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AI Financial Corp

AIFC Clue Score30
United States Fiscal year ends December CIK 0000862861
$0.44 -0.68% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $0.44 −21.65% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 28 Apr 2026. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue40.5Operating income1.1Net income−1.8EPS, diluted−0.24Fiscal year 2017Revenue41.5 +2.7%Operating income−0.2Net income−0.4EPS, diluted0.02Fiscal year 2018Revenue36.8 −11.4%Operating income−6.1Net income−5.6EPS, diluted−3.75Fiscal year 2019Revenue35.1 −4.6%Operating income−12.4Net income−12.0EPS, diluted−6.78Fiscal year 2021Revenue33.9 −3.5%Operating income−9.0Net income−8.5EPS, diluted−4.59Fiscal year 2022Revenue40.0 +18.2%Operating income−16.8Net income−16.9EPS, diluted−6.35Fiscal year 2022Revenue0.0 −100.0%Operating income−3.1Net income11.0EPS, diluted3.49Fiscal year 2023Revenue0.0Operating income−19.8Net income−7.8 −171.1%EPS, diluted−1.95Fiscal year 2024Revenue11.9Operating income−6.9Net income−7.6EPS, diluted−0.68Fiscal year 2025Revenue24.8 +109.0%Operating income−22.9Net income−344.5EPS, diluted−5.91
FY2016FY2017FY2018FY2019FY2021FY2022FY2022FY2023FY2024FY2025
Revenue 40.5 41.5 36.8 35.1 33.9 40.0 0.0 0.0 11.9 24.8
Growth +2.7% −11.4% −4.6% −3.5% +18.2% −100.0% +109.0%
Operating income 1.1 −0.2 −6.1 −12.4 −9.0 −16.8 −3.1 −19.8 −6.9 −22.9
Net income −1.8 −0.4 −5.6 −12.0 −8.5 −16.9 11.0 −7.8 −7.6 −344.5
Growth −171.1%
EPS, diluted −0.24 0.02 −3.75 −6.78 −4.59 −6.35 3.49 −1.95 −0.68 −5.91

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Gross marginOperating marginNet margin
Fiscal year 2016Gross margin30.5%Operating margin2.8%Net margin−4.4%Free cash flow margin5.6%Fiscal year 2017Gross margin31.6%Operating margin−0.6%Net margin−0.9%Free cash flow margin2.9%Fiscal year 2018Gross margin30.0%Operating margin−16.6%Net margin−15.2%Free cash flow margin10.2%Fiscal year 2019Gross margin22.2%Operating margin−35.4%Net margin−34.1%Free cash flow margin−10.6%Fiscal year 2021Gross margin26.1%Operating margin−26.6%Net margin−25.1%Free cash flow margin−3.3%Fiscal year 2022Gross margin22.2%Operating margin−41.9%Net margin−42.2%Free cash flow margin−17.4%Fiscal year 2022Fiscal year 2023Fiscal year 2024Gross margin47.5%Operating margin−58.2%Net margin−63.7%Fiscal year 2025Gross margin41.0%Operating margin−92.0%Net margin−1,386.9%Free cash flow margin−28.9%
FY2016FY2017FY2018FY2019FY2021FY2022FY2022FY2023FY2024FY2025
Gross margin 30.5% 31.6% 30.0% 22.2% 26.1% 22.2% n/a n/a 47.5% 41.0%
Operating margin 2.8% −0.6% −16.6% −35.4% −26.6% −41.9% n/a n/a −58.2% −92.0%
Net margin −4.4% −0.9% −15.2% −34.1% −25.1% −42.2% n/a n/a −63.7% −1,386.9%
Free cash flow margin 5.6% 2.9% 10.2% −10.6% −3.3% −17.4% n/a n/a n/a −28.9%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow2.7Capital expenditure−0.4Free cash flow2.3Fiscal year 2017Operating cash flow1.2Capital expenditure−0.0Free cash flow1.2 −47.3%Fiscal year 2018Operating cash flow4.1Capital expenditure−0.4Free cash flow3.7 +211.0%Fiscal year 2019Operating cash flow−3.5Capital expenditure−0.2Free cash flow−3.7 −199.4%Fiscal year 2021Operating cash flow−0.6Capital expenditure−0.5Free cash flow−1.1Fiscal year 2022Operating cash flow−5.3Capital expenditure−1.7Free cash flow−7.0Fiscal year 2022Operating cash flow−3.1Capital expenditure−0.8Free cash flow−3.9Fiscal year 2023Operating cash flow1.5Fiscal year 2024Operating cash flow1.8Fiscal year 2025Operating cash flow−7.2Capital expenditure−0.0Free cash flow−7.2
FY2016FY2017FY2018FY2019FY2021FY2022FY2022FY2023FY2024FY2025
Operating cash flow 2.7 1.2 4.1 −3.5 −0.6 −5.3 −3.1 1.5 1.8 −7.2
Capital expenditure −0.4 −0.0 −0.4 −0.2 −0.5 −1.7 −0.8 n/a n/a −0.0
Free cash flow 2.3 1.2 3.7 −3.7 −1.1 −7.0 −3.9 n/a n/a −7.2
Growth −47.3% +211.0% −199.4%

