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Stocks · Financials · Commercial Banks, NEC

CREDICORP LTD

BAP Clue Score59
Fiscal year ends December CIK 0001001290
$381.21 +0.22% Close, 9 Oct 2026
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Price $381.21 +195.99% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue16.82Net income3.51EPS, diluted44.15Fiscal year 2017Revenue17.60 +4.6%Net income4.09 +16.4%EPS, diluted51.35 +16.3%Fiscal year 2018Revenue18.16 +3.2%Net income3.98 −2.6%EPS, diluted49.99 −2.6%Fiscal year 2019Revenue19.67 +8.4%Net income4.27 +7.1%EPS, diluted53.53 +7.1%Fiscal year 2020Revenue18.42 −6.4%Net income0.35 −91.9%EPS, diluted4.36 −91.9%Fiscal year 2021Revenue19.45 +5.6%Net income3.58 +933.3%EPS, diluted44.99 +931.9%Fiscal year 2022Revenue20.92 +7.5%Net income4.65 +29.7%EPS, diluted58.32 +29.6%Fiscal year 2023Revenue25.67 +22.7%Net income4.87 +4.7%EPS, diluted61.08 +4.7%Fiscal year 2024Revenue27.47 +7.0%Net income5.50 +13.1%EPS, diluted69.09 +13.1%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024
Revenue 16.82 17.60 18.16 19.67 18.42 19.45 20.92 25.67 27.47
Growth +4.6% +3.2% +8.4% −6.4% +5.6% +7.5% +22.7% +7.0%
Net income 3.51 4.09 3.98 4.27 0.35 3.58 4.65 4.87 5.50
Growth +16.4% −2.6% +7.1% −91.9% +933.3% +29.7% +4.7% +13.1%
EPS, diluted 44.15 51.35 49.99 53.53 4.36 44.99 58.32 61.08 69.09
Growth +16.3% −2.6% +7.1% −91.9% +931.9% +29.6% +4.7% +13.1%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin20.9%Free cash flow margin−8.8%Fiscal year 2017Net margin23.2%Free cash flow margin53.2%Fiscal year 2018Net margin21.9%Free cash flow margin−1.7%Fiscal year 2019Net margin21.7%Free cash flow margin34.6%Fiscal year 2020Net margin1.9%Free cash flow margin68.4%Fiscal year 2021Net margin18.4%Free cash flow margin19.9%Fiscal year 2022Net margin22.2%Free cash flow margin−6.4%Fiscal year 2023Net margin19.0%Free cash flow margin14.6%Fiscal year 2024Net margin20.0%Free cash flow margin51.7%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024
Net margin 20.9% 23.2% 21.9% 21.7% 1.9% 18.4% 22.2% 19.0% 20.0%
Free cash flow margin −8.8% 53.2% −1.7% 34.6% 68.4% 19.9% −6.4% 14.6% 51.7%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow−1.37Capital expenditure−0.11Free cash flow−1.48Buybacks−0.07Dividends paid−0.65Fiscal year 2017Operating cash flow9.51Capital expenditure−0.14Free cash flow9.36Buybacks−0.07Dividends paid−0.98Fiscal year 2018Operating cash flow−0.12Capital expenditure−0.18Free cash flow−0.30 −103.2%Dividends paid−1.13Fiscal year 2019Operating cash flow6.93Capital expenditure−0.13Free cash flow6.80Dividends paid−1.60Fiscal year 2020Operating cash flow12.69Capital expenditure−0.10Free cash flow12.59 +85.1%Dividends paid−2.39Fiscal year 2021Operating cash flow3.97Capital expenditure−0.11Free cash flow3.87 −69.3%Dividends paid−0.40Fiscal year 2022Operating cash flow−1.15Capital expenditure−0.19Free cash flow−1.34 −134.8%Dividends paid−1.20Fiscal year 2023Operating cash flow4.08Capital expenditure−0.32Free cash flow3.76Dividends paid−1.99Fiscal year 2024Operating cash flow14.52Capital expenditure−0.31Free cash flow14.21 +278.2%Dividends paid−3.66
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024
Operating cash flow −1.37 9.51 −0.12 6.93 12.69 3.97 −1.15 4.08 14.52
Capital expenditure −0.11 −0.14 −0.18 −0.13 −0.10 −0.11 −0.19 −0.32 −0.31
Free cash flow −1.48 9.36 −0.30 6.80 12.59 3.87 −1.34 3.76 14.21
Growth −103.2% +85.1% −69.3% −134.8% +278.2%
Buybacks −0.07 −0.07 n/a n/a n/a n/a n/a n/a n/a
Dividends paid −0.65 −0.98 −1.13 −1.60 −2.39 −0.40 −1.20 −1.99 −3.66

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash16.63Shareholders’ equity19.66Fiscal year 2017Cash23.21Shareholders’ equity21.76Fiscal year 2018Cash22.16Shareholders’ equity23.84Fiscal year 2019Cash25.97Shareholders’ equity26.24Fiscal year 2020Cash36.73Shareholders’ equity24.95Fiscal year 2021Cash39.29Shareholders’ equity26.29Fiscal year 2022Cash34.12Shareholders’ equity29.00Fiscal year 2023Cash33.92Shareholders’ equity32.46Fiscal year 2024Cash47.57Shareholders’ equity34.35
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024
Cash 16.63 23.21 22.16 25.97 36.73 39.29 34.12 33.92 47.57
Shareholders’ equity 19.66 21.76 23.84 26.24 24.95 26.29 29.00 32.46 34.35

In billions of PEN, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2024 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024
Margins
29.1% 31.7% 30.8% 30.4% 1.2% 27.4% 32.8% 26.7% 28.5%
20.9% 23.2% 21.9% 21.7% 1.9% 18.4% 22.2% 19.0% 20.0%
−8.8% 53.2% −1.7% 34.6% 68.4% 19.9% −6.4% 14.6% 51.7%
Spending
0.7% 0.8% 1.0% 0.7% 0.5% 0.6% 0.9% 1.3% 1.1%
26.2% 25.0% 27.2% 27.2% −49.1% 31.1% 30.7% 27.6% 28.1%
Returns
17.9% 18.8% 16.7% 16.3% 1.4% 13.6% 16.0% 15.0% 16.0%
2.2% 2.4% 2.2% 2.3% 0.1% 1.5% 2.0% 2.0% 2.1%
Balance and payout
87.1% 86.9% 86.3% 85.8% 89.3% 89.0% 87.4% 86.1% 86.3%
18.6% 24.0% 28.4% 37.4% 689.8% 11.1% 25.7% 41.0% 66.6%
n/a 11.2% n/a 23.5% 19.0% 10.3% n/a 53.1% 25.8%

Shown in PEN as filed; the screener converts to dollars.