt0.34Net cash (debt)−0.28Shareholders’ equity0.54Debt to equity0.62Fiscal year 2019Cash0.07Total debt0.44Net cash (debt)−0.37Shareholders’ equity0.83Debt to equity0.53Fiscal year 2020Cash0.14Total debt0.44Net cash (debt)−0.30Shareholders’ equity0.82Debt to equity0.54Fiscal year 2021Cash0.19Total debt0.90Net cash (debt)−0.70Shareholders’ equity1.28Debt to equity0.70Fiscal year 2022Cash0.15Total debt1.12Net cash (debt)−0.97Shareholders’ equity1.79Debt to equity0.63Fiscal year 2023Cash0.14Total debt1.11Net cash (debt)−0.97Shareholders’ equity2.54Debt to equity0.44Fiscal year 2024Cash0.14Total debt1.33Net cash (debt)−1.19Shareholders’ equity1.84Debt to equity0.73Fiscal year 2025Cash0.21Total debt1.38Net cash (debt)−1.17Shareholders’ equity1.54Debt to equity0.89
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.06 0.06 0.05 0.07 0.14 0.19 0.15 0.14 0.14 0.21
Total debt n/a n/a 0.34 0.44 0.44 0.90 1.12 1.11 1.33 1.38
Net cash (debt) n/a n/a −0.28 −0.37 −0.30 −0.70 −0.97 −0.97 −1.19 −1.17
Shareholders’ equity 0.51 0.54 0.54 0.83 0.82 1.28 1.79 2.54 1.84 1.54
Debt to equity n/a n/a 0.62 0.53 0.54 0.70 0.63 0.44 0.73 0.89

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
14.8% 3.9% 2.2% −16.4% 15.4% 11.2% 8.8% 2.0% n/a n/a
Returns
9.6% 8.1% 10.9% 8.8% 5.5% n/a n/a n/a n/a n/a
1.9% 1.7% 2.0% 1.5% 0.8% n/a n/a n/a n/a n/a
Balance and payout
n/a n/a 0.62 0.53 0.54 0.70 0.63 0.44 0.73 0.89
78.8% 78.0% 81.4% 83.0% 84.5% 86.5% 83.7% 78.7% 80.8% 78.7%
95.3% 111.5% 86.6% 86.8% 126.8% n/a n/a n/a n/a n/a