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Stocks · Financials · Fire, Marine & Casualty Insurance

TIPTREE INC.

TIPT Clue Score49
United States Fiscal year ends December CIK 0001393726
$17.25 -0.58% Close, 9 Oct 2026
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Price $17.25 +60.47% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue75.1Net income25.3Fiscal year 2017Revenue66.2 −11.9%Net income3.6 −85.8%Fiscal year 2018Revenue76.8 +16.0%Net income23.9 +564.1%EPS, diluted0.69Fiscal year 2019Revenue89.0 +15.9%Net income18.4 −23.3%EPS, diluted0.50 −27.5%Fiscal year 2020Revenue163.6 +83.8%Net income−29.2 −258.8%EPS, diluted−0.86 −272.0%Fiscal year 2021Revenue258.6 +58.1%Net income38.1EPS, diluted1.09Fiscal year 2022Revenue300.2 +16.1%Net income−8.3 −121.7%EPS, diluted−0.23 −121.1%Fiscal year 2023Revenue341.4 +13.7%Operating income−43.5Net income14.0EPS, diluted0.34Fiscal year 2024Revenue341.5 +0.0%Operating income−40.3Net income53.4 +282.5%EPS, diluted1.34 +294.1%Fiscal year 2025Revenue0.5 −99.9%Operating income−46.7Net income34.9 −34.6%EPS, diluted0.76 −43.3%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 75.1 66.2 76.8 89.0 163.6 258.6 300.2 341.4 341.5 0.5
Growth −11.9% +16.0% +15.9% +83.8% +58.1% +16.1% +13.7% +0.0% −99.9%
Operating income n/a n/a n/a n/a n/a n/a n/a −43.5 −40.3 −46.7
Net income 25.3 3.6 23.9 18.4 −29.2 38.1 −8.3 14.0 53.4 34.9
Growth −85.8% +564.1% −23.3% −258.8% −121.7% +282.5% −34.6%
EPS, diluted n/a n/a 0.69 0.50 −0.86 1.09 −0.23 0.34 1.34 0.76
Growth −27.5% −272.0% −121.1% +294.1% −43.3%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2016Net margin33.7%Free cash flow margin46.8%Fiscal year 2017Net margin5.4%Free cash flow margin68.2%Fiscal year 2018Net margin31.2%Free cash flow margin70.3%Fiscal year 2019Net margin20.6%Free cash flow margin17.1%Fiscal year 2020Net margin−17.8%Free cash flow margin81.6%Fiscal year 2021Net margin14.7%Free cash flow margin78.0%Fiscal year 2022Net margin−2.8%Free cash flow margin150.7%Fiscal year 2023Operating margin−12.7%Net margin4.1%Free cash flow margin19.7%Fiscal year 2024Operating margin−11.8%Net margin15.6%Free cash flow margin70.5%Fiscal year 2025Operating margin−9,574.6%Net margin7,157.2%Free cash flow margin34,470.9%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin n/a n/a n/a n/a n/a n/a n/a −12.7% −11.8% −9,574.6%
Net margin 33.7% 5.4% 31.2% 20.6% −17.8% 14.7% −2.8% 4.1% 15.6% 7,157.2%
Free cash flow margin 46.8% 68.2% 70.3% 17.1% 81.6% 78.0% 150.7% 19.7% 70.5% 34,470.9%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow36.6Capital expenditure−1.5Free cash flow35.2Buybacks−43.8Dividends paid−3.2Fiscal year 2017Operating cash flow46.9Capital expenditure−1.7Free cash flow45.2 +28.5%Buybacks−7.3Dividends paid−3.5Fiscal year 2018Operating cash flow57.7Capital expenditure−3.7Free cash flow54.0 +19.5%Buybacks−14.1Dividends paid−4.8Fiscal year 2019Operating cash flow23.7Capital expenditure−8.5Free cash flow15.2 −71.8%Buybacks−9.1Dividends paid−5.5Fiscal year 2020Operating cash flow140.2Capital expenditure−6.7Free cash flow133.5 +776.8%Buybacks−13.9Dividends paid−5.6Fiscal year 2021Operating cash flow204.3Capital expenditure−2.8Free cash flow201.6 +51.0%Buybacks−8.1Dividends paid−5.4Fiscal year 2022Operating cash flow463.1Capital expenditure−10.7Free cash flow452.3 +124.4%Buybacks−1.7Dividends paid−7.8Fiscal year 2023Operating cash flow71.5Capital expenditure−4.1Free cash flow67.4 −85.1%Buybacks0.0Dividends paid−7.4Fiscal year 2024Operating cash flow240.8Capital expenditure−0.0Free cash flow240.7 +257.4%Buybacks0.0Dividends paid−18.3Fiscal year 2025Operating cash flow168.2Capital expenditure0.0Free cash flow168.2 −30.1%Dividends paid−9.1
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 36.6 46.9 57.7 23.7 140.2 204.3 463.1 71.5 240.8 168.2
Capital expenditure −1.5 −1.7 −3.7 −8.5 −6.7 −2.8 −10.7 −4.1 −0.0 0.0
Free cash flow 35.2 45.2 54.0 15.2 133.5 201.6 452.3 67.4 240.7 168.2
Growth +28.5% +19.5% −71.8% +776.8% +51.0% +124.4% −85.1% +257.4% −30.1%
Buybacks −43.8 −7.3 −14.1 −9.1 −13.9 −8.1 −1.7 0.0 0.0 n/a
Dividends paid −3.2 −3.5 −4.8 −5.5 −5.6 −5.4 −7.8 −7.4 −18.3 −9.1

