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Stocks · Financials · State Commercial Banks

CAPITAL CITY BANK GROUP INC

CCBG Clue Score59
United States Fiscal year ends December CIK 0000726601
$48.10 -1.05% Close, 9 Oct 2026
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Price $48.10 +84.29% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income11.7EPS, diluted0.69Fiscal year 2017Net income10.9 −7.5%EPS, diluted0.64 −7.2%Fiscal year 2018Net income26.2 +141.4%EPS, diluted1.54 +140.6%Fiscal year 2019Net income30.8 +17.5%EPS, diluted1.83 +18.8%Fiscal year 2020Net income31.6 +2.5%EPS, diluted1.88 +2.7%Fiscal year 2021Net income33.4 +5.8%EPS, diluted1.98 +5.3%Fiscal year 2022Net income33.4 +0.0%EPS, diluted1.97 −0.5%Fiscal year 2023Net income52.3 +56.4%EPS, diluted3.07 +55.8%Fiscal year 2024Net income52.9 +1.3%EPS, diluted3.12 +1.6%Fiscal year 2025Net income61.6 +16.3%EPS, diluted3.60 +15.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 11.7 10.9 26.2 30.8 31.6 33.4 33.4 52.3 52.9 61.6
Growth −7.5% +141.4% +17.5% +2.5% +5.8% +0.0% +56.4% +1.3% +16.3%
EPS, diluted 0.69 0.64 1.54 1.83 1.88 1.98 1.97 3.07 3.12 3.60
Growth −7.2% +140.6% +18.8% +2.7% +5.3% −0.5% +55.8% +1.6% +15.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow22.6Capital expenditure−4.5Free cash flow18.2Buybacks−6.3Dividends paid−2.9Fiscal year 2017Operating cash flow38.8Capital expenditure−4.0Free cash flow34.8 +91.4%Buybacks0.0Dividends paid−4.1Fiscal year 2018Operating cash flow34.6Capital expenditure−1.5Free cash flow33.2 −4.6%Buybacks−8.0Dividends paid−5.5Fiscal year 2019Operating cash flow53.7Capital expenditure−3.8Free cash flow49.9 +50.5%Buybacks−1.8Dividends paid−8.0Fiscal year 2020Operating cash flow−48.6Capital expenditure−9.7Free cash flow−58.3 −216.9%Buybacks−2.0Dividends paid−9.6Fiscal year 2021Operating cash flow122.2Capital expenditure−5.2Free cash flow117.0Buybacks0.0Dividends paid−10.5Fiscal year 2022Operating cash flow92.7Capital expenditure−6.3Free cash flow86.4 −26.2%Buybacks0.0Dividends paid−11.2Fiscal year 2023Operating cash flow54.8Capital expenditure−7.0Free cash flow47.7 −44.7%Buybacks−3.7Dividends paid−12.9Fiscal year 2024Operating cash flow63.6Capital expenditure−8.7Free cash flow54.9 +15.0%Buybacks−2.3Dividends paid−14.9Fiscal year 2025Operating cash flow87.6Capital expenditure−7.6Free cash flow80.0 +45.8%Buybacks0.0Dividends paid−17.1
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 22.6 38.8 34.6 53.7 −48.6 122.2 92.7 54.8 63.6 87.6
Capital expenditure −4.5 −4.0 −1.5 −3.8 −9.7 −5.2 −6.3 −7.0 −8.7 −7.6
Free cash flow 18.2 34.8 33.2 49.9 −58.3 117.0 86.4 47.7 54.9 80.0
Growth +91.4% −4.6% +50.5% −216.9% −26.2% −44.7% +15.0% +45.8%
Buybacks −6.3 0.0 −8.0 −1.8 −2.0 0.0 0.0 −3.7 −2.3 0.0
Dividends paid −2.9 −4.1 −5.5 −8.0 −9.6 −10.5 −11.2 −12.9 −14.9 −17.1

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Total debt14.9Shareholders’ equity275.2Debt to equity0.05Fiscal year 2017Total debt14.0Shareholders’ equity284.2Debt to equity0.05Fiscal year 2018Total debt8.6Shareholders’ equity302.6Debt to equity0.03Fiscal year 2019Cash378.4Total debt6.5Net cash (debt)371.9Shareholders’ equity327.0Debt to equity0.02Fiscal year 2020Cash928.5Total debt3.1Net cash (debt)925.5Shareholders’ equity320.8Debt to equity0.01Fiscal year 2021Cash1,035.4Total debt0.9Net cash (debt)1,034.5Shareholders’ equity383.2Debt to equity0.00Fiscal year 2022Cash600.7Total debt0.5Net cash (debt)600.1Shareholders’ equity387.3Debt to equity0.00Fiscal year 2023Cash312.1Total debt0.3Net cash (debt)311.8Shareholders’ equity440.6Debt to equity0.00Fiscal year 2024Cash391.9Shareholders’ equity495.3Fiscal year 2025Cash530.0Shareholders’ equity552.9
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash n/a n/a n/a 378.4 928.5 1,035.4 600.7 312.1 391.9 530.0
Total debt 14.9 14.0 8.6 6.5 3.1 0.9 0.5 0.3 n/a n/a
Net cash (debt) n/a n/a n/a 371.9 925.5 1,034.5 600.1 311.8 n/a n/a
Shareholders’ equity 275.2 284.2 302.6 327.0 320.8 383.2 387.3 440.6 495.3 552.9
Debt to equity 0.05 0.05 0.03 0.02 0.01 0.00 0.00 0.00 n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Cash flow

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Operations
22.6 38.8 34.6 53.7 −48.6 122.2 92.7 54.8 63.6 87.6
Growth +71.4% −10.7% +55.1% −190.5% −24.1% −40.9% +16.0% +37.8%
Investment
−4.5 −4.0 −1.5 −3.8 −9.7 −5.2 −6.3 −7.0 −8.7 −7.6
calc 18.2 34.8 33.2 49.9 −58.3 117.0 86.4 47.7 54.9 80.0
Growth +91.4% −4.6% +50.5% −216.9% −26.2% −44.7% +15.0% +45.8%
calc 1.07 2.04 1.94 2.97 −3.47 6.92 5.09 2.80 3.23 4.68
n/a −97.5 −94.0 −46.9 −32.6 −454.0 −765.8 −68.5 68.4 64.4
Financing
n/a 48.1 50.0 95.6 631.3 438.6 238.4 −274.8 −52.1 −13.9
−2.9 −4.1 −5.5 −8.0 −9.6 −10.5 −11.2 −12.9 −14.9 −17.1
−6.3 0.0 −8.0 −1.8 −2.0 0.0 0.0 −3.7 −2.3 0.0

Lines marked calc are worked out here from filed figures; point at one for how. Capital expenditure, dividends and buybacks are shown as money out, so negative.