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Stocks · Financials · National Commercial Banks

BANC OF CALIFORNIA, INC.

BANC Clue Score59
United States Fiscal year ends December CIK 0001169770
$17.30 -0.29% Close, 9 Oct 2026
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Price $17.30 −14.31% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue0.01Net income0.12EPS, diluted1.94Fiscal year 2017Revenue0.01 +3.9%Net income0.06 −50.0%EPS, diluted0.71Fiscal year 2018Revenue0.01 −14.7%Net income0.05 −21.2%EPS, diluted0.45Fiscal year 2019Revenue0.00 −29.1%Net income0.02 −47.8%EPS, diluted0.05Fiscal year 2020Revenue0.00 −4.1%Net income0.01 −47.1%Fiscal year 2021Revenue0.02 +552.2%Net income0.61 +4,727.1%EPS, diluted7.76Fiscal year 2022Revenue0.03 +23.5%Net income0.42 −30.2%EPS, diluted5.14Fiscal year 2023Revenue0.03 +10.0%Net income−1.90 −548.3%EPS, diluted−22.71Fiscal year 2024Revenue0.04 +10.2%Net income0.13EPS, diluted0.52Fiscal year 2025Revenue0.04 +4.2%Net income0.23 +80.5%EPS, diluted1.17
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 0.01 0.01 0.01 0.00 0.00 0.02 0.03 0.03 0.04 0.04
Growth +3.9% −14.7% −29.1% −4.1% +552.2% +23.5% +10.0% +10.2% +4.2%
Net income 0.12 0.06 0.05 0.02 0.01 0.61 0.42 −1.90 0.13 0.23
Growth −50.0% −21.2% −47.8% −47.1% +4,727.1% −30.2% −548.3% +80.5%
EPS, diluted 1.94 0.71 0.45 0.05 n/a 7.76 5.14 −22.71 0.52 1.17

