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Voya Financial, Inc.

VOYA Clue Score39
United States Fiscal year ends December CIK 0001535929
$94.67 -2.04% Close, 9 Oct 2026
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Price $94.67 +44.42% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue8.79Operating income0.11Net income−0.33EPS, diluted−1.61Fiscal year 2017Revenue7.23 −17.7%Net income−2.99EPS, diluted−16.25Fiscal year 2018Revenue1.43 −80.3%Net income0.76EPS, diluted4.53Fiscal year 2019Revenue1.42 −0.2%Net income−0.36 −147.2%EPS, diluted−2.64 −158.3%Fiscal year 2020Revenue1.75 +23.0%Net income−0.21EPS, diluted−1.84Fiscal year 2021Revenue1.98 +13.4%Net income2.37EPS, diluted18.56Fiscal year 2022Revenue1.69 −14.8%Net income0.51 −78.5%EPS, diluted4.30 −76.8%Fiscal year 2023Revenue1.94 +14.7%Operating income0.92Net income0.63 +22.5%EPS, diluted5.42 +26.0%Fiscal year 2024Revenue2.15 +10.9%Operating income0.87Net income0.67 +6.7%EPS, diluted6.17 +13.8%Fiscal year 2025Revenue2.26 +4.9%Operating income1.04Net income0.65 −1.9%EPS, diluted6.29 +1.9%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 8.79 7.23 1.43 1.42 1.75 1.98 1.69 1.94 2.15 2.26
Growth −17.7% −80.3% −0.2% +23.0% +13.4% −14.8% +14.7% +10.9% +4.9%
Operating income 0.11 n/a n/a n/a n/a n/a n/a 0.92 0.87 1.04
Net income −0.33 −2.99 0.76 −0.36 −0.21 2.37 0.51 0.63 0.67 0.65
Growth −147.2% −78.5% +22.5% +6.7% −1.9%
EPS, diluted −1.61 −16.25 4.53 −2.64 −1.84 18.56 4.30 5.42 6.17 6.29
Growth −158.3% −76.8% +26.0% +13.8% +1.9%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2016Operating margin1.3%Net margin−3.7%Free cash flow margin41.3%Fiscal year 2017Net margin−41.4%Fiscal year 2018Net margin53.4%Fiscal year 2019Net margin−25.3%Fiscal year 2020Net margin−11.8%Fiscal year 2021Net margin119.5%Fiscal year 2022Net margin30.2%Fiscal year 2023Operating margin47.2%Net margin32.2%Fiscal year 2024Operating margin40.5%Net margin31.0%Fiscal year 2025Operating margin46.0%Net margin29.0%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin 1.3% n/a n/a n/a n/a n/a n/a 47.2% 40.5% 46.0%
Net margin −3.7% −41.4% 53.4% −25.3% −11.8% 119.5% 30.2% 32.2% 31.0% 29.0%
Free cash flow margin 41.3% n/a n/a n/a n/a n/a n/a n/a n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow3.69Capital expenditure−0.07Free cash flow3.63Buybacks−0.69Dividends paid−0.01Fiscal year 2017Operating cash flow1.58Buybacks−0.92Dividends paid−0.01Fiscal year 2018Operating cash flow1.87Buybacks−1.03Dividends paid−0.01Fiscal year 2019Operating cash flow1.31Buybacks−1.14Dividends paid−0.04Fiscal year 2020Operating cash flow1.36Buybacks−0.52Dividends paid−0.04Fiscal year 2021Operating cash flow0.02Buybacks−1.11Dividends paid−0.04Fiscal year 2022Operating cash flow1.35Buybacks−0.75Dividends paid−0.08Fiscal year 2023Operating cash flow1.64Buybacks−0.37Dividends paid−0.13Fiscal year 2024Operating cash flow1.35Buybacks−0.64Dividends paid−0.17Fiscal year 2025Operating cash flow1.29Buybacks−0.20Dividends paid−0.18
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 3.69 1.58 1.87 1.31 1.36 0.02 1.35 1.64 1.35 1.29
Capital expenditure −0.07 n/a n/a n/a n/a n/a n/a n/a n/a n/a
Free cash flow 3.63 n/a n/a n/a n/a n/a n/a n/a n/a n/a
Growth
Buybacks −0.69 −0.92 −1.03 −1.14 −0.52 −1.11 −0.75 −0.37 −0.64 −0.20
Dividends paid −0.01 −0.01 −0.01 −0.04 −0.04 −0.04 −0.08 −0.13 −0.17 −0.18

