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Stocks · Financials · Savings Institution, Federally Chartered

Axos Financial, Inc.

AX Clue Score59
United States Fiscal year ends June CIK 0001299709
$88.44 -0.02% Close, 9 Oct 2026
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Price $88.44 +65.06% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 1 Oct 2018. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2017Net income0.13EPS, diluted2.10Fiscal year 2018Revenue0.01Net income0.15 +13.1%EPS, diluted2.37 +12.9%Fiscal year 2019Revenue0.03 +212.8%Net income0.16 +1.8%EPS, diluted2.48 +4.6%Fiscal year 2020Revenue0.03 −2.9%Net income0.18 +18.2%EPS, diluted2.98 +20.2%Fiscal year 2021Revenue0.03 +16.8%Net income0.22 +17.6%EPS, diluted3.56 +19.5%Fiscal year 2022Revenue0.06 +89.7%Net income0.24 +11.6%EPS, diluted3.97 +11.5%Fiscal year 2023Revenue0.07 +9.8%Net income0.31 +27.6%EPS, diluted5.07 +27.7%Fiscal year 2024Revenue0.06 −1.0%Net income0.45 +46.5%EPS, diluted7.66 +51.1%Fiscal year 2025Revenue0.07 +1.8%Net income0.43 −3.8%EPS, diluted7.43 −3.0%Fiscal year 2026Revenue0.08 +23.5%Net income0.49 +13.3%EPS, diluted8.48 +14.1%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Revenue n/a 0.01 0.03 0.03 0.03 0.06 0.07 0.06 0.07 0.08
Growth +212.8% −2.9% +16.8% +89.7% +9.8% −1.0% +1.8% +23.5%
Net income 0.13 0.15 0.16 0.18 0.22 0.24 0.31 0.45 0.43 0.49
Growth +13.1% +1.8% +18.2% +17.6% +11.6% +27.6% +46.5% −3.8% +13.3%
EPS, diluted 2.10 2.37 2.48 2.98 3.56 3.97 5.07 7.66 7.43 8.48
Growth +12.9% +4.6% +20.2% +19.5% +11.5% +27.7% +51.1% −3.0% +14.1%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2017Fiscal year 2018Net margin1,725.5%Free cash flow margin1,767.2%Fiscal year 2019Net margin561.5%Free cash flow margin667.3%Fiscal year 2020Net margin684.0%Free cash flow margin1,013.5%Fiscal year 2021Net margin688.4%Free cash flow margin1,283.4%Fiscal year 2022Net margin405.0%Free cash flow margin328.3%Fiscal year 2023Net margin470.7%Free cash flow margin255.1%Fiscal year 2024Net margin696.2%Free cash flow margin416.9%Fiscal year 2025Net margin658.0%Free cash flow margin662.9%Fiscal year 2026Net margin603.5%Free cash flow margin358.3%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Net margin n/a 1,725.5% 561.5% 684.0% 688.4% 405.0% 470.7% 696.2% 658.0% 603.5%
Free cash flow margin n/a 1,767.2% 667.3% 1,013.5% 1,283.4% 328.3% 255.1% 416.9% 662.9% 358.3%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow0.20Capital expenditure−0.01Free cash flow0.19Buybacks0.00Fiscal year 2018Operating cash flow0.17Capital expenditure−0.01Free cash flow0.16 −17.7%Buybacks−0.04Fiscal year 2019Operating cash flow0.20Capital expenditure−0.02Free cash flow0.18 +18.1%Buybacks−0.06Fiscal year 2020Operating cash flow0.28Capital expenditure−0.01Free cash flow0.27 +47.4%Buybacks−0.04Fiscal year 2021Operating cash flow0.41Capital expenditure−0.01Free cash flow0.40 +48.0%Buybacks−0.02Fiscal year 2022Operating cash flow0.22Capital expenditure−0.02Free cash flow0.20 −51.5%Buybacks0.00Fiscal year 2023Operating cash flow0.20Capital expenditure−0.03Free cash flow0.17 −14.7%Buybacks−0.05Fiscal year 2024Operating cash flow0.31Capital expenditure−0.04Free cash flow0.27 +61.9%Buybacks−0.10Fiscal year 2025Operating cash flow0.49Capital expenditure−0.05Free cash flow0.44 +61.8%Buybacks−0.06Fiscal year 2026Operating cash flow0.56Capital expenditure−0.27Free cash flow0.29 −33.2%Buybacks−0.02
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Operating cash flow 0.20 0.17 0.20 0.28 0.41 0.22 0.20 0.31 0.49 0.56
Capital expenditure −0.01 −0.01 −0.02 −0.01 −0.01 −0.02 −0.03 −0.04 −0.05 −0.27
Free cash flow 0.19 0.16 0.18 0.27 0.40 0.20 0.17 0.27 0.44 0.29
Growth −17.7% +18.1% +47.4% +48.0% −51.5% −14.7% +61.9% +61.8% −33.2%
Buybacks 0.00 −0.04 −0.06 −0.04 −0.02 0.00 −0.05 −0.10 −0.06 −0.02