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin1,825.6%Free cash flow margin−420.3%Fiscal year 2017Net margin878.5%Free cash flow margin8,337.5%Fiscal year 2018Net margin811.4%Free cash flow margin2,034.3%Fiscal year 2019Net margin598.2%Free cash flow margin1,756.7%Fiscal year 2020Net margin330.1%Free cash flow margin1,831.7%Fiscal year 2021Net margin2,443.2%Free cash flow margin1,955.1%Fiscal year 2022Net margin1,380.3%Free cash flow margin2,221.7%Fiscal year 2023Net margin−5,624.2%Free cash flow margin357.0%Fiscal year 2024Net margin340.9%Free cash flow margin172.8%Fiscal year 2025Net margin590.2%Free cash flow margin605.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 1,825.6% 878.5% 811.4% 598.2% 330.1% 2,443.2% 1,380.3% −5,624.2% 340.9% 590.2%
Free cash flow margin −420.3% 8,337.5% 2,034.3% 1,756.7% 1,831.7% 1,955.1% 2,221.7% 357.0% 172.8% 605.2%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow0.02Capital expenditure−0.04Free cash flow−0.03Buybacks0.00Dividends paid−0.02Fiscal year 2017Operating cash flow0.56Capital expenditure−0.02Free cash flow0.55Dividends paid−0.03Fiscal year 2018Operating cash flow0.12Capital expenditure−0.01Free cash flow0.11 −79.2%Buybacks0.00Dividends paid−0.03Fiscal year 2019Operating cash flow0.08Capital expenditure−0.01Free cash flow0.07 −38.8%Buybacks0.00Dividends paid−0.02Fiscal year 2020Operating cash flow0.07Capital expenditure−0.01Free cash flow0.07 −0.0%Buybacks−0.01Dividends paid−0.01Fiscal year 2021Operating cash flow0.50Capital expenditure−0.02Free cash flow0.49 +596.1%Buybacks0.00Dividends paid−0.12Fiscal year 2022Operating cash flow0.70Capital expenditure−0.02Free cash flow0.68 +40.4%Buybacks−0.08Dividends paid−0.12Fiscal year 2023Operating cash flow0.14Capital expenditure−0.02Free cash flow0.12 −82.3%Dividends paid−0.05Fiscal year 2024Operating cash flow0.08Capital expenditure−0.01Free cash flow0.06 −46.6%Dividends paid−0.07Fiscal year 2025Operating cash flow0.26Capital expenditure−0.02Free cash flow0.23 +265.0%Buybacks0.00
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.02 0.56 0.12 0.08 0.07 0.50 0.70 0.14 0.08 0.26
Capital expenditure −0.04 −0.02 −0.01 −0.01 −0.01 −0.02 −0.02 −0.02 −0.01 −0.02
Free cash flow −0.03 0.55 0.11 0.07 0.07 0.49 0.68 0.12 0.06 0.23
Growth −79.2% −38.8% −0.0% +596.1% +40.4% −82.3% −46.6% +265.0%
Buybacks 0.00 n/a 0.00 0.00 −0.01 0.00 −0.08 n/a n/a 0.00
Dividends paid −0.02 −0.03 −0.03 −0.02 −0.01 −0.12 −0.12 −0.05 −0.07 n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash0.44Total debt0.18Net cash (debt)0.26Shareholders’ equity0.98Debt to equity0.18Fiscal year 2017Cash0.39Total debt0.17Net cash (debt)0.21Shareholders’ equity1.01Debt to equity0.17Fiscal year 2018Cash0.39Total debt0.17Net cash (debt)0.22Shareholders’ equity0.95Debt to equity0.18Fiscal year 2019Cash0.37Total debt0.17Net cash (debt)0.20Shareholders’ equity0.91Debt to equity0.19Fiscal year 2020Cash0.22Shareholders’ equity3.59Fiscal year 2021Cash0.23Shareholders’ equity4.00Fiscal year 2022Cash0.23Total debt1.76Net cash (debt)−1.54Shareholders’ equity3.95Debt to equity0.45Fiscal year 2023Cash5.38Total debt2.91Net cash (debt)2.47Shareholders’ equity3.39Debt to equity0.86Fiscal year 2024Cash2.50Total debt1.39Net cash (debt)1.11Shareholders’ equity3.50Debt to equity0.40Fiscal year 2025Cash2.31Total debt2.06Net cash (debt)0.24Shareholders’ equity3.54Debt to equity0.58
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.44 0.39 0.39 0.37 0.22 0.23 0.23 5.38 2.50 2.31
Total debt 0.18 0.17 0.17 0.17 n/a n/a 1.76 2.91 1.39 2.06
Net cash (debt) 0.26 0.21 0.22 0.20 n/a n/a −1.54 2.47 1.11 0.24
Shareholders’ equity 0.98 1.01 0.95 0.91 3.59 4.00 3.95 3.39 3.50 3.54
Debt to equity 0.18 0.17 0.18 0.19 n/a n/a 0.45 0.86 0.40 0.58

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
1,589.5% 409.4% 838.5% 704.4% 377.0% 3,310.1% 1,849.4% −6,548.8% 453.1% 807.0%
1,825.6% 878.5% 811.4% 598.2% 330.1% 2,443.2% 1,380.3% −5,624.2% 340.9% 590.2%
−420.3% 8,337.5% 2,034.3% 1,756.7% 1,831.7% 1,955.1% 2,221.7% 357.0% 172.8% 605.2%
Spending
706.8% 233.3% 160.6% 263.8% 133.7% 69.5% 65.6% 45.1% 35.0% 53.7%
13.7% −98.8% 10.3% 15.1% 12.4% 26.2% 25.4% n/a 24.8% 26.9%
Returns
11.8% 5.7% 4.8% 2.6% 0.3% 15.2% 10.7% −56.0% 3.6% 6.5%
1.0% 0.6% 0.4% 0.3% 0.2% 6.5% 1.0% −4.9% 0.4% 0.7%
Balance and payout
0.18 0.17 0.18 0.19 n/a n/a 0.45 0.86 0.40 0.58
91.1% 90.2% 91.1% 88.4% 88.6% 88.7% 90.4% 91.2% 89.6% 89.8%
18.9% 44.5% 72.0% 66.3% 94.2% 19.7% 28.4% n/a 53.8% n/a
n/a 4.7% 28.7% 22.6% 34.2% 24.6% 28.6% 40.5% 106.2% 0.0%