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Charles Schwab Corporation

SCHW Clue Score63
United States Fiscal year ends December CIK 0000316709
$97.06 +0.37% Close, 12 Oct 2026
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Price $97.06 +25.61% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 13 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue7.48Net income1.89EPS, diluted1.31Fiscal year 2017Revenue8.62 +15.2%Net income2.35 +24.6%EPS, diluted1.61 +22.9%Fiscal year 2018Revenue10.13 +17.6%Net income3.51 +49.0%EPS, diluted2.45 +52.2%Fiscal year 2019Revenue10.72 +5.8%Net income3.70 +5.6%EPS, diluted2.67 +9.0%Fiscal year 2020Revenue11.69 +9.0%Net income3.30 −10.9%EPS, diluted2.12 −20.6%Fiscal year 2021Revenue18.52 +58.4%Net income5.86 +77.5%EPS, diluted2.83 +33.5%Fiscal year 2022Revenue20.76 +12.1%Net income7.18 +22.7%EPS, diluted3.50 +23.7%Fiscal year 2023Revenue18.84 −9.3%Net income5.07 −29.5%EPS, diluted2.54 −27.4%Fiscal year 2024Revenue19.61 +4.1%Net income5.94 +17.3%EPS, diluted2.99 +17.7%Fiscal year 2025Revenue23.92 +22.0%Net income8.85 +49.0%EPS, diluted4.65 +55.5%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 7.48 8.62 10.13 10.72 11.69 18.52 20.76 18.84 19.61 23.92
Growth +15.2% +17.6% +5.8% +9.0% +58.4% +12.1% −9.3% +4.1% +22.0%
Net income 1.89 2.35 3.51 3.70 3.30 5.86 7.18 5.07 5.94 8.85
Growth +24.6% +49.0% +5.6% −10.9% +77.5% +22.7% −29.5% +17.3% +49.0%
EPS, diluted 1.31 1.61 2.45 2.67 2.12 2.83 3.50 2.54 2.99 4.65
Growth +22.9% +52.2% +9.0% −20.6% +33.5% +23.7% −27.4% +17.7% +55.5%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin25.3%Free cash flow margin43.6%Fiscal year 2017Net margin27.3%Free cash flow margin−14.4%Fiscal year 2018Net margin34.6%Free cash flow margin117.3%Fiscal year 2019Net margin34.5%Free cash flow margin80.4%Fiscal year 2020Net margin28.2%Free cash flow margin53.2%Fiscal year 2021Net margin31.6%Free cash flow margin6.5%Fiscal year 2022Net margin34.6%Free cash flow margin5.2%Fiscal year 2023Net margin26.9%Free cash flow margin100.3%Fiscal year 2024Net margin30.3%Free cash flow margin10.5%Fiscal year 2025Net margin37.0%Free cash flow margin36.6%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 25.3% 27.3% 34.6% 34.5% 28.2% 31.6% 34.6% 26.9% 30.3% 37.0%
Free cash flow margin 43.6% −14.4% 117.3% 80.4% 53.2% 6.5% 5.2% 100.3% 10.5% 36.6%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow3.60Capital expenditure−0.35Free cash flow3.26Buybacks0.00Dividends paid−0.49Fiscal year 2017Operating cash flow−0.84Capital expenditure−0.40Free cash flow−1.24 −138.0%Buybacks0.00Dividends paid−0.59Fiscal year 2018Operating cash flow12.46Capital expenditure−0.57Free cash flow11.89Buybacks−1.00Dividends paid−0.79Fiscal year 2019Operating cash flow9.33Capital expenditure−0.71Free cash flow8.62 −27.5%Buybacks−2.22Dividends paid−1.06Fiscal year 2020Operating cash flow6.85Capital expenditure−0.63Free cash flow6.22 −27.8%Buybacks0.00Dividends paid−1.28Fiscal year 2021Operating cash flow2.12Capital expenditure−0.92Free cash flow1.20 −80.7%Buybacks0.00Dividends paid−1.82Fiscal year 2022Operating cash flow2.06Capital expenditure−0.97Free cash flow1.09 −9.7%Buybacks−3.40Dividends paid−2.11Fiscal year 2023Operating cash flow19.59Capital expenditure−0.70Free cash flow18.89 +1,639.1%Buybacks−2.84Dividends paid−2.28Fiscal year 2024Operating cash flow2.67Capital expenditure−0.62Free cash flow2.05 −89.1%Buybacks0.00Dividends paid−2.28Fiscal year 2025Operating cash flow9.31Capital expenditure−0.55Free cash flow8.76 +327.5%Buybacks−7.35Dividends paid−2.33
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 3.60 −0.84 12.46 9.33 6.85 2.12 2.06 19.59 2.67 9.31
Capital expenditure −0.35 −0.40 −0.57 −0.71 −0.63 −0.92 −0.97 −0.70 −0.62 −0.55
Free cash flow 3.26 −1.24 11.89 8.62 6.22 1.20 1.09 18.89 2.05 8.76
Growth −138.0% −27.5% −27.8% −80.7% −9.7% +1,639.1% −89.1% +327.5%
Buybacks 0.00 0.00 −1.00 −2.22 0.00 0.00 −3.40 −2.84 0.00 −7.35
Dividends paid −0.49 −0.59 −0.79 −1.06 −1.28 −1.82 −2.11 −2.28 −2.28 −2.33