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2017Cash0.64Shareholders’ equity0.83Fiscal year 2018Cash0.62Total debt0.05Net cash (debt)0.57Shareholders’ equity0.96Debt to equity0.06Fiscal year 2019Cash0.86Total debt0.17Net cash (debt)0.69Shareholders’ equity1.07Debt to equity0.16Fiscal year 2020Cash1.95Total debt0.24Net cash (debt)1.71Shareholders’ equity1.23Debt to equity0.19Fiscal year 2021Cash1.04Total debt0.22Net cash (debt)0.82Shareholders’ equity1.40Debt to equity0.16Fiscal year 2022Cash1.57Total debt0.45Net cash (debt)1.13Shareholders’ equity1.64Debt to equity0.27Fiscal year 2023Cash2.23Total debt0.36Net cash (debt)1.87Shareholders’ equity1.92Debt to equity0.19Fiscal year 2024Cash1.98Total debt0.33Net cash (debt)1.65Shareholders’ equity2.29Debt to equity0.14Fiscal year 2025Cash1.93Total debt0.31Net cash (debt)1.62Shareholders’ equity2.68Debt to equity0.12Fiscal year 2026Cash1.11Total debt0.34Net cash (debt)0.77Shareholders’ equity3.17Debt to equity0.11
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Cash 0.64 0.62 0.86 1.95 1.04 1.57 2.23 1.98 1.93 1.11
Total debt n/a 0.05 0.17 0.24 0.22 0.45 0.36 0.33 0.31 0.34
Net cash (debt) n/a 0.57 0.69 1.71 0.82 1.13 1.87 1.65 1.62 0.77
Shareholders’ equity 0.83 0.96 1.07 1.23 1.40 1.64 1.92 2.29 2.68 3.17
Debt to equity n/a 0.06 0.16 0.19 0.16 0.27 0.19 0.14 0.12 0.11

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2026 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending June, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 30 Jun 2017 FY2018 30 Jun 2018 FY2019 30 Jun 2019 FY2020 30 Jun 2020 FY2021 30 Jun 2021 FY2022 30 Jun 2022 FY2023 30 Jun 2023 FY2024 30 Jun 2024 FY2025 30 Jun 2025 FY2026 30 Jun 2026
Margins
n/a 2,713.7% 770.3% 979.3% 975.8% 572.0% 661.6% 983.1% 932.4% 795.9%
n/a 1,725.5% 561.5% 684.0% 688.4% 405.0% 470.7% 696.2% 658.0% 603.5%
n/a 1,767.2% 667.3% 1,013.5% 1,283.4% 328.3% 255.1% 416.9% 662.9% 358.3%
Spending
n/a 133.8% 72.7% 46.0% 33.3% 36.2% 46.3% 55.6% 82.4% 327.9%
42.1% 36.4% 27.1% 30.2% 29.4% 29.2% 28.9% 29.2% 29.4% 24.2%
Returns
16.2% 15.9% 14.5% 14.9% 15.4% 14.7% 16.0% 19.6% 16.1% 15.5%
1.6% 1.6% 1.4% 1.3% 1.5% 1.4% 1.5% 2.0% 1.7% 1.6%
Balance and payout
n/a 0.06 0.16 0.19 0.16 0.27 0.19 0.14 0.12 0.11
90.2% 89.9% 90.4% 91.1% 90.2% 90.6% 90.6% 90.0% 89.2% 89.4%
0.0% 22.5% 30.6% 14.3% 4.2% 0.0% 29.4% 35.7% 13.3% 7.5%