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Stocks · Financials · National Commercial Banks

U.S. Bancorp

USB Clue Score60
United States Fiscal year ends December CIK 0000036104
$57.08 +0.09% Close, 9 Oct 2026
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Price $57.08 −7.71% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue21.31Net income5.89EPS, diluted3.24Fiscal year 2017Revenue21.90 +2.8%Net income6.22 +5.6%EPS, diluted3.51 +8.3%Fiscal year 2018Revenue22.64 +3.4%Net income7.10 +14.1%EPS, diluted4.14 +17.9%Fiscal year 2019Net income6.91 −2.6%EPS, diluted4.16 +0.5%Fiscal year 2020Net income4.96 −28.3%EPS, diluted3.06 −26.4%Fiscal year 2021Net income7.96 +60.6%EPS, diluted5.10 +66.7%Fiscal year 2022Revenue24.30Net income5.83 −26.8%EPS, diluted3.69 −27.6%Fiscal year 2023Revenue28.14 +15.8%Net income5.43 −6.8%EPS, diluted3.27 −11.4%Fiscal year 2024Revenue27.46 −2.4%Net income6.30 +16.0%EPS, diluted3.79 +15.9%Fiscal year 2025Revenue28.66 +4.4%Net income7.57 +20.2%EPS, diluted4.62 +21.9%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 21.31 21.90 22.64 n/a n/a n/a 24.30 28.14 27.46 28.66
Growth +2.8% +3.4% +15.8% −2.4% +4.4%
Net income 5.89 6.22 7.10 6.91 4.96 7.96 5.83 5.43 6.30 7.57
Growth +5.6% +14.1% −2.6% −28.3% +60.6% −26.8% −6.8% +16.0% +20.2%
EPS, diluted 3.24 3.51 4.14 4.16 3.06 5.10 3.69 3.27 3.79 4.62
Growth +8.3% +17.9% +0.5% −26.4% +66.7% −27.6% −11.4% +15.9% +21.9%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin27.6%Fiscal year 2017Net margin28.4%Fiscal year 2018Net margin31.3%Fiscal year 2019Fiscal year 2020Fiscal year 2021Fiscal year 2022Net margin24.0%Fiscal year 2023Net margin19.3%Fiscal year 2024Net margin22.9%Fiscal year 2025Net margin26.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 27.6% 28.4% 31.3% n/a n/a n/a 24.0% 19.3% 22.9% 26.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2016Operating cash flow5.34Buybacks−2.56Dividends paid−1.81Fiscal year 2017Operating cash flow6.47Buybacks−2.63Dividends paid−1.93Fiscal year 2018Operating cash flow10.56Buybacks−2.82Dividends paid−2.09Fiscal year 2019Operating cash flow4.89Buybacks−4.53Dividends paid−2.44Fiscal year 2020Operating cash flow3.72Buybacks−1.67Dividends paid−2.55Fiscal year 2021Operating cash flow9.87Buybacks−1.56Dividends paid−2.58Fiscal year 2022Operating cash flow21.12Buybacks−0.07Dividends paid−2.78Fiscal year 2023Operating cash flow8.39Buybacks−0.06Dividends paid−2.97Fiscal year 2024Operating cash flow11.35Buybacks−0.17Dividends paid−3.09Fiscal year 2025Operating cash flow7.97Buybacks−0.49Dividends paid−3.17
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 5.34 6.47 10.56 4.89 3.72 9.87 21.12 8.39 11.35 7.97
Buybacks −2.56 −2.63 −2.82 −4.53 −1.67 −1.56 −0.07 −0.06 −0.17 −0.49
Dividends paid −1.81 −1.93 −2.09 −2.44 −2.55 −2.58 −2.78 −2.97 −3.09 −3.17

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Total debt33.32Shareholders’ equity47.30Debt to equity0.70Fiscal year 2017Total debt32.26Shareholders’ equity49.04Debt to equity0.66Fiscal year 2018Total debt41.34Shareholders’ equity51.03Debt to equity0.81Fiscal year 2019Cash22.41Total debt40.17Net cash (debt)−17.76Shareholders’ equity51.85Debt to equity0.77Fiscal year 2020Cash62.58Total debt41.30Net cash (debt)21.28Shareholders’ equity53.10Debt to equity0.78Fiscal year 2021Cash28.91Total debt32.13Net cash (debt)−3.22Shareholders’ equity54.92Debt to equity0.58Fiscal year 2022Cash53.54Total debt39.83Net cash (debt)13.71Shareholders’ equity50.77Debt to equity0.78Fiscal year 2023Cash61.19Shareholders’ equity55.31Fiscal year 2024Cash56.50Shareholders’ equity58.58Fiscal year 2025Cash46.89Shareholders’ equity65.19
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash n/a n/a n/a 22.41 62.58 28.91 53.54 61.19 56.50 46.89
Total debt 33.32 32.26 41.34 40.17 41.30 32.13 39.83 n/a n/a n/a
Net cash (debt) n/a n/a n/a −17.76 21.28 −3.22 13.71 n/a n/a n/a
Shareholders’ equity 47.30 49.04 51.03 51.85 53.10 54.92 50.77 55.31 58.58 65.19
Debt to equity 0.70 0.66 0.81 0.77 0.78 0.58 0.78 n/a n/a n/a

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
38.0% 34.3% 38.3% n/a n/a n/a 30.0% 24.4% 28.8% 33.2%
27.6% 28.4% 31.3% n/a n/a n/a 24.0% 19.3% 22.9% 26.4%
Spending
26.7% 16.8% 17.9% 19.2% 17.6% 21.5% 20.0% 20.5% 20.0% 20.2%
Returns
12.4% 12.7% 13.9% 13.3% 9.3% 14.5% 11.5% 9.8% 10.8% 11.6%
1.3% 1.3% 1.5% 1.4% 0.9% 1.4% 0.9% 0.8% 0.9% 1.1%
Balance and payout
0.70 0.66 0.81 0.77 0.78 0.58 0.78 n/a n/a n/a
89.3% 89.3% 88.9% 89.4% 90.3% 90.3% 92.4% 91.6% 91.3% 90.5%
30.7% 31.0% 29.5% 35.3% 51.5% 32.4% 47.7% 54.7% 49.1% 41.8%