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Stocks · Financials · Savings Institutions, Not Federally Chartered

Texas Community Bancshares, Inc.

TCBS Clue Score50
United States Fiscal year ends December CIK 0001849466
$17.00 +0.00% Close, 9 Oct 2026
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Price $17.00 +10.39% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 16 Jul 2021. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2020Net income0.7Fiscal year 2021Net income0.5 −30.8%EPS, diluted0.17Fiscal year 2022Net income1.8 +238.6%EPS, diluted0.58 +241.2%Fiscal year 2023Net income−0.7 −141.8%EPS, diluted−0.24 −141.4%Fiscal year 2024Net income−1.3EPS, diluted−0.44Fiscal year 2025Net income2.8EPS, diluted1.00
FY2020FY2021FY2022FY2023FY2024FY2025
Net income 0.7 0.5 1.8 −0.7 −1.3 2.8
Growth −30.8% +238.6% −141.8%
EPS, diluted n/a 0.17 0.58 −0.24 −0.44 1.00
Growth +241.2% −141.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2020Operating cash flow1.9Capital expenditure−0.8Free cash flow1.1Fiscal year 2021Operating cash flow1.8Capital expenditure−0.1Free cash flow1.6 +46.6%Fiscal year 2022Operating cash flow3.1Capital expenditure−0.4Free cash flow2.7 +68.9%Fiscal year 2023Operating cash flow2.3Capital expenditure−5.6Free cash flow−3.3 −221.1%Buybacks−2.2Dividends paid−0.4Fiscal year 2024Operating cash flow1.9Capital expenditure−1.2Free cash flow0.7Buybacks−1.6Dividends paid−0.5Fiscal year 2025Operating cash flow1.4Capital expenditure−0.4Free cash flow1.0 +31.5%Buybacks−3.2Dividends paid−0.6
FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 1.9 1.8 3.1 2.3 1.9 1.4
Capital expenditure −0.8 −0.1 −0.4 −5.6 −1.2 −0.4
Free cash flow 1.1 1.6 2.7 −3.3 0.7 1.0
Growth +46.6% +68.9% −221.1% +31.5%
Buybacks n/a n/a n/a −2.2 −1.6 −3.2
Dividends paid n/a n/a n/a −0.4 −0.5 −0.6

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2020Cash8.1Fiscal year 2021Cash21.9Shareholders’ equity60.1Fiscal year 2022Cash8.9Shareholders’ equity55.9Fiscal year 2023Cash13.1Shareholders’ equity53.7Fiscal year 2024Cash13.3Shareholders’ equity52.1Fiscal year 2025Cash6.5Shareholders’ equity53.8
FY2020FY2021FY2022FY2023FY2024FY2025
Cash 8.1 21.9 8.9 13.1 13.3 6.5
Shareholders’ equity n/a 60.1 55.9 53.7 52.1 53.8

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Balance sheet

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Assets
8.1 21.9 8.9 13.1 13.3 6.5
6.4 6.2 6.3 11.6 11.5 11.5
299.6 364.8 417.3 452.0 443.5 429.8
Growth +21.8% +14.4% +8.3% −1.9% −3.1%
Liabilities
267.7 304.7 361.5 398.4 391.3 376.1
Equity
31.8 32.3 34.1 32.0 30.2 32.4
n/a 60.1 55.9 53.7 52.1 53.8
Growth −7.1% −3.9% −2.9% +3.2%
Per share and net cash
0.0 3.3 3.3 3.2 3.1 2.9
calc n/a 18.46 16.95 16.91 16.87 18.62

Lines marked calc are worked out here from filed figures; point at one for how.