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash2.10Total debt3.55Net cash (debt)−1.45Shareholders’ equity13.00Debt to equity0.27Fiscal year 2017Cash0.85Total debt3.46Net cash (debt)−2.61Shareholders’ equity10.01Debt to equity0.35Fiscal year 2018Cash1.24Total debt3.14Net cash (debt)−1.90Shareholders’ equity8.15Debt to equity0.38Fiscal year 2019Cash1.18Total debt3.04Net cash (debt)−1.86Shareholders’ equity9.34Debt to equity0.33Fiscal year 2020Cash1.50Total debt3.05Net cash (debt)−1.54Shareholders’ equity10.11Debt to equity0.30Fiscal year 2021Cash1.40Total debt2.60Net cash (debt)−1.19Shareholders’ equity8.25Debt to equity0.31Fiscal year 2022Cash1.01Total debt2.24Net cash (debt)−1.23Shareholders’ equity3.35Debt to equity0.67Fiscal year 2023Cash1.12Total debt2.10Net cash (debt)−0.98Shareholders’ equity4.19Debt to equity0.50Fiscal year 2024Cash1.51Total debt2.50Net cash (debt)−0.99Shareholders’ equity4.01Debt to equity0.62Fiscal year 2025Cash1.35Total debt2.10Net cash (debt)−0.76Shareholders’ equity4.95Debt to equity0.42
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 2.10 0.85 1.24 1.18 1.50 1.40 1.01 1.12 1.51 1.35
Total debt 3.55 3.46 3.14 3.04 3.05 2.60 2.24 2.10 2.50 2.10
Net cash (debt) −1.45 −2.61 −1.90 −1.86 −1.54 −1.19 −1.23 −0.98 −0.99 −0.76
Shareholders’ equity 13.00 10.01 8.15 9.34 10.11 8.25 3.35 4.19 4.01 4.95
Debt to equity 0.27 0.35 0.38 0.33 0.30 0.31 0.67 0.50 0.62 0.42

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
1.3% n/a n/a n/a n/a n/a n/a 47.2% 40.5% 46.0%
8.8% 5.3% 36.5% 40.3% 20.1% 155.5% 25.3% 35.0% 37.2% 37.1%
−3.7% −41.4% 53.4% −25.3% −11.8% 119.5% 30.2% 32.2% 31.0% 29.0%
41.3% n/a n/a n/a n/a n/a n/a n/a n/a n/a
Spending
0.8% n/a n/a n/a n/a n/a n/a n/a n/a n/a
−3.7% 178.4% 7.5% −37.8% −5.1% −1.1% −1.2% −7.5% 7.1% 12.4%
Returns
−2.5% −29.9% 9.3% −3.9% −2.0% 28.7% 15.2% 14.9% 16.7% 13.2%
−0.2% −1.3% 0.5% −0.2% −0.1% 1.4% 0.3% 0.4% 0.4% 0.4%
Balance and payout
0.27 0.35 0.38 0.33 0.30 0.31 0.67 0.50 0.62 0.42
93.5% 95.0% 94.2% 94.0% 93.8% 94.3% 96.6% 96.1% 96.3% 96.1%
n/a n/a 0.8% n/a n/a 1.5% 16.3% 20.3% 25.6% 27.2%
19.2% n/a n/a n/a n/a n/a n/a n/a n/a n/a