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Better Home & Finance Holding Co

BETR Clue Score48
United States Fiscal year ends December CIK 0001835856
$9.86 -2.86% Close, 9 Oct 2026
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Price $9.86 +2,304.88% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 24 Aug 2023. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2021Operating income−8.1Net income−6.5Fiscal year 2022Revenue12.3Operating income−858.9Net income−877.1EPS, diluted−3.01Fiscal year 2023Revenue0.0 −100.0%Operating income−291.3Net income−536.4EPS, diluted−58.09Fiscal year 2024Revenue108.5Net income−206.3EPS, diluted−13.65Fiscal year 2025Revenue164.9 +52.0%Net income−165.9EPS, diluted−10.80
FY2021FY2022FY2023FY2024FY2025
Revenue n/a 12.3 0.0 108.5 164.9
Growth −100.0% +52.0%
Operating income −8.1 −858.9 −291.3 n/a n/a
Net income −6.5 −877.1 −536.4 −206.3 −165.9
Growth
EPS, diluted n/a −3.01 −58.09 −13.65 −10.80

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2021Fiscal year 2022Operating margin−6,975.7%Net margin−7,123.2%Free cash flow margin7,524.7%Fiscal year 2023Fiscal year 2024Net margin−190.2%Free cash flow margin−353.4%Fiscal year 2025Net margin−100.6%Free cash flow margin−101.8%
FY2021FY2022FY2023FY2024FY2025
Operating margin n/a −6,975.7% n/a n/a n/a
Net margin n/a −7,123.2% n/a −190.2% −100.6%
Free cash flow margin n/a 7,524.7% n/a −353.4% −101.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2021Operating cash flow−3.2Fiscal year 2022Operating cash flow938.3Capital expenditure−11.7Free cash flow926.5Buybacks−7.9Fiscal year 2023Operating cash flow−159.7Capital expenditure−0.5Free cash flow−160.2 −117.3%Buybacks0.0Fiscal year 2024Operating cash flow−380.0Capital expenditure−3.4Free cash flow−383.4Fiscal year 2025Operating cash flow−166.6Capital expenditure−1.2Free cash flow−167.8
FY2021FY2022FY2023FY2024FY2025
Operating cash flow −3.2 938.3 −159.7 −380.0 −166.6
Capital expenditure n/a −11.7 −0.5 −3.4 −1.2
Free cash flow n/a 926.5 −160.2 −383.4 −167.8
Growth −117.3%
Buybacks n/a −7.9 0.0 n/a n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2021Cash0.0Shareholders’ equity242.6Fiscal year 2022Cash318.0Shareholders’ equity−604.2Fiscal year 2023Cash503.6Shareholders’ equity122.6Fiscal year 2024Cash211.1Shareholders’ equity−58.2Fiscal year 2025Cash99.8Shareholders’ equity37.2
FY2021FY2022FY2023FY2024FY2025
Cash 0.0 318.0 503.6 211.1 99.8
Shareholders’ equity 242.6 −604.2 122.6 −58.2 37.2

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
n/a −6,975.7% n/a n/a n/a
n/a −7,114.2% n/a −189.4% −100.6%
n/a −7,123.2% n/a −190.2% −100.6%
n/a 7,524.7% n/a −353.4% −101.8%
Spending
n/a 1,009.6% n/a 24.1% 16.9%
n/a 1,509.6% n/a 48.1% 27.5%
n/a 95.3% n/a 3.1% 0.7%
Returns
−2.7% n/a −437.5% n/a −446.1%
−2.3% −81.0% −59.2% −22.6% −11.0%
Balance and payout
10.4% 115.5% 86.5% 106.4% 97.5%
n/a 0.9% n/a n/a n/a