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Stocks · Financials · State Commercial Banks

SOUTH PLAINS FINANCIAL, INC.

SPFI Clue Score49
United States Fiscal year ends December CIK 0001163668
$42.32 -1.12% Close, 9 Oct 2026
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Price $42.32 +71.89% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 9 May 2019. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2018Net income29.3EPS, diluted1.98Fiscal year 2019Net income29.2 −0.2%EPS, diluted1.71 −13.6%Fiscal year 2020Net income45.4 +55.2%EPS, diluted2.47 +44.4%Fiscal year 2021Net income58.6 +29.2%EPS, diluted3.17 +28.3%Fiscal year 2022Net income58.2 −0.6%EPS, diluted3.23 +1.9%Fiscal year 2023Net income62.7 +7.7%EPS, diluted3.62 +12.1%Fiscal year 2024Net income49.7 −20.8%EPS, diluted2.92 −19.3%Fiscal year 2025Net income58.5 +17.6%EPS, diluted3.44 +17.8%
FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 29.3 29.2 45.4 58.6 58.2 62.7 49.7 58.5
Growth −0.2% +55.2% +29.2% −0.6% +7.7% −20.8% +17.6%
EPS, diluted 1.98 1.71 2.47 3.17 3.23 3.62 2.92 3.44
Growth −13.6% +44.4% +28.3% +1.9% +12.1% −19.3% +17.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2018Operating cash flow26.9Capital expenditure−3.1Free cash flow23.8Dividends paid−30.0Fiscal year 2019Operating cash flow30.5Capital expenditure−4.0Free cash flow26.5 +11.4%Buybacks0.0Dividends paid−1.1Fiscal year 2020Operating cash flow5.6Capital expenditure−3.3Free cash flow2.3 −91.3%Buybacks−0.3Dividends paid−2.5Fiscal year 2021Operating cash flow96.3Capital expenditure−2.9Free cash flow93.4 +3,929.0%Buybacks−9.2Dividends paid−5.4Fiscal year 2022Operating cash flow123.6Capital expenditure−4.5Free cash flow119.1 +27.6%Buybacks−22.7Dividends paid−8.0Fiscal year 2023Operating cash flow58.5Capital expenditure−4.7Free cash flow53.9 −54.8%Buybacks−17.8Dividends paid−8.7Fiscal year 2024Operating cash flow59.4Capital expenditure−3.4Free cash flow56.0 +4.0%Buybacks−1.3Dividends paid−9.2Fiscal year 2025Operating cash flow77.5Capital expenditure−5.7Free cash flow71.8 +28.2%Buybacks−8.5Dividends paid−10.1
FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 26.9 30.5 5.6 96.3 123.6 58.5 59.4 77.5
Capital expenditure −3.1 −4.0 −3.3 −2.9 −4.5 −4.7 −3.4 −5.7
Free cash flow 23.8 26.5 2.3 93.4 119.1 53.9 56.0 71.8
Growth +11.4% −91.3% +3,929.0% +27.6% −54.8% +4.0% +28.2%
Buybacks n/a 0.0 −0.3 −9.2 −22.7 −17.8 −1.3 −8.5
Dividends paid −30.0 −1.1 −2.5 −5.4 −8.0 −8.7 −9.2 −10.1

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2018Cash246.0Shareholders’ equity154.6Fiscal year 2019Cash158.1Shareholders’ equity306.2Fiscal year 2020Cash300.3Shareholders’ equity370.0Fiscal year 2021Cash486.8Shareholders’ equity407.4Fiscal year 2022Cash234.9Shareholders’ equity357.0Fiscal year 2023Cash330.2Shareholders’ equity407.1Fiscal year 2024Cash359.1Shareholders’ equity438.9Fiscal year 2025Cash552.4Shareholders’ equity493.8
FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 246.0 158.1 300.3 486.8 234.9 330.2 359.1 552.4
Shareholders’ equity 154.6 306.2 370.0 407.4 357.0 407.1 438.9 493.8

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
25.4 36.7 56.6 73.1 73.2 79.4 63.3 74.1
−3.9 7.5 11.3 14.5 14.9 16.7 13.6 15.6
29.3 29.2 45.4 58.6 58.2 62.7 49.7 58.5
Growth −0.2% +55.2% +29.2% −0.6% +7.7% −20.8% +17.6%
Per share
1.98 1.74 2.51 3.26 3.35 3.73 3.03 3.59
1.98 1.71 2.47 3.17 3.23 3.62 2.92 3.44
Growth −13.6% +44.4% +28.3% +1.9% +12.1% −19.3% +17.8%
14.8 16.8 18.1 18.0 17.4 16.8 16.4 16.3
14.8 17.0 18.3 18.5 18.0 17.3 17.0 17.0
Growth +15.4% +7.6% +0.8% −2.6% −3.8% −1.7% −0.3%

Five years in brief

Worked out from the figures above, not from a press release
  • The diluted share count fell 7.4% in five years, so buybacks did some of the work per share.
  • Profitable in every one of the 8 years on file.