Stocks · Financials · National Commercial Banks

FINANCIAL INSTITUTIONS INC

FISI Clue Score48
United States Fiscal year ends December CIK 0000862831
$38.45 -1.54% Close, 9 Oct 2026

Price, with every insider trade on it

Closing prices, 12 months · point at a dot for who traded, or at the line for the close
38.45 on 9 Oct 2026
43 34 26 Oct 2025 Apr 2026 Oct 2026 13 Oct 2025 $26.67 14 Oct 2025 $27.49 15 Oct 2025 $26.98 16 Oct 2025 $25.86 17 Oct 2025 $25.72 20 Oct 2025 $26.51 21 Oct 2025 $26.60 22 Oct 2025 $26.63 23 Oct 2025 $26.48 24 Oct 2025 $28.95 27 Oct 2025 $29.45 28 Oct 2025 $29.46 29 Oct 2025 $28.92 30 Oct 2025 $28.67 31 Oct 2025 $28.43 3 Nov 2025 $29.03 4 Nov 2025 $28.76 5 Nov 2025 $29.24 6 Nov 2025 $29.08 7 Nov 2025 $29.33 10 Nov 2025 $29.79 11 Nov 2025 $29.70 12 Nov 2025 $29.60 13 Nov 2025 $29.47 14 Nov 2025 $29.25 17 Nov 2025 $28.52 18 Nov 2025 $28.31 19 Nov 2025 $28.59 20 Nov 2025 $28.50 21 Nov 2025 $29.47 24 Nov 2025 $29.65 25 Nov 2025 $30.76 26 Nov 2025 $30.59 28 Nov 2025 $30.60 1 Dec 2025 $30.64 2 Dec 2025 $30.55 3 Dec 2025 $31.26 4 Dec 2025 $31.24 5 Dec 2025 $30.86 8 Dec 2025 $31.07 9 Dec 2025 $31.34 10 Dec 2025 $32.47 11 Dec 2025 $32.61 12 Dec 2025 $32.75 15 Dec 2025 $32.40 16 Dec 2025 $32.27 17 Dec 2025 $32.22 18 Dec 2025 $32.63 19 Dec 2025 $32.03 22 Dec 2025 $31.97 23 Dec 2025 $31.85 24 Dec 2025 $31.90 26 Dec 2025 $31.99 29 Dec 2025 $31.60 30 Dec 2025 $31.35 31 Dec 2025 $31.17 2 Jan 2026 $30.84 5 Jan 2026 $31.73 6 Jan 2026 $31.43 7 Jan 2026 $31.33 8 Jan 2026 $32.22 9 Jan 2026 $31.41 12 Jan 2026 $31.18 13 Jan 2026 $31.14 14 Jan 2026 $31.55 15 Jan 2026 $32.22 16 Jan 2026 $32.19 20 Jan 2026 $31.58 21 Jan 2026 $33.26 22 Jan 2026 $33.17 23 Jan 2026 $32.02 26 Jan 2026 $32.07 27 Jan 2026 $32.22 28 Jan 2026 $31.97 29 Jan 2026 $32.93 30 Jan 2026 $32.94 2 Feb 2026 $33.95 3 Feb 2026 $34.27 4 Feb 2026 $34.78 5 Feb 2026 $34.80 6 Feb 2026 $35.14 9 Feb 2026 $34.78 10 Feb 2026 $34.46 11 Feb 2026 $34.43 12 Feb 2026 $34.07 13 Feb 2026 $34.41 17 Feb 2026 $34.78 18 Feb 2026 $33.82 19 Feb 2026 $33.67 20 Feb 2026 $33.74 23 Feb 2026 $32.23 24 Feb 2026 $32.02 25 Feb 2026 $32.25 26 Feb 2026 $32.90 27 Feb 2026 $31.38 2 Mar 2026 $31.89 3 Mar 2026 $31.65 4 Mar 2026 $31.83 5 Mar 2026 $31.29 6 Mar 2026 $30.78 9 Mar 2026 $30.73 10 Mar 2026 $30.76 11 Mar 2026 $30.38 12 Mar 2026 $30.32 13 Mar 2026 $30.25 16 Mar 2026 $30.47 17 Mar 2026 $30.52 18 Mar 2026 $30.30 19 Mar 2026 $30.63 20 Mar 2026 $30.59 23 Mar 2026 $31.30 24 Mar 2026 $31.40 25 Mar 2026 $31.25 26 Mar 2026 $31.23 27 Mar 2026 $30.89 30 Mar 2026 $31.05 31 Mar 2026 $31.71 1 Apr 2026 $32.09 2 Apr 2026 $32.22 6 Apr 2026 $32.77 7 Apr 2026 $33.19 8 Apr 2026 $33.88 9 Apr 2026 $34.39 10 Apr 2026 $34.05 13 Apr 2026 $33.85 14 Apr 2026 $34.34 15 Apr 2026 $34.28 16 Apr 2026 $34.24 17 Apr 2026 $35.13 20 Apr 2026 $35.05 21 Apr 2026 $34.22 22 Apr 2026 $34.17 23 Apr 2026 $34.15 24 Apr 2026 $33.71 27 Apr 2026 $34.56 28 Apr 2026 $35.00 29 Apr 2026 $34.03 30 Apr 2026 $34.07 1 May 2026 $34.49 4 May 2026 $33.92 5 May 2026 $34.82 6 May 2026 $35.35 7 May 2026 $35.41 8 May 2026 $35.41 11 May 2026 $34.90 12 May 2026 $34.67 13 May 2026 $34.24 14 May 2026 $34.25 15 May 2026 $33.82 18 May 2026 $34.42 19 May 2026 $34.37 20 May 2026 $35.10 21 May 2026 $35.37 22 May 2026 $35.36 26 May 2026 $36.22 27 May 2026 $35.93 28 May 2026 $35.81 29 May 2026 $36.23 1 Jun 2026 $35.73 2 Jun 2026 $36.46 3 Jun 2026 $35.47 4 Jun 2026 $36.62 5 Jun 2026 $37.11 8 Jun 2026 $37.27 9 Jun 2026 $37.54 10 Jun 2026 $37.83 11 Jun 2026 $37.98 12 Jun 2026 $37.90 15 Jun 2026 $37.15 16 Jun 2026 $37.15 17 Jun 2026 $37.02 18 Jun 2026 $37.36 22 Jun 2026 $37.89 23 Jun 2026 $38.40 24 Jun 2026 $38.67 25 Jun 2026 $38.70 26 Jun 2026 $38.93 29 Jun 2026 $38.83 30 Jun 2026 $38.97 1 Jul 2026 $40.07 2 Jul 2026 $39.02 6 Jul 2026 $38.92 7 Jul 2026 $38.51 8 Jul 2026 $37.64 9 Jul 2026 $38.72 10 Jul 2026 $38.85 13 Jul 2026 $38.75 14 Jul 2026 $38.78 15 Jul 2026 $39.17 16 Jul 2026 $40.03 17 Jul 2026 $39.32 20 Jul 2026 $39.31 21 Jul 2026 $39.49 22 Jul 2026 $38.89 23 Jul 2026 $38.72 24 Jul 2026 $40.62 27 Jul 2026 $41.25 28 Jul 2026 $42.16 29 Jul 2026 $41.25 30 Jul 2026 $41.26 31 Jul 2026 $41.46 3 Aug 2026 $42.59 4 Aug 2026 $42.70 5 Aug 2026 $42.46 6 Aug 2026 $41.96 7 Aug 2026 $41.65 10 Aug 2026 $41.33 11 Aug 2026 $41.64 12 Aug 2026 $41.87 13 Aug 2026 $41.89 14 Aug 2026 $41.75 17 Aug 2026 $41.56 18 Aug 2026 $41.57 19 Aug 2026 $40.91 20 Aug 2026 $40.79 21 Aug 2026 $41.20 24 Aug 2026 $40.82 25 Aug 2026 $40.62 26 Aug 2026 $40.80 27 Aug 2026 $40.92 28 Aug 2026 $40.96 31 Aug 2026 $40.52 1 Sep 2026 $40.04 2 Sep 2026 $40.84 3 Sep 2026 $41.18 4 Sep 2026 $41.70 8 Sep 2026 $41.16 9 Sep 2026 $40.79 10 Sep 2026 $41.09 11 Sep 2026 $40.92 14 Sep 2026 $41.02 15 Sep 2026 $40.80 16 Sep 2026 $40.23 17 Sep 2026 $40.72 18 Sep 2026 $40.64 21 Sep 2026 $40.33 22 Sep 2026 $40.32 23 Sep 2026 $39.66 24 Sep 2026 $40.02 25 Sep 2026 $40.23 28 Sep 2026 $39.55 29 Sep 2026 $39.29 30 Sep 2026 $38.98 1 Oct 2026 $39.48 2 Oct 2026 $39.98 5 Oct 2026 $39.63 6 Oct 2026 $39.28 7 Oct 2026 $38.71 8 Oct 2026 $39.05 9 Oct 2026 $38.45 Plants William Jack II Chief Financial Officer Bought $19.88K 12 Mar 2026 · at $30.12 · 12.0% of stake Zupan Mark Director Bought $24.79K 2 Sep 2026 · at $40.77 · 4.0% of stake
2 buys0 sales at will0 planned sales