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash10.83Shareholders’ equity16.42Fiscal year 2017Cash14.22Shareholders’ equity18.53Fiscal year 2018Cash27.94Shareholders’ equity20.67Fiscal year 2019Cash29.35Total debt7.43Net cash (debt)21.92Shareholders’ equity21.75Debt to equity0.34Fiscal year 2020Cash40.35Total debt13.63Net cash (debt)26.72Shareholders’ equity56.06Debt to equity0.24Fiscal year 2021Cash62.98Total debt18.91Net cash (debt)44.06Shareholders’ equity56.26Debt to equity0.34Fiscal year 2022Cash40.20Shareholders’ equity36.61Fiscal year 2023Cash43.34Shareholders’ equity40.96Fiscal year 2024Cash42.08Shareholders’ equity48.38Fiscal year 2025Cash46.03Shareholders’ equity49.43
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 10.83 14.22 27.94 29.35 40.35 62.98 40.20 43.34 42.08 46.03
Total debt n/a n/a n/a 7.43 13.63 18.91 n/a n/a n/a n/a
Net cash (debt) n/a n/a n/a 21.92 26.72 44.06 n/a n/a n/a n/a
Shareholders’ equity 16.42 18.53 20.67 21.75 56.06 56.26 36.61 40.96 48.38 49.43
Debt to equity n/a n/a n/a 0.34 0.24 0.34 n/a n/a n/a n/a

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Balance sheet

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Assets
10.83 14.22 27.94 29.35 40.35 62.98 40.20 43.34 42.08 46.03
1.30 1.47 1.77 2.13 2.88 3.44 3.71 n/a n/a n/a
1.23 1.23 1.23 1.23 11.95 11.95 11.95 11.95 11.95 11.95
223.38 243.27 296.48 294.00 549.01 667.27 551.77 493.18 479.84 491.00
Growth +8.9% +21.9% −0.8% +86.7% +21.5% −17.3% −10.6% −2.7% +2.3%
Liabilities
n/a n/a n/a 7.43 13.63 18.91 n/a n/a n/a n/a
calc n/a n/a n/a 7.43 13.63 18.91 n/a n/a n/a n/a
206.96 224.75 275.81 272.26 492.95 611.01 515.16 452.22 431.47 441.57
Equity
12.65 14.41 17.33 19.96 21.98 25.99 31.07 33.90 37.57 44.07
16.42 18.53 20.67 21.75 56.06 56.26 36.61 40.96 48.38 49.43
Growth +12.8% +11.6% +5.2% +157.8% +0.4% −34.9% +11.9% +18.1% +2.2%
Per share and net cash
calc n/a n/a n/a 21.92 26.72 44.06 n/a n/a n/a n/a
1,335 1,346 1,333 1,286 n/a n/a n/a n/a 1,814 1,752
calc 12.30 13.76 15.51 16.91 n/a n/a n/a n/a 26.67 28.21

Lines marked calc are worked out here from filed figures; point at one for how.