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Stocks · Financials · National Commercial Banks

WSFS FINANCIAL CORP

WSFS Clue Score53
United States Fiscal year ends December CIK 0000828944
$75.39 -0.03% Close, 9 Oct 2026
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Price $75.39 +39.71% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue0.32Net income0.06EPS, diluted2.06Fiscal year 2017Revenue0.38 +17.9%Net income0.05 −21.6%EPS, diluted1.56Fiscal year 2018Revenue0.46 +20.1%Net income0.13 +168.2%EPS, diluted4.19Fiscal year 2019Revenue0.71 +55.7%Net income0.15 +10.4%EPS, diluted3.00Fiscal year 2020Revenue0.72 +0.9%Net income0.11 −22.9%EPS, diluted2.27Fiscal year 2021Revenue0.64 −10.3%Net income0.27 +136.5%EPS, diluted5.69Fiscal year 2022Revenue0.96 +50.2%Net income0.22 −18.1%EPS, diluted3.49Fiscal year 2023Net income0.27 +21.0%EPS, diluted4.40Fiscal year 2024Net income0.26 −2.0%EPS, diluted4.41Fiscal year 2025Net income0.29 +9.0%EPS, diluted5.09
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 0.32 0.38 0.46 0.71 0.72 0.64 0.96 n/a n/a n/a
Growth +17.9% +20.1% +55.7% +0.9% −10.3% +50.2%
Net income 0.06 0.05 0.13 0.15 0.11 0.27 0.22 0.27 0.26 0.29
Growth −21.6% +168.2% +10.4% −22.9% +136.5% −18.1% +21.0% −2.0% +9.0%
EPS, diluted 2.06 1.56 4.19 3.00 2.27 5.69 3.49 4.40 4.41 5.09

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin19.9%Free cash flow margin21.9%Fiscal year 2017Net margin13.2%Free cash flow margin32.3%Fiscal year 2018Net margin29.6%Free cash flow margin28.6%Fiscal year 2019Net margin21.0%Free cash flow margin10.7%Fiscal year 2020Net margin16.0%Free cash flow margin1.1%Fiscal year 2021Net margin42.3%Free cash flow margin18.6%Fiscal year 2022Net margin23.1%Free cash flow margin49.0%Fiscal year 2023Fiscal year 2024Fiscal year 2025
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 19.9% 13.2% 29.6% 21.0% 16.0% 42.3% 23.1% n/a n/a n/a
Free cash flow margin 21.9% 32.3% 28.6% 10.7% 1.1% 18.6% 49.0% n/a n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow0.08Capital expenditure−0.01Free cash flow0.07Buybacks−0.01Dividends paid−0.01Fiscal year 2017Operating cash flow0.13Capital expenditure−0.01Free cash flow0.12 +74.2%Buybacks−0.01Dividends paid−0.01Fiscal year 2018Operating cash flow0.14Capital expenditure−0.01Free cash flow0.13 +6.2%Buybacks−0.03Dividends paid−0.01Fiscal year 2019Operating cash flow0.09Capital expenditure−0.01Free cash flow0.08 −41.8%Buybacks−0.10Dividends paid−0.02Fiscal year 2020Operating cash flow0.02Capital expenditure−0.01Free cash flow0.01 −89.4%Buybacks−0.16Dividends paid−0.02Fiscal year 2021Operating cash flow0.13Capital expenditure−0.01Free cash flow0.12 +1,391.6%Buybacks−0.01Dividends paid−0.02Fiscal year 2022Operating cash flow0.48Capital expenditure−0.01Free cash flow0.47 +296.4%Buybacks−0.20Dividends paid−0.04Fiscal year 2023Operating cash flow0.24Capital expenditure−0.01Free cash flow0.23 −51.1%Buybacks−0.05Dividends paid−0.04Fiscal year 2024Operating cash flow0.22Capital expenditure−0.01Free cash flow0.21 −10.8%Buybacks−0.10Dividends paid−0.04Fiscal year 2025Operating cash flow0.22Capital expenditure−0.01Free cash flow0.21 +3.9%Buybacks−0.29Dividends paid−0.04
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.08 0.13 0.14 0.09 0.02 0.13 0.48 0.24 0.22 0.22
Capital expenditure −0.01 −0.01 −0.01 −0.01 −0.01 −0.01 −0.01 −0.01 −0.01 −0.01
Free cash flow 0.07 0.12 0.13 0.08 0.01 0.12 0.47 0.23 0.21 0.21
Growth +74.2% +6.2% −41.8% −89.4% +1,391.6% +296.4% −51.1% −10.8% +3.9%
Buybacks −0.01 −0.01 −0.03 −0.10 −0.16 −0.01 −0.20 −0.05 −0.10 −0.29
Dividends paid −0.01 −0.01 −0.01 −0.02 −0.02 −0.02 −0.04 −0.04 −0.04 −0.04

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash0.82Shareholders’ equity0.69Fiscal year 2017Cash0.72Shareholders’ equity0.72Fiscal year 2018Cash0.62Shareholders’ equity0.82Fiscal year 2019Cash0.57Shareholders’ equity1.85Fiscal year 2020Cash1.65Shareholders’ equity1.79Fiscal year 2021Cash1.53Shareholders’ equity1.94Fiscal year 2022Cash0.84Shareholders’ equity2.21Fiscal year 2023Cash1.09Shareholders’ equity2.48Fiscal year 2024Cash1.15Shareholders’ equity2.59Fiscal year 2025Cash1.70Shareholders’ equity2.74
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.82 0.72 0.62 0.57 1.65 1.53 0.84 1.09 1.15 1.70
Shareholders’ equity 0.69 0.72 0.82 1.85 1.79 1.94 2.21 2.48 2.59 2.74

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
30.2% 28.6% 37.5% 27.4% 20.3% 55.7% 31.2% n/a n/a n/a
19.9% 13.2% 29.6% 21.0% 16.0% 42.3% 23.1% n/a n/a n/a
21.9% 32.3% 28.6% 10.7% 1.1% 18.6% 49.0% n/a n/a n/a
Spending
3.1% 2.0% 1.2% 2.0% 1.0% 1.0% 0.9% n/a n/a n/a
34.0% 53.7% 21.1% 23.9% 21.8% 24.1% 25.9% 26.3% 24.1% 24.5%
Returns
9.3% 6.9% 16.4% 8.0% 6.4% 14.0% 10.1% 10.9% 10.2% 10.5%
0.9% 0.7% 1.9% 1.2% 0.8% 1.7% 1.1% 1.3% 1.3% 1.3%
Balance and payout
89.8% 89.7% 88.7% 84.9% 87.5% 87.7% 88.9% 88.0% 87.6% 87.2%
11.9% 18.8% 9.8% 15.1% 21.2% 8.9% 16.1% 13.7% 13.6% 12.9%
31.2% 17.3% 34.2% 158.1% 2,257.3% 31.5% 50.0% 39.6% 64.2% 153.3%