InsiderClue
Stocks · Financials · National Commercial Banks

Capital One

COF Clue Score47
United States Fiscal year ends December CIK 0000927628
$199.26 -0.07% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $199.26 +19.91% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue25.50Net income3.75EPS, diluted6.89Fiscal year 2017Revenue27.24 +6.8%Net income1.98 −47.2%EPS, diluted3.49 −49.3%Fiscal year 2018Revenue3.43 −87.4%Net income6.02 +203.5%EPS, diluted11.82 +238.7%Fiscal year 2019Revenue3.82 +11.3%Net income5.55 −7.8%EPS, diluted11.05 −6.5%Fiscal year 2020Revenue3.74 −2.2%Net income2.71 −51.1%EPS, diluted5.18 −53.1%Fiscal year 2021Revenue4.78 +27.9%Net income12.39 +356.5%EPS, diluted26.94 +420.1%Fiscal year 2022Revenue5.42 +13.3%Net income7.36 −40.6%EPS, diluted17.91 −33.5%Fiscal year 2023Revenue5.65 +4.2%Net income4.89 −33.6%EPS, diluted11.95 −33.3%Fiscal year 2024Revenue5.92 +4.8%Net income4.75 −2.8%EPS, diluted11.59 −3.0%Fiscal year 2025Revenue8.06 +36.3%Net income2.45 −48.4%EPS, diluted4.03 −65.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 25.50 27.24 3.43 3.82 3.74 4.78 5.42 5.65 5.92 8.06
Growth +6.8% −87.4% +11.3% −2.2% +27.9% +13.3% +4.2% +4.8% +36.3%
Net income 3.75 1.98 6.02 5.55 2.71 12.39 7.36 4.89 4.75 2.45
Growth −47.2% +203.5% −7.8% −51.1% +356.5% −40.6% −33.6% −2.8% −48.4%
EPS, diluted 6.89 3.49 11.82 11.05 5.18 26.94 17.91 11.95 11.59 4.03
Growth −49.3% +238.7% −6.5% −53.1% +420.1% −33.5% −33.3% −3.0% −65.2%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin14.7%Free cash flow margin43.4%Fiscal year 2017Net margin7.3%Free cash flow margin48.3%Fiscal year 2018Net margin175.3%Free cash flow margin352.8%Fiscal year 2019Net margin145.2%Free cash flow margin412.4%Fiscal year 2020Net margin72.6%Free cash flow margin427.9%Fiscal year 2021Net margin259.2%Free cash flow margin242.9%Fiscal year 2022Net margin135.9%Free cash flow margin237.7%Fiscal year 2023Net margin86.6%Free cash flow margin347.5%Fiscal year 2024Net margin80.3%Free cash flow margin286.6%Fiscal year 2025Net margin30.4%Free cash flow margin324.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 14.7% 7.3% 175.3% 145.2% 72.6% 259.2% 135.9% 86.6% 80.3% 30.4%
Free cash flow margin 43.4% 48.3% 352.8% 412.4% 427.9% 242.9% 237.7% 347.5% 286.6% 324.2%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow11.86Capital expenditure−0.78Free cash flow11.08Buybacks−3.66Dividends paid−0.81Fiscal year 2017Operating cash flow14.18Capital expenditure−1.02Free cash flow13.16 +18.8%Buybacks−0.24Dividends paid−0.78Fiscal year 2018Operating cash flow12.98Capital expenditure−0.87Free cash flow12.10 −8.1%Buybacks−2.28Dividends paid−0.77Fiscal year 2019Operating cash flow16.64Capital expenditure−0.89Free cash flow15.75 +30.1%Buybacks−1.48Dividends paid−0.75Fiscal year 2020Operating cash flow16.70Capital expenditure−0.71Free cash flow15.99 +1.5%Buybacks−0.39Dividends paid−0.46Fiscal year 2021Operating cash flow12.31Capital expenditure−0.70Free cash flow11.61 −27.4%Buybacks−7.61Dividends paid−1.15Fiscal year 2022Operating cash flow13.81Capital expenditure−0.93Free cash flow12.88 +10.9%Buybacks−4.95Dividends paid−0.95Fiscal year 2023Operating cash flow20.58Capital expenditure−0.96Free cash flow19.61 +52.3%Buybacks−0.72Dividends paid−0.93Fiscal year 2024Operating cash flow18.16Capital expenditure−1.20Free cash flow16.96 −13.6%Buybacks−0.73Dividends paid−0.93Fiscal year 2025Operating cash flow27.72Capital expenditure−1.58Free cash flow26.14 +54.2%Buybacks−4.10Dividends paid−1.52
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 11.86 14.18 12.98 16.64 16.70 12.31 13.81 20.58 18.16 27.72
Capital expenditure −0.78 −1.02 −0.87 −0.89 −0.71 −0.70 −0.93 −0.96 −1.20 −1.58
Free cash flow 11.08 13.16 12.10 15.75 15.99 11.61 12.88 19.61 16.96 26.14
Growth +18.8% −8.1% +30.1% +1.5% −27.4% +10.9% +52.3% −13.6% +54.2%
Buybacks −3.66 −0.24 −2.28 −1.48 −0.39 −7.61 −4.95 −0.72 −0.73 −4.10
Dividends paid −0.81 −0.78 −0.77 −0.75 −0.46 −1.15 −0.95 −0.93 −0.93 −1.52

