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Stocks · Financials · National Commercial Banks

SOUTHERN FIRST BANCSHARES INC

SFST Clue Score53
United States Fiscal year ends December CIK 0001090009
$59.65 -1.24% Close, 9 Oct 2026
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Price $59.65 +12.74% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue6.8Net income13.0EPS, diluted1.94Fiscal year 2017Revenue5.2 −24.6%Net income13.0 +0.1%EPS, diluted1.76 −9.3%Fiscal year 2018Revenue5.5 +7.6%Net income22.3 +70.9%EPS, diluted2.88 +63.6%Fiscal year 2019Revenue9.9 +79.0%Net income27.9 +25.0%EPS, diluted3.58 +24.3%Fiscal year 2020Revenue19.8 +99.4%Net income18.3 −34.2%EPS, diluted2.34 −34.6%Fiscal year 2021Revenue11.4 −42.5%Net income46.7 +154.9%EPS, diluted5.85 +150.0%Fiscal year 2022Revenue4.2 −63.1%Net income29.1 −37.7%EPS, diluted3.61 −38.3%Fiscal year 2023Revenue4.0 −3.9%Net income13.4 −53.9%EPS, diluted1.66 −54.0%Fiscal year 2024Revenue5.6 +37.8%Net income15.5 +15.7%EPS, diluted1.91 +15.1%Fiscal year 2025Revenue6.3 +13.0%Net income30.4 +95.5%EPS, diluted3.72 +94.8%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 6.8 5.2 5.5 9.9 19.8 11.4 4.2 4.0 5.6 6.3
Growth −24.6% +7.6% +79.0% +99.4% −42.5% −63.1% −3.9% +37.8% +13.0%
Net income 13.0 13.0 22.3 27.9 18.3 46.7 29.1 13.4 15.5 30.4
Growth +0.1% +70.9% +25.0% −34.2% +154.9% −37.7% −53.9% +15.7% +95.5%
EPS, diluted 1.94 1.76 2.88 3.58 2.34 5.85 3.61 1.66 1.91 3.72
Growth −9.3% +63.6% +24.3% −34.6% +150.0% −38.3% −54.0% +15.1% +94.8%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin190.7%Free cash flow margin170.6%Fiscal year 2017Net margin253.2%Free cash flow margin229.3%Fiscal year 2018Net margin402.0%Free cash flow margin536.8%Fiscal year 2019Net margin280.7%Free cash flow margin99.5%Fiscal year 2020Net margin92.6%Free cash flow margin67.4%Fiscal year 2021Net margin410.6%Free cash flow margin453.2%Fiscal year 2022Net margin693.5%Free cash flow margin866.0%Fiscal year 2023Net margin332.7%Free cash flow margin406.6%Fiscal year 2024Net margin279.3%Free cash flow margin445.6%Fiscal year 2025Net margin483.4%Free cash flow margin475.6%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 190.7% 253.2% 402.0% 280.7% 92.6% 410.6% 693.5% 332.7% 279.3% 483.4%
Free cash flow margin 170.6% 229.3% 536.8% 99.5% 67.4% 453.2% 866.0% 406.6% 445.6% 475.6%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow17.1Capital expenditure−5.4Free cash flow11.7Fiscal year 2017Operating cash flow17.2Capital expenditure−5.4Free cash flow11.8 +1.3%Fiscal year 2018Operating cash flow31.7Capital expenditure−1.9Free cash flow29.8 +151.9%Fiscal year 2019Operating cash flow18.3Capital expenditure−8.4Free cash flow9.9 −66.8%Fiscal year 2020Operating cash flow20.6Capital expenditure−7.3Free cash flow13.3 +35.1%Fiscal year 2021Operating cash flow78.1Capital expenditure−26.5Free cash flow51.6 +286.4%Fiscal year 2022Operating cash flow50.3Capital expenditure−14.0Free cash flow36.4 −29.5%Fiscal year 2023Operating cash flow17.7Capital expenditure−1.2Free cash flow16.4 −54.9%Fiscal year 2024Operating cash flow25.6Capital expenditure−0.8Free cash flow24.8 +51.0%Fiscal year 2025Operating cash flow30.5Capital expenditure−0.6Free cash flow29.9 +20.6%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 17.1 17.2 31.7 18.3 20.6 78.1 50.3 17.7 25.6 30.5
Capital expenditure −5.4 −5.4 −1.9 −8.4 −7.3 −26.5 −14.0 −1.2 −0.8 −0.6
Free cash flow 11.7 11.8 29.8 9.9 13.3 51.6 36.4 16.4 24.8 29.9
Growth +1.3% +151.9% −66.8% +35.1% +286.4% −29.5% −54.9% +51.0% +20.6%

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash46.6Shareholders’ equity109.9Fiscal year 2017Cash92.2Shareholders’ equity149.7Fiscal year 2018Cash72.9Shareholders’ equity173.9Fiscal year 2019Cash127.8Shareholders’ equity205.9Fiscal year 2020Cash100.7Shareholders’ equity228.3Fiscal year 2021Cash5.2Shareholders’ equity277.9Fiscal year 2022Cash5.8Shareholders’ equity294.5Fiscal year 2023Cash156.2Shareholders’ equity312.5Fiscal year 2024Cash162.9Shareholders’ equity330.4Fiscal year 2025Cash269.6Shareholders’ equity368.7
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 46.6 92.2 72.9 127.8 100.7 5.2 5.8 156.2 162.9 269.6
Shareholders’ equity 109.9 149.7 173.9 205.9 228.3 277.9 294.5 312.5 330.4 368.7

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
6.8 5.2 5.5 9.9 19.8 11.4 4.2 4.0 5.6 6.3
Growth −24.6% +7.6% +79.0% +99.4% −42.5% −63.1% −3.9% +37.8% +13.0%
20.4 23.7 28.7 35.5 23.8 60.8 38.1 17.4 19.9 39.6
7.3 10.6 6.4 7.6 5.5 14.1 9.0 4.0 4.4 9.2
13.0 13.0 22.3 27.9 18.3 46.7 29.1 13.4 15.5 30.4
Growth +0.1% +70.9% +25.0% −34.2% +154.9% −37.7% −53.9% +15.7% +95.5%
Per share
2.06 1.86 3.02 3.70 2.37 5.96 3.66 1.67 1.92 3.75
1.94 1.76 2.88 3.58 2.34 5.85 3.61 1.66 1.91 3.72
Growth −9.3% +63.6% +24.3% −34.6% +150.0% −38.3% −54.0% +15.1% +94.8%
6.3 7.0 7.4 7.5 7.7 7.8 8.0 8.0 8.1 8.1
6.7 7.4 7.7 7.8 7.8 8.0 8.1 8.1 8.1 8.2
Growth +10.0% +4.7% +0.5% +0.7% +2.1% +1.0% +0.1% +0.5% +0.5%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue shrank 20.5% a year over five years, and earnings per share grew 9.7% a year.
  • The diluted share count rose 4.3% in five years, which is dilution.
  • Profitable in every one of the 10 years on file.