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Stocks · Financials · Fire, Marine & Casualty Insurance

Arch Capital Group

ACGL Clue Score81
Bermuda Fiscal year ends December CIK 0000947484
$95.57 -0.53% Close, 9 Oct 2026
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Price $95.57 +137.91% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue4.46Net income0.69EPS, diluted1.78Fiscal year 2017Revenue5.63 +26.1%Net income0.62 −10.6%EPS, diluted1.36 −23.6%Fiscal year 2018Revenue5.45 −3.1%Net income0.76 +22.4%EPS, diluted1.73 +27.2%Fiscal year 2019Revenue6.93 +27.1%Net income1.64 +115.9%EPS, diluted3.87 +123.7%Fiscal year 2020Revenue8.51 +22.8%Net income1.41 −14.1%EPS, diluted3.32 −14.2%Fiscal year 2021Revenue9.25 +8.7%Net income2.16 +53.5%EPS, diluted5.23 +57.5%Fiscal year 2022Revenue9.61 +3.9%Net income1.48 −31.6%EPS, diluted3.80 −27.3%Fiscal year 2023Revenue13.63 +41.8%Net income4.44 +201.0%EPS, diluted11.62 +205.8%Fiscal year 2024Revenue17.44 +27.9%Net income4.31 −2.9%EPS, diluted11.19 −3.7%Fiscal year 2025Revenue19.93 +14.3%Net income4.40 +2.0%EPS, diluted11.60 +3.7%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 4.46 5.63 5.45 6.93 8.51 9.25 9.61 13.63 17.44 19.93
Growth +26.1% −3.1% +27.1% +22.8% +8.7% +3.9% +41.8% +27.9% +14.3%
Net income 0.69 0.62 0.76 1.64 1.41 2.16 1.48 4.44 4.31 4.40
Growth −10.6% +22.4% +115.9% −14.1% +53.5% −31.6% +201.0% −2.9% +2.0%
EPS, diluted 1.78 1.36 1.73 3.87 3.32 5.23 3.80 11.62 11.19 11.60
Growth −23.6% +27.2% +123.7% −14.2% +57.5% −27.3% +205.8% −3.7% +3.7%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin15.5%Free cash flow margin30.5%Fiscal year 2017Net margin11.0%Free cash flow margin19.1%Fiscal year 2018Net margin13.9%Free cash flow margin28.1%Fiscal year 2019Net margin23.6%Free cash flow margin29.0%Fiscal year 2020Net margin16.5%Free cash flow margin33.5%Fiscal year 2021Net margin23.3%Free cash flow margin36.6%Fiscal year 2022Net margin15.4%Free cash flow margin39.2%Fiscal year 2023Net margin32.6%Free cash flow margin41.8%Fiscal year 2024Net margin24.7%Free cash flow margin38.0%Fiscal year 2025Net margin22.1%Free cash flow margin30.7%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 15.5% 11.0% 13.9% 23.6% 16.5% 23.3% 15.4% 32.6% 24.7% 22.1%
Free cash flow margin 30.5% 19.1% 28.1% 29.0% 33.5% 36.6% 39.2% 41.8% 38.0% 30.7%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow1.38Capital expenditure−0.02Free cash flow1.36Buybacks−0.08Fiscal year 2017Operating cash flow1.09Capital expenditure−0.02Free cash flow1.07 −21.3%Buybacks0.00Fiscal year 2018Operating cash flow1.56Capital expenditure−0.03Free cash flow1.53 +42.7%Buybacks−0.28Fiscal year 2019Operating cash flow2.05Capital expenditure−0.04Free cash flow2.01 +31.5%Buybacks−0.00Fiscal year 2020Operating cash flow2.89Capital expenditure−0.04Free cash flow2.85 +41.6%Buybacks−0.08Fiscal year 2021Operating cash flow3.43Capital expenditure−0.04Free cash flow3.38 +18.9%Buybacks−1.23Fiscal year 2022Operating cash flow3.82Capital expenditure−0.05Free cash flow3.77 +11.3%Buybacks−0.59Fiscal year 2023Operating cash flow5.75Capital expenditure−0.05Free cash flow5.70 +51.3%Buybacks0.00Fiscal year 2024Operating cash flow6.67Capital expenditure−0.05Free cash flow6.62 +16.2%Buybacks−0.02Fiscal year 2025Operating cash flow6.17Capital expenditure−0.04Free cash flow6.13 −7.5%Buybacks−1.89
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 1.38 1.09 1.56 2.05 2.89 3.43 3.82 5.75 6.67 6.17
Capital expenditure −0.02 −0.02 −0.03 −0.04 −0.04 −0.04 −0.05 −0.05 −0.05 −0.04
Free cash flow 1.36 1.07 1.53 2.01 2.85 3.38 3.77 5.70 6.62 6.13
Growth −21.3% +42.7% +31.5% +41.6% +18.9% +11.3% +51.3% +16.2% −7.5%
Buybacks −0.08 0.00 −0.28 −0.00 −0.08 −1.23 −0.59 0.00 −0.02 −1.89

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash0.84Shareholders’ equity8.25Fiscal year 2017Cash0.61Shareholders’ equity9.20Fiscal year 2018Cash0.65Shareholders’ equity9.44Fiscal year 2019Cash0.73Shareholders’ equity11.50Fiscal year 2020Cash0.91Shareholders’ equity13.11Fiscal year 2021Cash0.86Shareholders’ equity13.55Fiscal year 2022Cash0.86Shareholders’ equity12.91Fiscal year 2023Cash0.92Shareholders’ equity18.35Fiscal year 2024Cash0.98Shareholders’ equity20.82Fiscal year 2025Cash0.99Shareholders’ equity24.21
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.84 0.61 0.65 0.73 0.91 0.86 0.86 0.92 0.98 0.99
Shareholders’ equity 8.25 9.20 9.44 11.50 13.11 13.55 12.91 18.35 20.82 24.21

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
19.2% 13.5% 15.4% 26.7% 18.5% 25.6% 16.2% 26.2% 26.8% 25.9%
15.5% 11.0% 13.9% 23.6% 16.5% 23.3% 15.4% 32.6% 24.7% 22.1%
30.5% 19.1% 28.1% 29.0% 33.5% 36.6% 39.2% 41.8% 38.0% 30.7%
Spending
1.8% 1.5% 1.4% 1.2% 1.0% 0.8% 1.0% 0.7% 1.1% 0.7%
0.3% 0.4% 0.5% 0.5% 0.5% 0.4% 0.5% 0.4% 0.3% 0.2%
3.7% 16.8% 13.5% 8.4% 7.1% 5.4% 5.1% −24.5% 7.7% 14.7%
Returns
8.4% 6.7% 8.0% 14.2% 10.7% 15.9% 11.4% 24.2% 20.7% 18.2%
2.4% 1.9% 2.4% 4.3% 3.2% 4.8% 3.1% 7.5% 6.1% 5.6%
Balance and payout
68.3% 68.0% 67.6% 67.5% 67.7% 69.9% 73.1% 68.8% 70.6% 69.5%
5.5% 0.0% 18.5% 0.1% 2.9% 36.5% 15.6% 0.0% 0.4% 30.8%