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UNIVEST FINANCIAL Corp

UVSP Clue Score59
United States Fiscal year ends December CIK 0000102212
$40.90 -0.87% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $40.90 +43.96% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue0.0Net income19.5EPS, diluted0.84Fiscal year 2017Revenue0.0Net income44.1 +126.1%EPS, diluted1.64 +95.2%Fiscal year 2018Revenue0.0Net income50.5 +14.6%EPS, diluted1.72 +4.9%Fiscal year 2019Revenue0.0Net income65.7 +30.0%EPS, diluted2.24 +30.2%Fiscal year 2020Revenue0.0Net income46.9 −28.6%EPS, diluted1.60 −28.6%Fiscal year 2021Revenue0.0Net income91.8 +95.7%EPS, diluted3.11 +94.4%Fiscal year 2022Revenue296.2Net income78.1 −14.9%EPS, diluted2.64 −15.1%Fiscal year 2023Revenue296.8 +0.2%Net income71.1 −9.0%EPS, diluted2.41 −8.7%Fiscal year 2024Revenue299.2 +0.8%Net income75.9 +6.8%EPS, diluted2.58 +7.1%Fiscal year 2025Revenue328.1 +9.6%Net income90.8 +19.5%EPS, diluted3.13 +21.3%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 0.0 0.0 0.0 0.0 0.0 0.0 296.2 296.8 299.2 328.1
Growth +0.2% +0.8% +9.6%
Net income 19.5 44.1 50.5 65.7 46.9 91.8 78.1 71.1 75.9 90.8
Growth +126.1% +14.6% +30.0% −28.6% +95.7% −14.9% −9.0% +6.8% +19.5%
EPS, diluted 0.84 1.64 1.72 2.24 1.60 3.11 2.64 2.41 2.58 3.13
Growth +95.2% +4.9% +30.2% −28.6% +94.4% −15.1% −8.7% +7.1% +21.3%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Fiscal year 2017Fiscal year 2018Fiscal year 2019Fiscal year 2020Fiscal year 2021Fiscal year 2022Net margin26.4%Free cash flow margin35.2%Fiscal year 2023Net margin24.0%Free cash flow margin28.0%Fiscal year 2024Net margin25.4%Free cash flow margin24.1%Fiscal year 2025Net margin27.7%Free cash flow margin29.5%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin n/a n/a n/a n/a n/a n/a 26.4% 24.0% 25.4% 27.7%
Free cash flow margin n/a n/a n/a n/a n/a n/a 35.2% 28.0% 24.1% 29.5%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow33.3Capital expenditure−12.6Free cash flow20.7Buybacks−8.4Dividends paid−17.0Fiscal year 2017Operating cash flow68.7Capital expenditure−4.0Free cash flow64.7 +213.1%Buybacks−3.5Dividends paid−21.3Fiscal year 2018Operating cash flow86.0Capital expenditure−4.3Free cash flow81.7 +26.3%Buybacks−6.0Dividends paid−23.5Fiscal year 2019Operating cash flow73.1Capital expenditure−3.9Free cash flow69.3 −15.2%Buybacks−2.0Dividends paid−23.4Fiscal year 2020Operating cash flow51.2Capital expenditure−3.8Free cash flow47.4 −31.6%Buybacks−4.4Dividends paid−17.5Fiscal year 2021Operating cash flow102.3Capital expenditure−5.9Free cash flow96.5 +103.4%Buybacks−0.3Dividends paid−23.6Fiscal year 2022Operating cash flow109.5Capital expenditure−5.2Free cash flow104.2 +8.1%Buybacks−11.4Dividends paid−24.6Fiscal year 2023Operating cash flow89.7Capital expenditure−6.7Free cash flow83.0 −20.4%Buybacks−0.5Dividends paid−25.1Fiscal year 2024Operating cash flow75.1Capital expenditure−3.1Free cash flow72.0 −13.3%Buybacks−18.9Dividends paid−24.8Fiscal year 2025Operating cash flow101.5Capital expenditure−4.6Free cash flow96.9 +34.6%Buybacks−34.6Dividends paid−25.3
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 33.3 68.7 86.0 73.1 51.2 102.3 109.5 89.7 75.1 101.5
Capital expenditure −12.6 −4.0 −4.3 −3.9 −3.8 −5.9 −5.2 −6.7 −3.1 −4.6
Free cash flow 20.7 64.7 81.7 69.3 47.4 96.5 104.2 83.0 72.0 96.9
Growth +213.1% +26.3% −15.2% −31.6% +103.4% +8.1% −20.4% −13.3% +34.6%
Buybacks −8.4 −3.5 −6.0 −2.0 −4.4 −0.3 −11.4 −0.5 −18.9 −34.6
Dividends paid −17.0 −21.3 −23.5 −23.4 −17.5 −23.6 −24.6 −25.1 −24.8 −25.3

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash57.8Total debt127.5Net cash (debt)−69.7Shareholders’ equity505.2Debt to equity0.25Fiscal year 2017Cash75.4Total debt155.8Net cash (debt)−80.4Shareholders’ equity603.4Debt to equity0.26Fiscal year 2018Cash109.4Total debt145.3Net cash (debt)−35.9Shareholders’ equity624.1Debt to equity0.23Fiscal year 2019Cash125.1Total debt150.1Net cash (debt)−25.0Shareholders’ equity675.1Debt to equity0.22Fiscal year 2020Cash219.9Shareholders’ equity692.5Fiscal year 2021Cash890.2Shareholders’ equity773.8Fiscal year 2022Cash152.8Shareholders’ equity776.5Fiscal year 2023Cash249.8Shareholders’ equity839.2Fiscal year 2024Cash328.8Shareholders’ equity887.3Fiscal year 2025Cash553.7Shareholders’ equity943.3
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 57.8 75.4 109.4 125.1 219.9 890.2 152.8 249.8 328.8 553.7
Total debt 127.5 155.8 145.3 150.1 n/a n/a n/a n/a n/a n/a
Net cash (debt) −69.7 −80.4 −35.9 −25.0 n/a n/a n/a n/a n/a n/a
Shareholders’ equity 505.2 603.4 624.1 675.1 692.5 773.8 776.5 839.2 887.3 943.3
Debt to equity 0.25 0.26 0.23 0.22 n/a n/a n/a n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Cash flow

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Operations
33.3 68.7 86.0 73.1 51.2 102.3 109.5 89.7 75.1 101.5
Growth +106.1% +25.3% −15.0% −30.0% +100.0% +7.0% −18.0% −16.3% +35.2%
Investment
−12.6 −4.0 −4.3 −3.9 −3.8 −5.9 −5.2 −6.7 −3.1 −4.6
calc 20.7 64.7 81.7 69.3 47.4 96.5 104.2 83.0 72.0 96.9
Growth +213.1% +26.3% −15.2% −31.6% +103.4% +8.1% −20.4% −13.3% +34.6%
calc 0.90 2.42 2.79 2.37 1.62 3.26 3.53 2.81 2.45 3.34
−313.9 −332.5 −431.3 −343.4 −867.4 −126.8 −897.6 −454.4 −259.7 −83.7
Financing
277.7 281.4 379.3 285.9 910.9 694.7 50.8 461.7 263.7 207.0
−17.0 −21.3 −23.5 −23.4 −17.5 −23.6 −24.6 −25.1 −24.8 −25.3
−8.4 −3.5 −6.0 −2.0 −4.4 −0.3 −11.4 −0.5 −18.9 −34.6

Lines marked calc are worked out here from filed figures; point at one for how. Capital expenditure, dividends and buybacks are shown as money out, so negative.