InsiderClue
Stocks · Financials · Savings Institution, Federally Chartered

Capitol Federal Financial, Inc.

CFFN Clue Score49
United States Fiscal year ends September CIK 0001490906
$8.39 -0.94% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $8.39 −28.53% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2017Revenue0.02Net income0.08EPS, diluted0.63Fiscal year 2018Revenue0.02 +3.9%Net income0.10 +17.6%EPS, diluted0.73 +15.9%Fiscal year 2019Revenue0.02 +6.2%Net income0.09 −4.7%EPS, diluted0.68 −6.8%Fiscal year 2020Revenue0.01 −10.8%Net income0.06 −31.5%EPS, diluted0.47 −30.9%Fiscal year 2021Revenue0.02 +11.5%Net income0.08 +17.9%EPS, diluted0.56 +19.1%Fiscal year 2022Revenue0.02 +9.7%Net income0.08 +11.0%EPS, diluted0.62 +10.7%Fiscal year 2023Revenue0.02 −2.8%Net income−0.10 −220.4%EPS, diluted−0.76 −222.6%Fiscal year 2024Revenue0.02 −13.1%Net income0.04EPS, diluted0.29Fiscal year 2025Revenue0.02 +6.5%Net income0.07 +79.0%EPS, diluted0.52 +79.3%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 0.02 0.02 0.02 0.01 0.02 0.02 0.02 0.02 0.02
Growth +3.9% +6.2% −10.8% +11.5% +9.7% −2.8% −13.1% +6.5%
Net income 0.08 0.10 0.09 0.06 0.08 0.08 −0.10 0.04 0.07
Growth +17.6% −4.7% −31.5% +17.9% +11.0% −220.4% +79.0%
EPS, diluted 0.63 0.73 0.68 0.47 0.56 0.62 −0.76 0.29 0.52
Growth +15.9% −6.8% −30.9% +19.1% +10.7% −222.6% +79.3%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2017Net margin558.9%Free cash flow margin507.0%Fiscal year 2018Net margin632.7%Free cash flow margin718.9%Fiscal year 2019Net margin567.7%Free cash flow margin417.0%Fiscal year 2020Net margin436.1%Free cash flow margin528.3%Fiscal year 2021Net margin461.1%Free cash flow margin394.3%Fiscal year 2022Net margin466.6%Free cash flow margin506.9%Fiscal year 2023Net margin−577.6%Free cash flow margin234.4%Fiscal year 2024Net margin248.4%Free cash flow margin156.9%Fiscal year 2025Net margin417.3%Free cash flow margin305.8%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 558.9% 632.7% 567.7% 436.1% 461.1% 466.6% −577.6% 248.4% 417.3%
Free cash flow margin 507.0% 718.9% 417.0% 528.3% 394.3% 506.9% 234.4% 156.9% 305.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow0.09Capital expenditure−0.01Free cash flow0.08Buybacks0.00Dividends paid−0.12Fiscal year 2018Operating cash flow0.12Capital expenditure−0.01Free cash flow0.11 +47.3%Buybacks0.00Dividends paid−0.12Fiscal year 2019Operating cash flow0.08Capital expenditure−0.01Free cash flow0.07 −38.4%Buybacks0.00Dividends paid−0.13Fiscal year 2020Operating cash flow0.09Capital expenditure−0.01Free cash flow0.08 +13.0%Buybacks−0.02Dividends paid−0.09Fiscal year 2021Operating cash flow0.07Capital expenditure−0.01Free cash flow0.07 −16.8%Buybacks−0.00Dividends paid−0.12Fiscal year 2022Operating cash flow0.10Capital expenditure−0.01Free cash flow0.09 +41.0%Buybacks0.00Dividends paid−0.10Fiscal year 2023Operating cash flow0.05Capital expenditure−0.01Free cash flow0.04 −55.0%Buybacks−0.02Dividends paid−0.08Fiscal year 2024Operating cash flow0.03Capital expenditure−0.01Free cash flow0.02 −41.8%Buybacks−0.02Dividends paid−0.04Fiscal year 2025Operating cash flow0.06Capital expenditure−0.01Free cash flow0.05 +107.7%Buybacks−0.00Dividends paid−0.04
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.09 0.12 0.08 0.09 0.07 0.10 0.05 0.03 0.06
Capital expenditure −0.01 −0.01 −0.01 −0.01 −0.01 −0.01 −0.01 −0.01 −0.01
Free cash flow 0.08 0.11 0.07 0.08 0.07 0.09 0.04 0.02 0.05
Growth +47.3% −38.4% +13.0% −16.8% +41.0% −55.0% −41.8% +107.7%
Buybacks 0.00 0.00 0.00 −0.02 −0.00 0.00 −0.02 −0.02 −0.00
Dividends paid −0.12 −0.12 −0.13 −0.09 −0.12 −0.10 −0.08 −0.04 −0.04

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2017Cash0.35Shareholders’ equity1.37Fiscal year 2018Cash0.14Shareholders’ equity1.39Fiscal year 2019Cash0.22Shareholders’ equity1.34Fiscal year 2020Cash0.19Shareholders’ equity1.28Fiscal year 2021Cash0.04Shareholders’ equity1.24Fiscal year 2022Cash0.05Shareholders’ equity1.10Fiscal year 2023Cash0.25Shareholders’ equity1.04Fiscal year 2024Cash0.22Shareholders’ equity1.03Fiscal year 2025Cash0.25Shareholders’ equity1.05
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.35 0.14 0.22 0.19 0.04 0.05 0.25 0.22 0.25
Shareholders’ equity 1.37 1.39 1.34 1.28 1.24 1.10 1.04 1.03 1.05

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending September, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 30 Sep 2017 FY2018 30 Sep 2018 FY2019 30 Sep 2019 FY2020 30 Sep 2020 FY2021 30 Sep 2021 FY2022 30 Sep 2022 FY2023 30 Sep 2023 FY2024 30 Sep 2024 FY2025 30 Sep 2025
Margins
849.8% 792.4% 726.8% 544.8% 582.0% 592.3% −789.5% 353.6% 509.3%
558.9% 632.7% 567.7% 436.1% 461.1% 466.6% −577.6% 248.4% 417.3%
507.0% 718.9% 417.0% 528.3% 394.3% 506.9% 234.4% 156.9% 305.8%
Spending
60.6% 75.2% 70.7% 99.6% 57.0% 30.7% 35.7% 47.0% 31.9%
34.2% 20.2% 21.9% 20.0% 20.8% 21.2% n/a 29.7% 18.1%
Returns
6.1% 7.1% 7.1% 5.0% 6.1% 7.7% −9.7% 3.7% 6.5%
0.9% 1.0% 1.0% 0.7% 0.8% 0.9% −1.0% 0.4% 0.7%
Balance and payout
85.1% 85.3% 85.7% 86.5% 87.1% 88.6% 89.7% 89.2% 89.3%
140.2% 119.6% 143.2% 145.4% 155.0% 122.1% n/a 117.1% 65.1%
154.6% 105.3% 194.9% 146.6% 188.2% 112.4% 258.5% 266.5% 96.6%