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TEXAS CAPITAL BANCSHARES INC/TX

TCBI Clue Score60
United States Fiscal year ends December CIK 0001077428
$90.34 -2.22% Close, 9 Oct 2026
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Price $90.34 +49.79% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income0.16EPS, diluted3.11Fiscal year 2017Net income0.20 +26.4%EPS, diluted3.73 +19.9%Fiscal year 2018Net income0.29 +49.6%EPS, diluted5.64 +51.2%Fiscal year 2019Net income0.31 +6.3%EPS, diluted5.99 +6.2%Fiscal year 2020Net income0.07 −78.8%EPS, diluted1.12 −81.3%Fiscal year 2021Net income0.25 +283.1%EPS, diluted4.60 +310.7%Fiscal year 2022Net income0.33 +30.9%EPS, diluted6.18 +34.3%Fiscal year 2023Net income0.19 −43.1%EPS, diluted3.54 −42.7%Fiscal year 2024Net income0.08 −59.0%EPS, diluted1.28 −63.8%Fiscal year 2025Net income0.33 +326.1%EPS, diluted6.79 +430.5%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 0.16 0.20 0.29 0.31 0.07 0.25 0.33 0.19 0.08 0.33
Growth +26.4% +49.6% +6.3% −78.8% +283.1% +30.9% −43.1% −59.0% +326.1%
EPS, diluted 3.11 3.73 5.64 5.99 1.12 4.60 6.18 3.54 1.28 6.79
Growth +19.9% +51.2% +6.2% −81.3% +310.7% +34.3% −42.7% −63.8% +430.5%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow−0.73Capital expenditure−0.00Free cash flow−0.73Fiscal year 2017Operating cash flow0.13Capital expenditure−0.01Free cash flow0.12Fiscal year 2018Operating cash flow−0.68Capital expenditure−0.01Free cash flow−0.69 −673.3%Fiscal year 2019Operating cash flow−0.24Capital expenditure−0.02Free cash flow−0.26Fiscal year 2020Operating cash flow2.64Capital expenditure−0.00Free cash flow2.64Buybacks0.00Fiscal year 2021Operating cash flow0.66Capital expenditure−0.00Free cash flow0.65 −75.2%Buybacks0.00Fiscal year 2022Operating cash flow0.15Capital expenditure−0.01Free cash flow0.14 −79.1%Buybacks−0.12Fiscal year 2023Operating cash flow0.37Capital expenditure−0.02Free cash flow0.36 +161.4%Buybacks−0.11Fiscal year 2024Operating cash flow0.48Capital expenditure−0.06Free cash flow0.42 +16.2%Buybacks−0.08Fiscal year 2025Operating cash flow0.36Capital expenditure−0.01Free cash flow0.35 −16.3%Buybacks−0.19
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow −0.73 0.13 −0.68 −0.24 2.64 0.66 0.15 0.37 0.48 0.36
Capital expenditure −0.00 −0.01 −0.01 −0.02 −0.00 −0.00 −0.01 −0.02 −0.06 −0.01
Free cash flow −0.73 0.12 −0.69 −0.26 2.64 0.65 0.14 0.36 0.42 0.35
Growth −673.3% −75.2% −79.1% +161.4% +16.2% −16.3%
Buybacks n/a n/a n/a n/a 0.00 0.00 −0.12 −0.11 −0.08 −0.19

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash2.84Shareholders’ equity2.00Fiscal year 2017Cash2.91Shareholders’ equity2.19Fiscal year 2018Cash3.08Shareholders’ equity2.48Fiscal year 2019Cash4.43Shareholders’ equity2.80Fiscal year 2020Cash9.21Total debt0.40Net cash (debt)8.81Shareholders’ equity2.87Debt to equity0.14Fiscal year 2021Cash7.95Total debt0.93Net cash (debt)7.02Shareholders’ equity3.21Debt to equity0.29Fiscal year 2022Cash5.01Total debt0.93Net cash (debt)4.08Shareholders’ equity3.06Debt to equity0.30Fiscal year 2023Cash3.24Total debt0.86Net cash (debt)2.38Shareholders’ equity3.20Debt to equity0.27Fiscal year 2024Cash3.19Total debt0.66Net cash (debt)2.53Shareholders’ equity3.37Debt to equity0.20Fiscal year 2025Cash2.10Total debt0.62Net cash (debt)1.48Shareholders’ equity3.63Debt to equity0.17
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 2.84 2.91 3.08 4.43 9.21 7.95 5.01 3.24 3.19 2.10
Total debt n/a n/a n/a n/a 0.40 0.93 0.93 0.86 0.66 0.62
Net cash (debt) n/a n/a n/a n/a 8.81 7.02 4.08 2.38 2.53 1.48
Shareholders’ equity 2.00 2.19 2.48 2.80 2.87 3.21 3.06 3.20 3.37 3.63
Debt to equity n/a n/a n/a n/a 0.14 0.29 0.30 0.27 0.20 0.17

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Cash flow

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Operations
−0.73 0.13 −0.68 −0.24 2.64 0.66 0.15 0.37 0.48 0.36
Growth −614.3% −75.1% −77.5% +152.6% +28.5% −25.0%
0.02 0.03 0.03 0.04 0.07 0.09 0.05 0.04 0.05 0.05
Investment
−0.00 −0.01 −0.01 −0.02 −0.00 −0.00 −0.01 −0.02 −0.06 −0.01
calc −0.73 0.12 −0.69 −0.26 2.64 0.65 0.14 0.36 0.42 0.35
Growth −673.3% −75.2% −79.1% +161.4% +16.2% −16.3%
calc −15.58 2.39 −13.67 −5.09 52.13 12.77 2.68 7.35 8.84 7.54
−0.85 −3.22 −1.99 −2.28 −2.94 1.23 3.31 −1.76 −2.48 −1.85
Financing
2.62 3.15 2.85 3.86 5.08 −3.15 −6.39 −0.39 1.94 0.40
n/a n/a n/a n/a 0.00 0.00 −0.12 −0.11 −0.08 −0.19

Lines marked calc are worked out here from filed figures; point at one for how. Capital expenditure, dividends and buybacks are shown as money out, so negative.