Stocks · Financials · Life Insurance

AEGON LTD.

AEG Clue Score33
Bermuda Fiscal year ends December CIK 0000769218
$8.24 -0.36% Close, 9 Oct 2026
Price $8.24 +58.16% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue33.66Net income0.44EPS, diluted0.15Fiscal year 2017Revenue32.97 −2.0%Net income2.47 +465.0%EPS, diluted1.14 +660.0%Fiscal year 2018Revenue28.91 −12.3%Operating income−11.70Net income0.71 −71.4%EPS, diluted0.29 −74.6%Fiscal year 2019Revenue28.20 −2.5%Operating income35.39Net income1.24 +74.9%EPS, diluted0.56 +93.1%Fiscal year 2020Revenue21.32 −24.4%Operating income17.96Net income−0.15 −111.8%EPS, diluted−0.09 −116.1%Fiscal year 2021Revenue21.09 −1.1%Operating income24.72Net income1.98EPS, diluted0.94Fiscal year 2022Revenue21.33 +1.1%Operating income−35.13Net income−0.57 −128.8%EPS, diluted−0.30 −131.9%Fiscal year 2023Net income−0.18EPS, diluted−0.12Fiscal year 2024Net income0.69EPS, diluted0.37Fiscal year 2025Net income0.98 +42.0%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 33.66 32.97 28.91 28.20 21.32 21.09 21.33 n/a n/a n/a
Growth −2.0% −12.3% −2.5% −24.4% −1.1% +1.1%
Operating income n/a n/a −11.70 35.39 17.96 24.72 −35.13 n/a n/a n/a
Net income 0.44 2.47 0.71 1.24 −0.15 1.98 −0.57 −0.18 0.69 0.98
Growth +465.0% −71.4% +74.9% −111.8% −128.8% +42.0%
EPS, diluted 0.15 1.14 0.29 0.56 −0.09 0.94 −0.30 −0.12 0.37 n/a
Growth +660.0% −74.6% +93.1% −116.1% −131.9%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2016Net margin1.3%Free cash flow margin9.7%Fiscal year 2017Net margin7.5%Free cash flow margin1.5%Fiscal year 2018Operating margin−40.5%Net margin2.4%Free cash flow margin1.5%Fiscal year 2019Operating margin125.5%Net margin4.4%Free cash flow margin25.5%Fiscal year 2020Operating margin84.3%Net margin−0.7%Free cash flow margin−13.8%Fiscal year 2021Operating margin117.2%Net margin9.4%Free cash flow margin−8.9%Fiscal year 2022Operating margin−164.7%Net margin−2.7%Free cash flow margin12.2%Fiscal year 2023Fiscal year 2024Fiscal year 2025
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin n/a n/a −40.5% 125.5% 84.3% 117.2% −164.7% n/a n/a n/a
Net margin 1.3% 7.5% 2.4% 4.4% −0.7% 9.4% −2.7% n/a n/a n/a
Free cash flow margin 9.7% 1.5% 1.5% 25.5% −13.8% −8.9% 12.2% n/a n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow3.32Capital expenditure−0.07Free cash flow3.25Dividends paid−0.31Fiscal year 2017Operating cash flow0.55Capital expenditure−0.07Free cash flow0.48 −85.2%Dividends paid−0.29Fiscal year 2018Operating cash flow0.52Capital expenditure−0.08Free cash flow0.44 −9.4%Dividends paid−0.33Fiscal year 2019Operating cash flow7.30Capital expenditure−0.10Free cash flow7.20 +1,551.4%Dividends paid−0.31Fiscal year 2020Operating cash flow−2.85Capital expenditure−0.08Free cash flow−2.93 −140.8%Dividends paid−0.06Fiscal year 2021Operating cash flow−1.80Capital expenditure−0.08Free cash flow−1.87Dividends paid−0.12Fiscal year 2022Operating cash flow2.67Capital expenditure−0.07Free cash flow2.60Dividends paid−0.17Fiscal year 2023Operating cash flow0.86Capital expenditure−0.07Free cash flow0.80 −69.3%Buybacks−1.07Dividends paid−0.49Fiscal year 2024Operating cash flow0.76Capital expenditure−0.05Free cash flow0.71 −11.0%Buybacks−0.93Dividends paid−0.52Fiscal year 2025Operating cash flow0.43Capital expenditure−0.04Free cash flow0.39 −44.7%Buybacks−0.55Dividends paid−0.60
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 3.32 0.55 0.52 7.30 −2.85 −1.80 2.67 0.86 0.76 0.43
Capital expenditure −0.07 −0.07 −0.08 −0.10 −0.08 −0.08 −0.07 −0.07 −0.05 −0.04
Free cash flow 3.25 0.48 0.44 7.20 −2.93 −1.87 2.60 0.80 0.71 0.39
Growth −85.2% −9.4% +1,551.4% −140.8% −69.3% −11.0% −44.7%
Buybacks n/a n/a n/a n/a n/a n/a n/a −1.07 −0.93 −0.55
Dividends paid −0.31 −0.29 −0.33 −0.31 −0.06 −0.12 −0.17 −0.49 −0.52 −0.60

