InsiderClue
Stocks · Financials · Commodity Contracts Brokers & Dealers

AI Financial Corp

AIFC Clue Score30
United States Fiscal year ends December CIK 0000862861
$0.44 -0.68% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $0.44 −21.65% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 28 Apr 2026. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue40.5Operating income1.1Net income−1.8EPS, diluted−0.24Fiscal year 2017Revenue41.5 +2.7%Operating income−0.2Net income−0.4EPS, diluted0.02Fiscal year 2018Revenue36.8 −11.4%Operating income−6.1Net income−5.6EPS, diluted−3.75Fiscal year 2019Revenue35.1 −4.6%Operating income−12.4Net income−12.0EPS, diluted−6.78Fiscal year 2021Revenue33.9 −3.5%Operating income−9.0Net income−8.5EPS, diluted−4.59Fiscal year 2022Revenue40.0 +18.2%Operating income−16.8Net income−16.9EPS, diluted−6.35Fiscal year 2022Revenue0.0 −100.0%Operating income−3.1Net income11.0EPS, diluted3.49Fiscal year 2023Revenue0.0Operating income−19.8Net income−7.8 −171.1%EPS, diluted−1.95Fiscal year 2024Revenue11.9Operating income−6.9Net income−7.6EPS, diluted−0.68Fiscal year 2025Revenue24.8 +109.0%Operating income−22.9Net income−344.5EPS, diluted−5.91
FY2016FY2017FY2018FY2019FY2021FY2022FY2022FY2023FY2024FY2025
Revenue 40.5 41.5 36.8 35.1 33.9 40.0 0.0 0.0 11.9 24.8
Growth +2.7% −11.4% −4.6% −3.5% +18.2% −100.0% +109.0%
Operating income 1.1 −0.2 −6.1 −12.4 −9.0 −16.8 −3.1 −19.8 −6.9 −22.9
Net income −1.8 −0.4 −5.6 −12.0 −8.5 −16.9 11.0 −7.8 −7.6 −344.5
Growth −171.1%
EPS, diluted −0.24 0.02 −3.75 −6.78 −4.59 −6.35 3.49 −1.95 −0.68 −5.91

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Gross marginOperating marginNet margin
Fiscal year 2016Gross margin30.5%Operating margin2.8%Net margin−4.4%Free cash flow margin5.6%Fiscal year 2017Gross margin31.6%Operating margin−0.6%Net margin−0.9%Free cash flow margin2.9%Fiscal year 2018Gross margin30.0%Operating margin−16.6%Net margin−15.2%Free cash flow margin10.2%Fiscal year 2019Gross margin22.2%Operating margin−35.4%Net margin−34.1%Free cash flow margin−10.6%Fiscal year 2021Gross margin26.1%Operating margin−26.6%Net margin−25.1%Free cash flow margin−3.3%Fiscal year 2022Gross margin22.2%Operating margin−41.9%Net margin−42.2%Free cash flow margin−17.4%Fiscal year 2022Fiscal year 2023Fiscal year 2024Gross margin47.5%Operating margin−58.2%Net margin−63.7%Fiscal year 2025Gross margin41.0%Operating margin−92.0%Net margin−1,386.9%Free cash flow margin−28.9%
FY2016FY2017FY2018FY2019FY2021FY2022FY2022FY2023FY2024FY2025
Gross margin 30.5% 31.6% 30.0% 22.2% 26.1% 22.2% n/a n/a 47.5% 41.0%
Operating margin 2.8% −0.6% −16.6% −35.4% −26.6% −41.9% n/a n/a −58.2% −92.0%
Net margin −4.4% −0.9% −15.2% −34.1% −25.1% −42.2% n/a n/a −63.7% −1,386.9%
Free cash flow margin 5.6% 2.9% 10.2% −10.6% −3.3% −17.4% n/a n/a n/a −28.9%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow2.7Capital expenditure−0.4Free cash flow2.3Fiscal year 2017Operating cash flow1.2Capital expenditure−0.0Free cash flow1.2 −47.3%Fiscal year 2018Operating cash flow4.1Capital expenditure−0.4Free cash flow3.7 +211.0%Fiscal year 2019Operating cash flow−3.5Capital expenditure−0.2Free cash flow−3.7 −199.4%Fiscal year 2021Operating cash flow−0.6Capital expenditure−0.5Free cash flow−1.1Fiscal year 2022Operating cash flow−5.3Capital expenditure−1.7Free cash flow−7.0Fiscal year 2022Operating cash flow−3.1Capital expenditure−0.8Free cash flow−3.9Fiscal year 2023Operating cash flow1.5Fiscal year 2024Operating cash flow1.8Fiscal year 2025Operating cash flow−7.2Capital expenditure−0.0Free cash flow−7.2
FY2016FY2017FY2018FY2019FY2021FY2022FY2022FY2023FY2024FY2025
Operating cash flow 2.7 1.2 4.1 −3.5 −0.6 −5.3 −3.1 1.5 1.8 −7.2
Capital expenditure −0.4 −0.0 −0.4 −0.2 −0.5 −1.7 −0.8 n/a n/a −0.0
Free cash flow 2.3 1.2 3.7 −3.7 −1.1 −7.0 −3.9 n/a n/a −7.2
Growth −47.3% +211.0% −199.4%

