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AIFU Inc.

AIFU Clue Score26
Cayman Islands Fiscal year ends December CIK 0001413855
$11.60 -3.49% Close, 12 Oct 2026
Alert on the numbers Alert on insider trades
Price $11.60 +163.04% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 20 May 2025. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue4,082.9Operating income−8.5Net income167.6EPS, diluted0.13Fiscal year 2017Revenue4,088.5 +0.1%Operating income273.1Net income451.7 +169.5%EPS, diluted0.36Fiscal year 2018Revenue3,471.3 −15.1%Operating income425.7Net income617.1 +36.6%EPS, diluted0.49Fiscal year 2019Revenue3,706.0 +6.8%Operating income469.4Net income192.6 −68.8%EPS, diluted0.17Fiscal year 2020Revenue3,268.1 −11.8%Operating income302.2Net income268.3 +39.3%EPS, diluted0.25Fiscal year 2021Revenue3,271.1 +0.1%Operating income301.9Net income251.0 −6.4%EPS, diluted0.23Fiscal year 2022Revenue2,781.6 −15.0%Operating income168.7Net income100.3 −60.0%EPS, diluted0.09Fiscal year 2023Revenue2,760.4 −0.8%Operating income176.5Net income280.5 +179.7%EPS, diluted0.26Fiscal year 2024Revenue1,331.8 −51.8%Operating income−447.1Net income455.0 +62.2%EPS, diluted0.42Fiscal year 2025Revenue556.6 −58.2%Operating income−39.1Net income−2,275.4 −600.1%EPS, diluted−224.87
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 4,082.9 4,088.5 3,471.3 3,706.0 3,268.1 3,271.1 2,781.6 2,760.4 1,331.8 556.6
Growth +0.1% −15.1% +6.8% −11.8% +0.1% −15.0% −0.8% −51.8% −58.2%
Operating income −8.5 273.1 425.7 469.4 302.2 301.9 168.7 176.5 −447.1 −39.1
Net income 167.6 451.7 617.1 192.6 268.3 251.0 100.3 280.5 455.0 −2,275.4
Growth +169.5% +36.6% −68.8% +39.3% −6.4% −60.0% +179.7% +62.2% −600.1%
EPS, diluted 0.13 0.36 0.49 0.17 0.25 0.23 0.09 0.26 0.42 −224.87

