Stocks · Financials · Savings Institution, Federally Chartered

BankUnited, Inc.

BKU Clue Score38
United States Fiscal year ends December CIK 0001504008
$42.28 -0.77% Close, 9 Oct 2026
Price $42.28 +1.05% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 11 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2017Revenue0.01Net income0.61EPS, diluted5.58Fiscal year 2018Revenue0.01 +9.3%Net income0.32 −47.1%EPS, diluted2.99 −46.4%Fiscal year 2019Revenue0.02 +14.8%Net income0.31 −3.6%EPS, diluted3.13 +4.7%Fiscal year 2020Revenue0.02 −0.3%Net income0.20 −36.8%EPS, diluted2.06 −34.2%Fiscal year 2021Revenue0.02 +31.5%Net income0.41 +109.7%EPS, diluted4.52 +119.4%Fiscal year 2022Revenue0.02 +3.8%Net income0.28 −31.3%EPS, diluted3.54 −21.7%Fiscal year 2023Revenue0.02 −7.1%Net income0.18 −37.3%EPS, diluted2.38 −32.8%Fiscal year 2024Revenue0.02 −3.3%Net income0.23 +30.1%EPS, diluted3.08 +29.4%Fiscal year 2025Revenue0.02 +7.4%Net income0.27 +15.4%EPS, diluted3.53 +14.6%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 0.01 0.01 0.02 0.02 0.02 0.02 0.02 0.02 0.02
Growth +9.3% +14.8% −0.3% +31.5% +3.8% −7.1% −3.3% +7.4%
Net income 0.61 0.32 0.31 0.20 0.41 0.28 0.18 0.23 0.27
Growth −47.1% −3.6% −36.8% +109.7% −31.3% −37.3% +30.1% +15.4%
EPS, diluted 5.58 2.99 3.13 2.06 4.52 3.54 2.38 3.08 3.53
Growth −46.4% +4.7% −34.2% +119.4% −21.7% −32.8% +29.4% +14.6%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2017Net margin4,660.6%Fiscal year 2018Net margin2,254.1%Fiscal year 2019Net margin1,893.1%Fiscal year 2020Net margin1,199.4%Fiscal year 2021Net margin1,913.7%Fiscal year 2022Net margin1,266.0%Fiscal year 2023Net margin854.6%Fiscal year 2024Net margin1,149.3%Fiscal year 2025Net margin1,234.8%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 4,660.6% 2,254.1% 1,893.1% 1,199.4% 1,913.7% 1,266.0% 854.6% 1,149.3% 1,234.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2017Operating cash flow0.32Buybacks0.00Dividends paid−0.09Fiscal year 2018Operating cash flow0.82Buybacks−0.30Dividends paid−0.09Fiscal year 2019Operating cash flow0.64Buybacks−0.15Dividends paid−0.08Fiscal year 2020Operating cash flow0.86Buybacks−0.10Dividends paid−0.09Fiscal year 2021Operating cash flow1.22Buybacks−0.32Dividends paid−0.09Fiscal year 2022Operating cash flow1.29Buybacks−0.40Dividends paid−0.08Fiscal year 2023Operating cash flow0.66Buybacks−0.06Dividends paid−0.08Fiscal year 2024Operating cash flow0.43Buybacks0.00Dividends paid−0.09Fiscal year 2025Operating cash flow0.36Buybacks−0.04Dividends paid−0.09
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.32 0.82 0.64 0.86 1.22 1.29 0.66 0.43 0.36
Buybacks 0.00 −0.30 −0.15 −0.10 −0.32 −0.40 −0.06 0.00 −0.04
Dividends paid −0.09 −0.09 −0.08 −0.09 −0.09 −0.08 −0.08 −0.09 −0.09

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2017Cash0.19Total debt0.39Net cash (debt)−0.20Shareholders’ equity3.03Debt to equity0.13Fiscal year 2018Cash0.38Total debt0.39Net cash (debt)−0.01Shareholders’ equity2.92Debt to equity0.13Fiscal year 2019Cash0.21Total debt0.40Net cash (debt)−0.18Shareholders’ equity2.98Debt to equity0.13Fiscal year 2020Cash0.40Total debt0.69Net cash (debt)−0.29Shareholders’ equity2.98Debt to equity0.23Fiscal year 2021Cash0.31Total debt0.69Net cash (debt)−0.38Shareholders’ equity3.04Debt to equity0.23Fiscal year 2022Cash0.57Total debt0.69Net cash (debt)−0.12Shareholders’ equity2.44Debt to equity0.28Fiscal year 2023Cash0.59Total debt0.68Net cash (debt)−0.09Shareholders’ equity2.58Debt to equity0.26Fiscal year 2024Cash0.49Total debt0.68Net cash (debt)−0.19Shareholders’ equity2.81Debt to equity0.24Fiscal year 2025Cash0.22Total debt0.30Net cash (debt)−0.08Shareholders’ equity3.05Debt to equity0.10
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.19 0.38 0.21 0.40 0.31 0.57 0.59 0.49 0.22
Total debt 0.39 0.39 0.40 0.69 0.69 0.69 0.68 0.68 0.30
Net cash (debt) −0.20 −0.01 −0.18 −0.29 −0.38 −0.12 −0.09 −0.19 −0.08
Shareholders’ equity 3.03 2.92 2.98 2.98 3.04 2.44 2.58 2.81 3.05
Debt to equity 0.13 0.13 0.13 0.23 0.23 0.28 0.26 0.24 0.10

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
0.01 0.01 0.02 0.02 0.02 0.02 0.02 0.02 0.02
Growth +9.3% +14.8% −0.3% +31.5% +3.8% −7.1% −3.3% +7.4%
0.40 0.42 0.40 0.25 0.45 0.38 0.24 0.32 0.36
−0.21 0.09 0.09 0.05 0.03 0.09 0.06 0.08 0.09
0.61 0.32 0.31 0.20 0.41 0.28 0.18 0.23 0.27
Growth −47.1% −3.6% −36.8% +109.7% −31.3% −37.3% +30.1% +15.4%
Per share
5.60 3.01 3.14 2.06 4.52 3.55 2.39 3.10 3.55
5.58 2.99 3.13 2.06 4.52 3.54 2.38 3.08 3.53
Growth −46.4% +4.7% −34.2% +119.4% −21.7% −32.8% +29.4% +14.6%
105.5 103.7 95.5 91.7 90.4 78.8 73.3 73.6 73.9
105.9 104.1 95.7 91.7 90.4 78.8 73.5 74.0 74.3
Growth −1.7% −8.1% −4.1% −1.5% −12.8% −6.7% +0.6% +0.4%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue grew 5.7% a year over five years, and earnings per share grew 11.4% a year.
  • The diluted share count fell 19.0% in five years, so buybacks did some of the work per share.
  • Profitable in every one of the 9 years on file.