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Stocks · Financials · State Commercial Banks

BayCom Corp

BCML Clue Score76
United States CIK 0001730984
$30.53 -1.01% Close, 9 Oct 2026
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Price $30.53 +64.85% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income5.9EPS, diluted1.09Fiscal year 2017Net income5.3 −11.0%EPS, diluted0.81 −25.7%Fiscal year 2018Net income14.5 +175.5%EPS, diluted1.50 +85.2%Fiscal year 2019Net income17.3 +19.5%EPS, diluted1.47 −2.0%Fiscal year 2020Net income13.7 −20.7%EPS, diluted1.15 −21.8%Fiscal year 2021Net income20.7 +50.7%EPS, diluted1.90 +65.2%Fiscal year 2022Net income23.7 +14.7%EPS, diluted1.81 −4.7%Fiscal year 2023Net income27.4 +15.6%EPS, diluted2.27 +25.4%Fiscal year 2024Net income23.6 −13.9%EPS, diluted2.10 −7.5%Fiscal year 2025Net income23.9 +1.3%EPS, diluted2.18 +3.8%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 5.9 5.3 14.5 17.3 13.7 20.7 23.7 27.4 23.6 23.9
Growth −11.0% +175.5% +19.5% −20.7% +50.7% +14.7% +15.6% −13.9% +1.3%
EPS, diluted 1.09 0.81 1.50 1.47 1.15 1.90 1.81 2.27 2.10 2.18
Growth −25.7% +85.2% −2.0% −21.8% +65.2% −4.7% +25.4% −7.5% +3.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow6.3Buybacks−0.9Fiscal year 2017Operating cash flow9.3Buybacks−0.0Fiscal year 2018Operating cash flow6.2Buybacks0.0Dividends paid0.0Fiscal year 2019Operating cash flow7.0Capital expenditure−1.4Free cash flow5.6Buybacks−11.0Dividends paid0.0Fiscal year 2020Operating cash flow10.0Capital expenditure−3.2Free cash flow6.8 +22.0%Buybacks−18.3Dividends paid0.0Fiscal year 2021Operating cash flow10.4Capital expenditure−1.3Free cash flow9.1 +34.5%Buybacks−11.6Fiscal year 2022Operating cash flow39.6Capital expenditure−0.8Free cash flow38.8 +325.1%Buybacks−18.0Dividends paid−2.0Fiscal year 2023Operating cash flow30.8Capital expenditure−2.1Free cash flow28.7 −26.0%Buybacks−24.1Dividends paid−3.6Fiscal year 2024Operating cash flow30.4Capital expenditure−1.7Free cash flow28.7 −0.1%Buybacks−9.2Dividends paid−3.4Fiscal year 2025Operating cash flow31.8Capital expenditure−1.7Free cash flow30.1 +5.0%Buybacks−6.9Dividends paid−6.6
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 6.3 9.3 6.2 7.0 10.0 10.4 39.6 30.8 30.4 31.8
Capital expenditure n/a n/a n/a −1.4 −3.2 −1.3 −0.8 −2.1 −1.7 −1.7
Free cash flow n/a n/a n/a 5.6 6.8 9.1 38.8 28.7 28.7 30.1
Growth +22.0% +34.5% +325.1% −26.0% −0.1% +5.0%
Buybacks −0.9 −0.0 0.0 −11.0 −18.3 −11.6 −18.0 −24.1 −9.2 −6.9
Dividends paid n/a n/a 0.0 0.0 0.0 n/a −2.0 −3.6 −3.4 −6.6

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash128.7Shareholders’ equity78.1Fiscal year 2017Cash249.9Total debt6.0Net cash (debt)243.9Shareholders’ equity118.6Debt to equity0.05Fiscal year 2018Cash323.6Total debt0.0Net cash (debt)323.6Shareholders’ equity200.8Debt to equity0.00Fiscal year 2019Cash295.4Shareholders’ equity254.2Fiscal year 2020Cash299.3Shareholders’ equity252.6Fiscal year 2021Cash379.7Shareholders’ equity262.6Fiscal year 2022Cash176.8Shareholders’ equity317.1Fiscal year 2023Cash307.5Shareholders’ equity312.9Fiscal year 2024Cash364.0Shareholders’ equity324.4Fiscal year 2025Cash206.5Shareholders’ equity338.6
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 128.7 249.9 323.6 295.4 299.3 379.7 176.8 307.5 364.0 206.5
Total debt n/a 6.0 0.0 n/a n/a n/a n/a n/a n/a n/a
Net cash (debt) n/a 243.9 323.6 n/a n/a n/a n/a n/a n/a n/a
Shareholders’ equity 78.1 118.6 200.8 254.2 252.6 262.6 317.1 312.9 324.4 338.6
Debt to equity n/a 0.05 0.00 n/a n/a n/a n/a n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
n/a n/a 29.3% 26.9% 24.7% 27.3% 26.8% 28.1% 26.5% 26.6%
Returns
7.6% 4.4% 7.2% 6.8% 5.4% 7.9% 7.5% 8.8% 7.3% 7.1%
n/a 0.4% 1.0% 0.9% 0.6% 0.9% 0.9% 1.1% 0.9% 0.9%
Balance and payout
n/a 0.05 0.00 n/a n/a n/a n/a n/a n/a n/a
n/a 90.5% 86.4% 87.3% 88.5% 88.8% 87.4% 87.7% 87.8% 86.9%
n/a n/a 0.0% 0.0% 0.0% n/a 8.5% 13.3% 14.3% 27.6%
n/a n/a n/a 197.2% 269.2% 126.7% 51.5% 96.8% 44.0% 44.9%