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2016Operating margin−0.2%Net margin4.1%Free cash flow margin1.9%Fiscal year 2017Operating margin6.7%Net margin11.0%Free cash flow margin3.2%Fiscal year 2018Operating margin12.3%Net margin17.8%Free cash flow margin14.4%Fiscal year 2019Operating margin12.7%Net margin5.2%Free cash flow margin4.3%Fiscal year 2020Operating margin9.2%Net margin8.2%Free cash flow margin11.8%Fiscal year 2021Operating margin9.2%Net margin7.7%Free cash flow margin2.9%Fiscal year 2022Operating margin6.1%Net margin3.6%Free cash flow margin2.2%Fiscal year 2023Operating margin6.4%Net margin10.2%Free cash flow margin3.2%Fiscal year 2024Operating margin−33.6%Net margin34.2%Free cash flow margin10.1%Fiscal year 2025Operating margin−7.0%Net margin−408.8%Free cash flow margin−3.5%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin −0.2% 6.7% 12.3% 12.7% 9.2% 9.2% 6.1% 6.4% −33.6% −7.0%
Net margin 4.1% 11.0% 17.8% 5.2% 8.2% 7.7% 3.6% 10.2% 34.2% −408.8%
Free cash flow margin 1.9% 3.2% 14.4% 4.3% 11.8% 2.9% 2.2% 3.2% 10.1% −3.5%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow87.8Capital expenditure−11.9Free cash flow76.0Fiscal year 2017Operating cash flow152.1Capital expenditure−20.9Free cash flow131.2 +72.8%Dividends paid−137.2Fiscal year 2018Operating cash flow523.8Capital expenditure−22.8Free cash flow501.1 +281.8%Buybacks−146.5Dividends paid−326.7Fiscal year 2019Operating cash flow178.3Capital expenditure−19.7Free cash flow158.6 −68.3%Buybacks8.2Dividends paid−435.1Fiscal year 2020Operating cash flow402.3Capital expenditure−15.3Free cash flow387.1 +144.0%Dividends paid−388.5Fiscal year 2021Operating cash flow126.2Capital expenditure−30.8Free cash flow95.4 −75.3%Dividends paid−242.5Fiscal year 2022Operating cash flow137.8Capital expenditure−77.7Free cash flow60.0 −37.1%Dividends paid−52.1Fiscal year 2023Operating cash flow101.8Capital expenditure−13.0Free cash flow88.8 +48.0%Fiscal year 2024Operating cash flow142.9Capital expenditure−8.5Free cash flow134.4 +51.4%Fiscal year 2025Operating cash flow−16.3Capital expenditure−3.3Free cash flow−19.6 −114.6%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 87.8 152.1 523.8 178.3 402.3 126.2 137.8 101.8 142.9 −16.3
Capital expenditure −11.9 −20.9 −22.8 −19.7 −15.3 −30.8 −77.7 −13.0 −8.5 −3.3
Free cash flow 76.0 131.2 501.1 158.6 387.1 95.4 60.0 88.8 134.4 −19.6
Growth +72.8% +281.8% −68.3% +144.0% −75.3% −37.1% +48.0% +51.4% −114.6%
Buybacks n/a n/a −146.5 8.2 n/a n/a n/a n/a n/a n/a
Dividends paid n/a −137.2 −326.7 −435.1 −388.5 −242.5 −52.1 n/a n/a n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash237.0Shareholders’ equity3,286.9Fiscal year 2017Cash363.7Shareholders’ equity3,877.1Fiscal year 2018Cash772.8Shareholders’ equity2,633.2Fiscal year 2019Cash169.7Shareholders’ equity1,931.3Fiscal year 2020Cash245.4Shareholders’ equity1,833.6Fiscal year 2021Cash564.6Shareholders’ equity1,837.9Fiscal year 2022Cash567.5Shareholders’ equity1,623.4Fiscal year 2023Cash521.5Shareholders’ equity2,071.3Fiscal year 2024Cash106.0Shareholders’ equity2,546.5Fiscal year 2025Cash31.1Shareholders’ equity478.5
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 237.0 363.7 772.8 169.7 245.4 564.6 567.5 521.5 106.0 31.1
Shareholders’ equity 3,286.9 3,877.1 2,633.2 1,931.3 1,833.6 1,837.9 1,623.4 2,071.3 2,546.5 478.5

In millions of CNY, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
−0.2% 6.7% 12.3% 12.7% 9.2% 9.2% 6.1% 6.4% −33.6% −7.0%
3.0% 12.4% 19.2% 15.1% 11.1% 11.3% 7.1% 12.6% 30.1% −408.4%
4.1% 11.0% 17.8% 5.2% 8.2% 7.7% 3.6% 10.2% 34.2% −408.8%
1.9% 3.2% 14.4% 4.3% 11.8% 2.9% 2.2% 3.2% 10.1% −3.5%
Spending
11.8% −13.1% 13.5% 12.8% 14.2% 16.7% 19.6% 20.4% 35.3% 45.4%
0.3% 0.5% 0.7% 0.5% 0.5% 0.9% 2.8% 0.5% 0.6% 0.6%
22.0% 33.2% 33.7% 25.6% 23.0% 24.4% 20.9% 17.0% 22.9% n/a
Returns
5.1% 11.7% 23.4% 10.0% 14.6% 13.7% 6.2% 13.5% 17.9% −475.5%
4.0% 9.5% 16.0% 5.6% 8.7% 7.7% 3.2% 6.9% 11.0% −148.9%
Balance and payout
19.7% 15.8% 29.0% 40.6% 36.6% 39.5% 44.0% 42.3% 36.6% 69.2%
n/a 30.4% 52.9% 225.9% 144.8% 96.6% 51.9% n/a n/a n/a
n/a 104.6% 94.4% 269.1% 100.4% 254.2% 86.8% n/a n/a n/a

Shown in CNY as filed; the screener converts to dollars.