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash11.35Total debt11.25Net cash (debt)0.10Shareholders’ equity24.32Debt to equity0.46Fiscal year 2017Cash10.77Total debt11.94Net cash (debt)−1.18Shareholders’ equity24.08Debt to equity0.50Fiscal year 2018Cash8.74Total debt10.68Net cash (debt)−1.94Shareholders’ equity22.52Debt to equity0.47Fiscal year 2019Cash12.26Total debt4.34Net cash (debt)7.93Shareholders’ equity24.41Debt to equity0.18Fiscal year 2020Cash8.37Total debt7.57Net cash (debt)0.80Shareholders’ equity24.59Debt to equity0.31Fiscal year 2021Cash6.89Total debt8.84Net cash (debt)−1.95Shareholders’ equity26.18Debt to equity0.34Fiscal year 2022Cash8.49Total debt2.90Net cash (debt)5.59Shareholders’ equity10.76Debt to equity0.27Fiscal year 2023Cash4.07Shareholders’ equity9.43Fiscal year 2024Cash3.47Shareholders’ equity9.19Fiscal year 2025Cash2.73Shareholders’ equity9.41
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 11.35 10.77 8.74 12.26 8.37 6.89 8.49 4.07 3.47 2.73
Total debt 11.25 11.94 10.68 4.34 7.57 8.84 2.90 n/a n/a n/a
Net cash (debt) 0.10 −1.18 −1.94 7.93 0.80 −1.95 5.59 n/a n/a n/a
Shareholders’ equity 24.32 24.08 22.52 24.41 24.59 26.18 10.76 9.43 9.19 9.41
Debt to equity 0.46 0.50 0.47 0.18 0.31 0.34 0.27 n/a n/a n/a

In billions of EUR, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Cash flow

In billions of EUR, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Operations
3.32 0.55 0.52 7.30 −2.85 −1.80 2.67 0.86 0.76 0.43
Growth −83.3% −6.5% +1,312.4% −139.1% −67.7% −11.8% −43.0%
Investment
−0.07 −0.07 −0.08 −0.10 −0.08 −0.08 −0.07 −0.07 −0.05 −0.04
calc 3.25 0.48 0.44 7.20 −2.93 −1.87 2.60 0.80 0.71 0.39
Growth −85.2% −9.4% +1,551.4% −140.8% −69.3% −11.0% −44.7%
−1.08 −1.20 −0.44 −0.09 −0.14 −0.05 0.73 −2.00 0.30 1.01
Financing
−0.47 0.52 −2.40 −3.73 −0.78 0.30 −1.83 −3.24 −1.76 −2.04
−0.31 −0.29 −0.33 −0.31 −0.06 −0.12 −0.17 −0.49 −0.52 −0.60
n/a n/a n/a n/a n/a n/a n/a −1.07 −0.93 −0.55

Lines marked calc are worked out here from filed figures; point at one for how. Capital expenditure, dividends and buybacks are shown as money out, so negative. Shown in EUR as filed; the screener converts to dollars.