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Better Home & Finance Holding Co

BETR Clue Score48
United States Fiscal year ends December CIK 0001835856
$9.86 -2.86% Close, 9 Oct 2026
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Price $9.86 +2,304.88% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 24 Aug 2023. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2021Operating income−8.1Net income−6.5Fiscal year 2022Revenue12.3Operating income−858.9Net income−877.1EPS, diluted−3.01Fiscal year 2023Revenue0.0 −100.0%Operating income−291.3Net income−536.4EPS, diluted−58.09Fiscal year 2024Revenue108.5Net income−206.3EPS, diluted−13.65Fiscal year 2025Revenue164.9 +52.0%Net income−165.9EPS, diluted−10.80
FY2021FY2022FY2023FY2024FY2025
Revenue n/a 12.3 0.0 108.5 164.9
Growth −100.0% +52.0%
Operating income −8.1 −858.9 −291.3 n/a n/a
Net income −6.5 −877.1 −536.4 −206.3 −165.9
Growth
EPS, diluted n/a −3.01 −58.09 −13.65 −10.80

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2021Fiscal year 2022Operating margin−6,975.7%Net margin−7,123.2%Free cash flow margin7,524.7%Fiscal year 2023Fiscal year 2024Net margin−190.2%Free cash flow margin−353.4%Fiscal year 2025Net margin−100.6%Free cash flow margin−101.8%
FY2021FY2022FY2023FY2024FY2025
Operating margin n/a −6,975.7% n/a n/a n/a
Net margin n/a −7,123.2% n/a −190.2% −100.6%
Free cash flow margin n/a 7,524.7% n/a −353.4% −101.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2021Operating cash flow−3.2Fiscal year 2022Operating cash flow938.3Capital expenditure−11.7Free cash flow926.5Buybacks−7.9Fiscal year 2023Operating cash flow−159.7Capital expenditure−0.5Free cash flow−160.2 −117.3%Buybacks0.0Fiscal year 2024Operating cash flow−380.0Capital expenditure−3.4Free cash flow−383.4Fiscal year 2025Operating cash flow−166.6Capital expenditure−1.2Free cash flow−167.8
FY2021FY2022FY2023FY2024FY2025
Operating cash flow −3.2 938.3 −159.7 −380.0 −166.6
Capital expenditure n/a −11.7 −0.5 −3.4 −1.2
Free cash flow n/a 926.5 −160.2 −383.4 −167.8
Growth −117.3%
Buybacks n/a −7.9 0.0 n/a n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2021Cash0.0Shareholders’ equity242.6Fiscal year 2022Cash318.0Shareholders’ equity−604.2Fiscal year 2023Cash503.6Shareholders’ equity122.6Fiscal year 2024Cash211.1Shareholders’ equity−58.2Fiscal year 2025Cash99.8Shareholders’ equity37.2
FY2021FY2022FY2023FY2024FY2025
Cash 0.0 318.0 503.6 211.1 99.8
Shareholders’ equity 242.6 −604.2 122.6 −58.2 37.2

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Cash flow

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023† 31 Dec 2023 FY2024† 31 Dec 2024 FY2025 31 Dec 2025
Operations
−3.2 938.3 −159.7 −380.0 −166.6
Growth −117.0%
n/a 13.7 5.8 7.1 1.0
Investment
n/a −11.7 −0.5 −3.4 −1.2
calc n/a 926.5 −160.2 −383.4 −167.8
Growth −117.3%
calc n/a 3.18 −17.35 −25.37 −10.92
−278.0 −34.6 −38.6 −143.8 −661.5
Financing
281.3 −1,537.2 381.4 239.1 714.3
n/a −7.9 0.0 n/a n/a

† The diluted share count jumps at 2023 and 2024, so per-share figures either side of that column are not comparable. Usually a split, but the break lands on the restatement boundary rather than on the split date, because every column is that period’s latest filing.

Lines marked calc are worked out here from filed figures; point at one for how. Capital expenditure, dividends and buybacks are shown as money out, so negative.