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash12.49Shareholders’ equity47.51Fiscal year 2017Cash14.35Shareholders’ equity48.73Fiscal year 2018Cash13.49Shareholders’ equity51.67Fiscal year 2019Cash13.75Shareholders’ equity58.01Fiscal year 2020Cash40.77Shareholders’ equity60.20Fiscal year 2021Cash22.05Shareholders’ equity61.03Fiscal year 2022Cash31.26Shareholders’ equity52.58Fiscal year 2023Cash43.76Shareholders’ equity58.09Fiscal year 2024Cash43.67Shareholders’ equity60.78Fiscal year 2025Cash62.09Shareholders’ equity113.62
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 12.49 14.35 13.49 13.75 40.77 22.05 31.26 43.76 43.67 62.09
Shareholders’ equity 47.51 48.73 51.67 58.01 60.20 61.03 52.58 58.09 60.78 113.62

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
25.50 27.24 3.43 3.82 3.74 4.78 5.42 5.65 5.92 8.06
Growth +6.8% −87.4% +11.3% −2.2% +27.9% +13.3% +4.2% +4.8% +36.3%
5.48 5.49 7.32 6.87 3.20 15.81 9.24 6.05 5.91 2.28
1.71 3.38 1.29 1.34 0.49 3.42 1.88 1.16 1.16 0.19
3.75 1.98 6.02 5.55 2.71 12.39 7.36 4.89 4.75 2.45
Growth −47.2% +203.5% −7.8% −51.1% +356.5% −40.6% −33.6% −2.8% −48.4%
Per share
6.96 3.52 11.90 11.10 5.19 27.04 17.98 11.98 11.61 4.03
6.89 3.49 11.82 11.05 5.18 26.94 17.91 11.95 11.59 4.03
Growth −49.3% +238.7% −6.5% −53.1% +420.1% −33.5% −33.3% −3.0% −65.2%
504.9 484.2 479.9 467.6 457.8 442.5 391.8 382.4 382.7 540.7
509.8 488.6 483.1 469.9 458.9 444.2 393.2 383.4 383.6 541.3
Growth −4.2% −1.1% −2.7% −2.3% −3.2% −11.5% −2.5% +0.1% +41.1%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue grew 16.6% a year over five years, and earnings per share fell 4.9% a year.
  • The diluted share count rose 18.0% in five years, which is dilution.
  • Profitable in every one of the 10 years on file.