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LendingTree, Inc.

TREE Clue Score52
United States Fiscal year ends December CIK 0001434621
$25.19 -0.63% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $25.19 −81.06% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue384.4Operating income52.1EPS, diluted2.15Fiscal year 2017Revenue617.7 +60.7%Operating income33.1EPS, diluted1.14 −47.0%Fiscal year 2018Revenue764.9 +23.8%Operating income56.2EPS, diluted6.85 +500.9%Fiscal year 2019Revenue1,106.6 +44.7%Operating income50.7EPS, diluted1.22 −82.2%Fiscal year 2020Revenue910.0 −17.8%Operating income−6.6Net income−48.3EPS, diluted−3.71 −404.1%Fiscal year 2021Revenue1,098.5 +20.7%Operating income8.0Net income69.1EPS, diluted5.05Fiscal year 2022Revenue985.0 −10.3%Operating income−32.8Net income−188.0 −371.9%EPS, diluted−14.69 −390.9%Fiscal year 2023Revenue672.5 −31.7%Operating income−40.6Net income−122.4EPS, diluted−9.46Fiscal year 2024Revenue900.2 +33.9%Operating income44.6Net income−41.7EPS, diluted−3.14Fiscal year 2025Revenue1,117.3 +24.1%Operating income64.8Net income151.3EPS, diluted10.78
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 384.4 617.7 764.9 1,106.6 910.0 1,098.5 985.0 672.5 900.2 1,117.3
Growth +60.7% +23.8% +44.7% −17.8% +20.7% −10.3% −31.7% +33.9% +24.1%
Operating income 52.1 33.1 56.2 50.7 −6.6 8.0 −32.8 −40.6 44.6 64.8
Net income n/a n/a n/a n/a −48.3 69.1 −188.0 −122.4 −41.7 151.3
Growth −371.9%
EPS, diluted 2.15 1.14 6.85 1.22 −3.71 5.05 −14.69 −9.46 −3.14 10.78
Growth −47.0% +500.9% −82.2% −404.1% −390.9%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Gross marginOperating marginNet margin
Fiscal year 2016Operating margin13.6%Free cash flow margin8.4%Fiscal year 2017Gross margin40.7%Operating margin5.4%Free cash flow margin15.5%Fiscal year 2018Gross margin39.9%Operating margin7.3%Free cash flow margin14.3%Fiscal year 2019Gross margin39.1%Operating margin4.6%Free cash flow margin12.4%Fiscal year 2020Gross margin40.6%Operating margin−0.7%Net margin−5.3%Free cash flow margin7.6%Fiscal year 2021Gross margin37.4%Operating margin0.7%Net margin6.3%Free cash flow margin8.8%Fiscal year 2022Gross margin37.5%Operating margin−3.3%Net margin−19.1%Free cash flow margin3.2%Fiscal year 2023Gross margin43.1%Operating margin−6.0%Net margin−18.2%Free cash flow margin8.2%Fiscal year 2024Gross margin34.4%Operating margin5.0%Net margin−4.6%Free cash flow margin5.7%Fiscal year 2025Gross margin31.5%Operating margin5.8%Net margin13.5%Free cash flow margin5.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Gross margin n/a 40.7% 39.9% 39.1% 40.6% 37.4% 37.5% 43.1% 34.4% 31.5%
Operating margin 13.6% 5.4% 7.3% 4.6% −0.7% 0.7% −3.3% −6.0% 5.0% 5.8%
Net margin n/a n/a n/a n/a −5.3% 6.3% −19.1% −18.2% −4.6% 13.5%
Free cash flow margin 8.4% 15.5% 14.3% 12.4% 7.6% 8.8% 3.2% 8.2% 5.7% 5.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow64.2Capital expenditure−32.0Free cash flow32.3Buybacks−48.5Dividends paid0.0Fiscal year 2017Operating cash flow103.5Capital expenditure−8.0Free cash flow95.5 +196.0%Buybacks−19.9Dividends paid0.0Fiscal year 2018Operating cash flow123.9Capital expenditure−14.9Free cash flow109.0 +14.2%Buybacks−93.7Fiscal year 2019Operating cash flow157.2Capital expenditure−20.0Free cash flow137.1 +25.8%Buybacks−5.5Fiscal year 2020Operating cash flow111.3Capital expenditure−42.1Free cash flow69.2 −49.6%Buybacks0.0Fiscal year 2021Operating cash flow131.3Capital expenditure−35.1Free cash flow96.2 +39.1%Buybacks−40.0Fiscal year 2022Operating cash flow43.0Capital expenditure−11.4Free cash flow31.5 −67.2%Buybacks−43.0Fiscal year 2023Operating cash flow67.6Capital expenditure−12.5Free cash flow55.0 +74.6%Buybacks0.0Fiscal year 2024Operating cash flow62.3Capital expenditure−11.2Free cash flow51.0 −7.3%Buybacks0.0Fiscal year 2025Operating cash flow73.1Capital expenditure−12.4Free cash flow60.7 +18.9%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 64.2 103.5 123.9 157.2 111.3 131.3 43.0 67.6 62.3 73.1
Capital expenditure −32.0 −8.0 −14.9 −20.0 −42.1 −35.1 −11.4 −12.5 −11.2 −12.4
Free cash flow 32.3 95.5 109.0 137.1 69.2 96.2 31.5 55.0 51.0 60.7
Growth +196.0% +14.2% +25.8% −49.6% +39.1% −67.2% +74.6% −7.3% +18.9%
Buybacks −48.5 −19.9 −93.7 −5.5 0.0 −40.0 −43.0 0.0 0.0 n/a
Dividends paid 0.0 0.0 n/a n/a n/a n/a n/a n/a n/a n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash91.1Total debt0.0Net cash (debt)91.1Shareholders’ equity231.4Debt to equity0.00Fiscal year 2017Cash368.6Total debt238.2Net cash (debt)130.4Shareholders’ equity294.9Debt to equity0.81Fiscal year 2018Cash105.1Total debt375.9Net cash (debt)−270.8Shareholders’ equity346.2Debt to equity1.09Fiscal year 2019Cash60.2Total debt339.4Net cash (debt)−279.1Shareholders’ equity402.3Debt to equity0.84Fiscal year 2020Cash169.9Total debt611.4Net cash (debt)−441.5Shareholders’ equity364.8Debt to equity1.68Fiscal year 2021Cash251.2Total debt644.2Net cash (debt)−392.9Shareholders’ equity448.0Debt to equity1.44Fiscal year 2022Cash298.8Total debt816.0Net cash (debt)−517.2Shareholders’ equity207.9Debt to equity3.92Fiscal year 2023Cash112.1Total debt528.7Net cash (debt)−416.7Shareholders’ equity124.1Debt to equity4.26Fiscal year 2024Cash106.6Total debt469.1Net cash (debt)−362.5Shareholders’ equity108.8Debt to equity4.31Fiscal year 2025Cash81.1Total debt391.6Net cash (debt)−310.5Shareholders’ equity286.8Debt to equity1.37
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 91.1 368.6 105.1 60.2 169.9 251.2 298.8 112.1 106.6 81.1
Total debt 0.0 238.2 375.9 339.4 611.4 644.2 816.0 528.7 469.1 391.6
Net cash (debt) 91.1 130.4 −270.8 −279.1 −441.5 −392.9 −517.2 −416.7 −362.5 −310.5
Shareholders’ equity 231.4 294.9 346.2 402.3 364.8 448.0 207.9 124.1 108.8 286.8
Debt to equity 0.00 0.81 1.09 0.84 1.68 1.44 3.92 4.26 4.31 1.37

