InsiderClue
Stocks · Financials · Commercial Banks, NEC

Grupo Aval Acciones Y Valores S.A.

AVAL Clue Score35
Colombia Fiscal year ends December CIK 0001504764
$4.89 +0.41% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $4.89 −18.36% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue31,662.57Net income2,139.87Fiscal year 2017Revenue31,659.85 −0.0%Net income1,962.41 −8.3%Fiscal year 2018Revenue34,083.23 +7.7%Net income2,912.69 +48.4%Fiscal year 2019Revenue37,055.16 +8.7%Net income3,034.41 +4.2%EPS, diluted136.19Fiscal year 2020Revenue38,468.16 +3.8%Net income2,349.52 −22.6%EPS, diluted105.45 −22.6%Fiscal year 2021Revenue39,064.49 +1.6%Net income3,297.74 +40.4%EPS, diluted148.01 +40.4%Fiscal year 2022Revenue37,274.77 −4.6%Net income2,482.89 −24.7%EPS, diluted107.29 −27.5%Fiscal year 2023Revenue47,658.24 +27.9%Net income739.00 −70.2%EPS, diluted31.12 −71.0%Fiscal year 2024Revenue46,492.67 −2.4%Net income1,015.09 +37.4%EPS, diluted42.75 +37.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024
Revenue 31,662.57 31,659.85 34,083.23 37,055.16 38,468.16 39,064.49 37,274.77 47,658.24 46,492.67
Growth −0.0% +7.7% +8.7% +3.8% +1.6% −4.6% +27.9% −2.4%
Net income 2,139.87 1,962.41 2,912.69 3,034.41 2,349.52 3,297.74 2,482.89 739.00 1,015.09
Growth −8.3% +48.4% +4.2% −22.6% +40.4% −24.7% −70.2% +37.4%
EPS, diluted n/a n/a n/a 136.19 105.45 148.01 107.29 31.12 42.75
Growth −22.6% +40.4% −27.5% −71.0% +37.4%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Gross marginNet margin
Fiscal year 2016Net margin6.8%Free cash flow margin5.3%Fiscal year 2017Gross margin2.4%Net margin6.2%Free cash flow margin14.6%Fiscal year 2018Gross margin7.8%Net margin8.5%Free cash flow margin24.0%Fiscal year 2019Gross margin6.4%Net margin8.2%Free cash flow margin13.4%Fiscal year 2020Gross margin7.3%Net margin6.1%Free cash flow margin24.4%Fiscal year 2021Gross margin7.9%Net margin8.4%Free cash flow margin13.4%Fiscal year 2022Gross margin12.2%Net margin6.7%Free cash flow margin−2.0%Fiscal year 2023Gross margin6.8%Net margin1.6%Free cash flow margin11.4%Fiscal year 2024Gross margin5.3%Net margin2.2%Free cash flow margin0.3%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024
Gross margin n/a 2.4% 7.8% 6.4% 7.3% 7.9% 12.2% 6.8% 5.3%
Net margin 6.8% 6.2% 8.5% 8.2% 6.1% 8.4% 6.7% 1.6% 2.2%
Free cash flow margin 5.3% 14.6% 24.0% 13.4% 24.4% 13.4% −2.0% 11.4% 0.3%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow2,485.03Capital expenditure−814.56Free cash flow1,670.48Dividends paid−1,260.88Fiscal year 2017Operating cash flow5,108.32Capital expenditure−473.75Free cash flow4,634.56 +177.4%Dividends paid−1,307.53Fiscal year 2018Operating cash flow8,731.56Capital expenditure−548.98Free cash flow8,182.58 +76.6%Dividends paid−1,128.54Fiscal year 2019Operating cash flow5,634.99Capital expenditure−679.02Free cash flow4,955.98 −39.4%Dividends paid−1,266.92Fiscal year 2020Operating cash flow10,020.72Capital expenditure−638.26Free cash flow9,382.46 +89.3%Dividends paid−1,330.24Fiscal year 2021Operating cash flow5,901.63Capital expenditure−664.51Free cash flow5,237.12 −44.2%Dividends paid−1,230.84Fiscal year 2022Operating cash flow−222.12Capital expenditure−519.37Free cash flow−741.49 −114.2%Dividends paid−414.27Fiscal year 2023Operating cash flow6,005.50Capital expenditure−589.07Free cash flow5,416.43Dividends paid−766.54Fiscal year 2024Operating cash flow782.29Capital expenditure−636.10Free cash flow146.19 −97.3%Dividends paid−728.18
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024
Operating cash flow 2,485.03 5,108.32 8,731.56 5,634.99 10,020.72 5,901.63 −222.12 6,005.50 782.29
Capital expenditure −814.56 −473.75 −548.98 −679.02 −638.26 −664.51 −519.37 −589.07 −636.10
Free cash flow 1,670.48 4,634.56 8,182.58 4,955.98 9,382.46 5,237.12 −741.49 5,416.43 146.19
Growth +177.4% +76.6% −39.4% +89.3% −44.2% −114.2% −97.3%
Dividends paid −1,260.88 −1,307.53 −1,128.54 −1,266.92 −1,330.24 −1,230.84 −414.27 −766.54 −728.18

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash22,193.00Shareholders’ equity15,601.55Fiscal year 2017Cash22,336.84Shareholders’ equity16,287.00Fiscal year 2018Cash28,401.28Shareholders’ equity17,789.71Fiscal year 2019Cash30,117.24Shareholders’ equity19,850.57Fiscal year 2020Cash34,025.54Shareholders’ equity20,657.30Fiscal year 2021Cash36,642.83Shareholders’ equity23,013.65Fiscal year 2022Cash17,032.86Shareholders’ equity16,466.97Fiscal year 2023Cash18,597.86Shareholders’ equity16,782.67Fiscal year 2024Cash16,998.86Shareholders’ equity17,451.26
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024
Cash 22,193.00 22,336.84 28,401.28 30,117.24 34,025.54 36,642.83 17,032.86 18,597.86 16,998.86
Shareholders’ equity 15,601.55 16,287.00 17,789.71 19,850.57 20,657.30 23,013.65 16,466.97 16,782.67 17,451.26

In billions of COP, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2024 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024
Margins
n/a 2.4% 7.8% 6.4% 7.3% 7.9% 12.2% 6.8% 5.3%
17.6% 15.5% 21.5% 20.1% 12.6% 16.3% 16.8% 7.3% 6.7%
6.8% 6.2% 8.5% 8.2% 6.1% 8.4% 6.7% 1.6% 2.2%
5.3% 14.6% 24.0% 13.4% 24.4% 13.4% −2.0% 11.4% 0.3%
Spending
2.0% 2.1% 1.9% 1.8% 1.3% 1.7% 2.3% 2.1% 2.0%
2.6% 1.5% 1.6% 1.8% 1.7% 1.7% 1.4% 1.2% 1.4%
36.9% 35.7% 29.3% 28.0% 28.1% 36.5% 36.2% 37.6% 30.2%
Returns
13.7% 12.0% 16.4% 15.3% 11.4% 14.3% 15.1% 4.4% 5.8%
1.0% 0.8% 1.1% 1.1% 0.7% 0.9% 0.8% 0.2% 0.3%
Balance and payout
89.0% 89.1% 88.6% 88.0% 89.0% 89.2% 89.6% 89.5% 89.9%
58.9% 66.6% 38.7% 41.8% 56.6% 37.3% 16.7% 103.7% 71.7%
75.5% 28.2% 13.8% 25.6% 14.2% 23.5% n/a 14.2% 498.1%

Shown in COP as filed; the screener converts to dollars.