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Stocks · Financials · State Commercial Banks

COLONY BANKCORP INC

CBAN Clue Score46
United States Fiscal year ends December CIK 0000711669
$19.97 -1.67% Close, 9 Oct 2026
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Price $19.97 +5.33% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income8.7EPS, diluted0.84Fiscal year 2017Net income7.8 −10.6%EPS, diluted0.87Fiscal year 2018Net income11.9 +53.7%EPS, diluted1.40Fiscal year 2019Net income10.2 −14.3%EPS, diluted1.12Fiscal year 2020Net income11.8 +15.7%EPS, diluted1.24Fiscal year 2021Net income18.7 +57.9%EPS, diluted1.66Fiscal year 2022Net income19.5 +4.7%EPS, diluted1.14Fiscal year 2023Net income21.7 +11.3%EPS, diluted1.24Fiscal year 2024Net income23.9 +9.8%EPS, diluted1.36Fiscal year 2025Net income28.3 +18.4%EPS, diluted1.59
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 8.7 7.8 11.9 10.2 11.8 18.7 19.5 21.7 23.9 28.3
Growth −10.6% +53.7% −14.3% +15.7% +57.9% +4.7% +11.3% +9.8% +18.4%
EPS, diluted 0.84 0.87 1.40 1.12 1.24 1.66 1.14 1.24 1.36 1.59

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow13.4Capital expenditure−3.3Free cash flow10.1Fiscal year 2017Operating cash flow12.5Capital expenditure−1.3Free cash flow11.2 +10.6%Dividends paid−0.8Fiscal year 2018Operating cash flow14.9Capital expenditure−2.8Free cash flow12.2 +8.5%Dividends paid−1.7Fiscal year 2019Operating cash flow3.9Capital expenditure−3.5Free cash flow0.4 −96.8%Dividends paid−2.7Fiscal year 2020Operating cash flow−19.1Capital expenditure−4.2Free cash flow−23.3 −6,052.8%Dividends paid−3.8Fiscal year 2021Operating cash flow36.1Capital expenditure−5.8Free cash flow30.3Buybacks0.0Dividends paid−4.5Fiscal year 2022Operating cash flow49.7Capital expenditure−2.9Free cash flow46.8 +54.8%Buybacks−0.5Dividends paid−7.2Fiscal year 2023Operating cash flow21.0Capital expenditure−3.6Free cash flow17.4 −62.9%Buybacks−0.4Dividends paid−7.7Fiscal year 2024Operating cash flow23.4Capital expenditure−1.1Free cash flow22.3 +28.5%Buybacks−1.3Dividends paid−7.9Fiscal year 2025Operating cash flow−5.5Capital expenditure−1.4Free cash flow−6.9 −130.9%Buybacks−2.4Dividends paid−8.0
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 13.4 12.5 14.9 3.9 −19.1 36.1 49.7 21.0 23.4 −5.5
Capital expenditure −3.3 −1.3 −2.8 −3.5 −4.2 −5.8 −2.9 −3.6 −1.1 −1.4
Free cash flow 10.1 11.2 12.2 0.4 −23.3 30.3 46.8 17.4 22.3 −6.9
Growth +10.6% +8.5% −96.8% −6,052.8% +54.8% −62.9% +28.5% −130.9%
Buybacks n/a n/a n/a n/a n/a 0.0 −0.5 −0.4 −1.3 −2.4
Dividends paid n/a −0.8 −1.7 −2.7 −3.8 −4.5 −7.2 −7.7 −7.9 −8.0

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash28.8Shareholders’ equity93.4Fiscal year 2017Cash57.8Shareholders’ equity90.3Fiscal year 2018Cash60.2Shareholders’ equity95.7Fiscal year 2019Cash104.1Total debt85.8Net cash (debt)18.3Shareholders’ equity130.5Debt to equity0.66Fiscal year 2020Cash183.5Total debt167.1Net cash (debt)16.4Shareholders’ equity144.5Debt to equity1.16Fiscal year 2021Cash197.2Total debt88.4Net cash (debt)108.8Shareholders’ equity217.7Debt to equity0.41Fiscal year 2022Cash80.7Total debt203.4Net cash (debt)−122.7Shareholders’ equity230.3Debt to equity0.88Fiscal year 2023Cash83.3Total debt238.4Net cash (debt)−155.1Shareholders’ equity254.9Debt to equity0.94Fiscal year 2024Cash231.0Total debt248.0Net cash (debt)−17.0Shareholders’ equity278.7Debt to equity0.89Fiscal year 2025Cash257.6Total debt258.1Net cash (debt)−0.5Shareholders’ equity375.9Debt to equity0.69
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 28.8 57.8 60.2 104.1 183.5 197.2 80.7 83.3 231.0 257.6
Total debt n/a n/a n/a 85.8 167.1 88.4 203.4 238.4 248.0 258.1
Net cash (debt) n/a n/a n/a 18.3 16.4 108.8 −122.7 −155.1 −17.0 −0.5
Shareholders’ equity 93.4 90.3 95.7 130.5 144.5 217.7 230.3 254.9 278.7 375.9
Debt to equity n/a n/a n/a 0.66 1.16 0.41 0.88 0.94 0.89 0.69

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022† 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
12.5 14.5 14.9 12.6 14.6 23.2 22.9 27.2 29.6 35.1
3.9 6.8 3.0 2.4 2.8 4.5 3.3 5.5 5.7 6.9
8.7 7.8 11.9 10.2 11.8 18.7 19.5 21.7 23.9 28.3
Growth −10.6% +53.7% −14.3% +15.7% +57.9% +4.7% +11.3% +9.8% +18.4%
Per share
0.85 0.89 1.41 1.12 1.24 1.66 1.14 1.24 1.36 1.59
0.84 0.87 1.40 1.12 1.24 1.66 1.14 1.24 1.36 1.59
Growth +3.6% +60.9% −20.0% +10.7% +33.9% −31.3% +8.8% +9.7% +16.9%
8.4 8.4 8.4 9.1 9.5 11.3 17.2 17.6 17.6 17.8
8.5 8.6 8.5 9.1 9.5 11.3 17.2 17.6 17.6 17.8
Growth +1.4% −1.1% +6.9% +4.0% +18.5% +52.8% +2.3% −0.1% +1.3%

† The diluted share count jumps at 2022, so per-share figures either side of that column are not comparable. Usually a split, but the break lands on the restatement boundary rather than on the split date, because every column is that period’s latest filing.

Five years in brief

Worked out from the figures above, not from a press release
  • Profitable in every one of the 10 years on file.