Key numbers

Fiscal year 2025, ended 31 Dec 2025, as filed
Net income
$74.87M
Free cash flow
$13.25M
Return on equity
11.9%
Debt to equity
0.31

Revenue and profit

Fiscal years, as filed with the SEC · point at a year for the detail
Full statements →
0K 38M FY20 Fiscal year 2020 Revenue $0.00 Net income $38.33M Margin n/a 0K 78M FY21 Fiscal year 2021 Revenue $0.00 Net income $77.70M Margin n/a 0K 57M FY22 Fiscal year 2022 Revenue $0.00 Net income $56.57M Margin n/a 0K 50M FY23 Fiscal year 2023 Revenue $0.00 Net income $50.26M Margin n/a 0K -42M FY24 Fiscal year 2024 Revenue $0.00 Net income $41.65M Margin n/a 0K 75M FY25 Fiscal year 2025 Revenue $0.00 Net income $74.87M Margin n/a
RevenueNet incomeLoss

Latest insider transactions

From Form 4, most recent first
All of them →
DateInsiderTypeValueOf own stake
2 Sep 2026 Zupan Mark
Director
Bought $24.79K 4.0%
12 Mar 2026 Plants William Jack II
Chief Financial Officer
Bought $19.88K 12.0%
13 Dec 2024 BIRMINGHAM MARTIN KEARNEY
President & CEO
Bought $100.00K 3.3%
13 Dec 2024 GULLO SAMUEL M
Director
Bought $100.00K 10.9%
13 Dec 2024 Latella Robert N
Director
Bought $100.00K 33.3%
13 Dec 2024 Glaser Robert M
Director
Bought $100.00K 9.7%