InsiderClue
Stocks · Financials · National Commercial Banks

California BanCorp \ CA

BCAL Clue Score75
United States Fiscal year ends December CIK 0001795815
$21.23 -1.58% Close, 9 Oct 2026
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Price $21.23 +34.88% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2022Net income16.1EPS, diluted0.88Fiscal year 2023Net income25.9 +60.8%EPS, diluted1.39 +58.0%Fiscal year 2024Net income5.4 −79.0%EPS, diluted0.22 −84.2%Fiscal year 2025Net income63.1 +1,060.6%EPS, diluted1.93 +777.3%
FY2022FY2023FY2024FY2025
Net income 16.1 25.9 5.4 63.1
Growth +60.8% −79.0% +1,060.6%
EPS, diluted 0.88 1.39 0.22 1.93
Growth +58.0% −84.2% +777.3%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2022Operating cash flow13.4Capital expenditure−1.1Free cash flow12.3Buybacks−0.6Fiscal year 2023Operating cash flow33.1Capital expenditure−0.3Free cash flow32.8 +167.3%Buybacks−0.9Fiscal year 2024Operating cash flow50.3Capital expenditure−0.6Free cash flow49.7 +51.6%Buybacks0.0Dividends paid0.0Fiscal year 2025Operating cash flow57.3Capital expenditure−0.3Free cash flow56.9 +14.5%Buybacks−3.4Dividends paid−3.3
FY2022FY2023FY2024FY2025
Operating cash flow 13.4 33.1 50.3 57.3
Capital expenditure −1.1 −0.3 −0.6 −0.3
Free cash flow 12.3 32.8 49.7 56.9
Growth +167.3% +51.6% +14.5%
Buybacks −0.6 −0.9 0.0 −3.4
Dividends paid n/a n/a 0.0 −3.3

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2022Cash86.8Total debt67.8Net cash (debt)19.0Shareholders’ equity260.4Debt to equity0.26Fiscal year 2023Cash86.8Total debt102.9Net cash (debt)−16.1Shareholders’ equity288.2Debt to equity0.36Fiscal year 2024Cash388.2Total debt69.7Net cash (debt)318.4Shareholders’ equity511.8Debt to equity0.14Fiscal year 2025Cash399.9Total debt33.8Net cash (debt)366.1Shareholders’ equity576.6Debt to equity0.06
FY2022FY2023FY2024FY2025
Cash 86.8 86.8 388.2 399.9
Total debt 67.8 102.9 69.7 33.8
Net cash (debt) 19.0 −16.1 318.4 366.1
Shareholders’ equity 260.4 288.2 511.8 576.6
Debt to equity 0.26 0.36 0.14 0.06

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Cash flow

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Operations
13.4 33.1 50.3 57.3
Growth +147.9% +51.9% +13.9%
Investment
−1.1 −0.3 −0.6 −0.3
calc 12.3 32.8 49.7 56.9
Growth +167.3% +51.6% +14.5%
calc 0.67 1.76 2.02 1.74
−512.7 −78.9 524.7 29.8
Financing
6.1 45.9 −273.6 −75.3
n/a n/a 0.0 −3.3
−0.6 −0.9 0.0 −3.4

Lines marked calc are worked out here from filed figures; point at one for how. Capital expenditure, dividends and buybacks are shown as money out, so negative.