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash49.8Total debt554.9Net cash (debt)−505.1Shareholders’ equity293.4Debt to equity1.89Fiscal year 2017Cash110.7Total debt346.1Net cash (debt)−235.4Shareholders’ equity300.1Debt to equity1.15Fiscal year 2018Cash86.0Total debt354.1Net cash (debt)−268.1Shareholders’ equity387.1Debt to equity0.91Fiscal year 2019Cash133.1Total debt374.5Net cash (debt)−241.3Shareholders’ equity398.1Debt to equity0.94Fiscal year 2020Cash136.9Total debt366.2Net cash (debt)−229.3Shareholders’ equity356.1Debt to equity1.03Fiscal year 2021Cash175.7Total debt393.3Net cash (debt)−217.6Shareholders’ equity383.0Debt to equity1.03Fiscal year 2022Cash538.1Total debt259.4Net cash (debt)278.7Shareholders’ equity397.4Debt to equity0.65Fiscal year 2023Cash468.7Total debt402.4Net cash (debt)66.3Shareholders’ equity416.9Debt to equity0.97Fiscal year 2024Cash19.4Total debt0.0Net cash (debt)19.4Shareholders’ equity457.7Debt to equity0.00Fiscal year 2025Cash30.8Total debt63.9Net cash (debt)−33.2Shareholders’ equity508.6Debt to equity0.13
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 49.8 110.7 86.0 133.1 136.9 175.7 538.1 468.7 19.4 30.8
Total debt 554.9 346.1 354.1 374.5 366.2 393.3 259.4 402.4 0.0 63.9
Net cash (debt) −505.1 −235.4 −268.1 −241.3 −229.3 −217.6 278.7 66.3 19.4 −33.2
Shareholders’ equity 293.4 300.1 387.1 398.1 356.1 383.0 397.4 416.9 457.7 508.6
Debt to equity 1.89 1.15 0.91 0.94 1.03 1.03 0.65 0.97 0.00 0.13

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
n/a n/a n/a n/a n/a n/a n/a −12.7% −11.8% −9,574.6%
65.4% −5.0% −25.8% 32.7% −23.8% 25.3% 18.0% −12.7% −11.3% −9,139.8%
33.7% 5.4% 31.2% 20.6% −17.8% 14.7% −2.8% 4.1% 15.6% 7,157.2%
46.8% 68.2% 70.3% 17.1% 81.6% 78.0% 150.7% 19.7% 70.5% 34,470.9%
Spending
19.4% 22.4% 21.1% 20.9% 13.6% 14.2% 8.7% 11.2% 12.5% n/a
2.0% 2.6% 4.9% 9.6% 4.1% 1.1% 3.6% 1.2% 0.0% 0.0%
25.5% n/a n/a 30.9% n/a 32.6% 93.4% n/a n/a n/a
Returns
8.6% 1.2% 6.2% 4.6% −8.2% 10.0% −2.1% 3.3% 11.7% 6.9%
0.9% 0.2% 1.3% 0.8% −1.0% 1.1% −0.2% 0.3% 0.9% 0.5%
Balance and payout
1.89 1.15 0.91 0.94 1.03 1.03 0.65 0.97 0.00 0.13
86.5% 80.1% 78.6% 81.3% 87.5% 88.9% 86.8% 88.8% 88.5% 89.0%
12.6% 97.1% 20.0% 30.0% n/a 14.2% n/a 53.0% 34.3% 26.0%
133.5% 23.9% 35.0% 95.8% 14.6% 6.7% 2.1% 11.0% 7.6% 5.4%