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Balance sheet

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Assets
91.1 368.6 105.1 60.2 169.9 251.2 298.8 112.1 106.6 81.1
41.4 53.4 91.1 113.5 89.8 97.7 83.1 55.0 97.8 110.6
35.5 36.4 23.2 31.4 62.4 72.5 59.2 50.5 42.8 32.8
56.5 113.4 348.3 420.1 420.1 420.1 420.1 381.5 381.5 381.5
323.4 693.5 896.1 948.0 1,189.0 1,299.4 1,199.3 802.8 767.7 855.7
Growth +114.4% +29.2% +5.8% +25.4% +9.3% −7.7% −33.1% −4.4% +11.5%
Liabilities
n/a 0.0 125.0 75.0 0.0 166.0 2.5 3.1 124.9 3.9
0.0 238.2 250.9 264.4 611.4 478.2 813.5 525.6 344.1 387.7
calc 0.0 238.2 375.9 339.4 611.4 644.2 816.0 528.7 469.1 391.6
92.0 398.6 549.9 545.6 824.2 851.4 991.4 678.6 658.9 568.9
Equity
−722.6 −708.4 −610.5 −592.7 −640.9 −571.8 −715.3 −837.7 −879.4 −728.1
231.4 294.9 346.2 402.3 364.8 448.0 207.9 124.1 108.8 286.8
Growth +27.4% +17.4% +16.2% −9.3% +22.8% −53.6% −40.3% −12.3% +163.5%
Per share and net cash
calc 91.1 130.4 −270.8 −279.1 −441.5 −392.9 −517.2 −416.7 −362.5 −310.5
11.8 12.0 12.8 13.0 13.1 13.1 12.8 13.0 13.4 13.8
calc 19.63 24.62 27.03 30.86 27.79 34.21 16.23 9.52 8.13 20.83

Lines marked calc are worked out here from filed figures; point at one for how.