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash1.0Total debt4.5Net cash (debt)−3.5Shareholders’ equity10.8Debt to equity0.41Fiscal year 2017Cash3.3Shareholders’ equity26.2Fiscal year 2018Cash1.2Shareholders’ equity21.6Fiscal year 2019Cash0.5Shareholders’ equity10.3Fiscal year 2021Cash0.4Shareholders’ equity2.4Fiscal year 2022Cash0.7Total debt1.9Net cash (debt)−1.2Shareholders’ equity−8.7Fiscal year 2022Cash0.1Total debt6.2Net cash (debt)−6.1Shareholders’ equity2.3Debt to equity2.67Fiscal year 2023Cash0.0Shareholders’ equity−3.3Fiscal year 2024Cash7.2Total debt0.6Net cash (debt)6.6Shareholders’ equity12.4Debt to equity0.05Fiscal year 2025Cash6.2Total debt0.6Net cash (debt)5.7Shareholders’ equity1,151.8Debt to equity0.00
FY2016FY2017FY2018FY2019FY2021FY2022FY2022FY2023FY2024FY2025
Cash 1.0 3.3 1.2 0.5 0.4 0.7 0.1 0.0 7.2 6.2
Total debt 4.5 n/a n/a n/a n/a 1.9 6.2 n/a 0.6 0.6
Net cash (debt) −3.5 n/a n/a n/a n/a −1.2 −6.1 n/a 6.6 5.7
Shareholders’ equity 10.8 26.2 21.6 10.3 2.4 −8.7 2.3 −3.3 12.4 1,151.8
Debt to equity 0.41 n/a n/a n/a n/a n/a 2.67 n/a 0.05 0.00

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 30 Dec 2017 FY2018 29 Dec 2018 FY2019 28 Dec 2019 FY2021 2 Jan 2021 FY2022 1 Jan 2022 FY2022 31 Dec 2022 FY2023 30 Dec 2023 FY2024 28 Dec 2024 FY2025 27 Dec 2025
Margins
30.5% 31.6% 30.0% 22.2% 26.1% 22.2% n/a n/a 47.5% 41.0%
2.8% −0.6% −16.6% −35.4% −26.6% −41.9% n/a n/a −58.2% −92.0%
−0.1% 9.8% −17.2% −43.2% −26.4% 7.6% n/a n/a −71.2% −1,723.9%
−4.4% −0.9% −15.2% −34.1% −25.1% −42.2% n/a n/a −63.7% −1,386.9%
5.6% 2.9% 10.2% −10.6% −3.3% −17.4% n/a n/a n/a −28.9%
Spending
27.8% 32.2% 46.6% 57.6% 52.6% 30.2% n/a n/a 105.8% 133.0%
0.9% 0.1% 1.1% 0.6% 1.5% 4.1% n/a n/a n/a 0.0%
n/a −32.7% n/a n/a n/a 9.0% −473.3% n/a n/a n/a
Returns
−16.3% −1.4% −25.9% −115.7% −359.2% n/a 476.5% n/a −60.8% −29.9%
−4.2% −0.8% −16.0% −41.2% −34.9% −111.4% 23.5% −42.3% −10.0% −28.3%
Balance and payout
0.41 n/a n/a n/a n/a n/a 2.67 n/a 0.05 0.00
73.2% 44.0% 38.3% 64.4% 90.3% 157.2% 64.0% 39.4% 73.7% 4.9%