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash1.0Total debt4.5Net cash (debt)−3.5Shareholders’ equity10.8Debt to equity0.41Fiscal year 2017Cash3.3Shareholders’ equity26.2Fiscal year 2018Cash1.2Shareholders’ equity21.6Fiscal year 2019Cash0.5Shareholders’ equity10.3Fiscal year 2021Cash0.4Shareholders’ equity2.4Fiscal year 2022Cash0.7Total debt1.9Net cash (debt)−1.2Shareholders’ equity−8.7Fiscal year 2022Cash0.1Total debt6.2Net cash (debt)−6.1Shareholders’ equity2.3Debt to equity2.67Fiscal year 2023Cash0.0Shareholders’ equity−3.3Fiscal year 2024Cash7.2Total debt0.6Net cash (debt)6.6Shareholders’ equity12.4Debt to equity0.05Fiscal year 2025Cash6.2Total debt0.6Net cash (debt)5.7Shareholders’ equity1,151.8Debt to equity0.00
FY2016FY2017FY2018FY2019FY2021FY2022FY2022FY2023FY2024FY2025
Cash 1.0 3.3 1.2 0.5 0.4 0.7 0.1 0.0 7.2 6.2
Total debt 4.5 n/a n/a n/a n/a 1.9 6.2 n/a 0.6 0.6
Net cash (debt) −3.5 n/a n/a n/a n/a −1.2 −6.1 n/a 6.6 5.7
Shareholders’ equity 10.8 26.2 21.6 10.3 2.4 −8.7 2.3 −3.3 12.4 1,151.8
Debt to equity 0.41 n/a n/a n/a n/a n/a 2.67 n/a 0.05 0.00

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 30 Dec 2017 FY2018† 29 Dec 2018 FY2019 28 Dec 2019 FY2021 2 Jan 2021 FY2022 1 Jan 2022 FY2022 31 Dec 2022 FY2023 30 Dec 2023 FY2024† 28 Dec 2024 FY2025† 27 Dec 2025
Revenue and profit
40.5 41.5 36.8 35.1 33.9 40.0 0.0 0.0 11.9 24.8
Growth +2.7% −11.4% −4.6% −3.5% +18.2% −100.0% +109.0%
28.1 28.4 25.7 27.3 25.0 31.2 0.0 0.0 6.2 14.7
12.4 13.1 11.1 7.8 8.8 8.9 0.0 0.0 5.6 10.2
Growth +6.4% −15.9% −29.6% +13.4% +0.5% −100.0% +80.4%
11.2 13.4 17.2 20.2 17.8 12.1 3.1 4.7 12.6 33.0
1.1 −0.2 −6.1 −12.4 −9.0 −16.8 −3.1 −19.8 −6.9 −22.9
Growth −120.6%
−0.0 4.1 −6.3 −15.2 −8.9 3.0 1.4 −17.5 −8.5 −428.2
0.4 −1.3 −0.7 −3.2 0.4 0.3 −6.6 −0.4 −0.2 −86.7
−1.8 −0.4 −5.6 −12.0 −8.5 −16.9 11.0 −7.8 −7.6 −344.5
Growth −171.1%
Per share
−0.24 0.02 −3.75 −6.78 −4.59 −6.35 3.49 −1.95 −0.68 −5.91
−0.24 0.02 −3.75 −6.78 −4.59 −6.35 3.49 −1.95 −0.68 −5.91
Growth −18,850.0% −155.9%
6.1 6.7 1.5 1.8 1.9 2.7 3.2 4.0 11.2 58.3
6.1 6.7 1.5 1.8 1.9 2.7 3.2 4.4 11.2 58.3
Growth +10.8% −77.7% +18.0% +5.0% +43.5% +18.5% +41.1% +152.0% +420.6%

† The diluted share count jumps at 2018 and 2024 and 2025, so per-share figures either side of that column are not comparable. Usually a split, but the break lands on the restatement boundary rather than on the split date, because every column is that period’s latest filing.

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue shrank 6.0% a year over five years.
  • Operating margin is down 65.4 points on five years ago, at -92.0%.
  • A net loss in 9 of 10 years on file.