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Stocks · Consumer discretionary · Retail-Auto Dealers & Gasoline Stations

AMERICAS CARMART INC

CRMT Clue Score36
United States Fiscal year ends April CIK 0000799850
$1.35 +8.00% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $1.35 −98.82% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2017Revenue520.1Net income20.2EPS, diluted2.49Fiscal year 2018Revenue537.5 +3.3%Net income36.5 +80.7%EPS, diluted4.90 +96.8%Fiscal year 2019Revenue586.5 +9.1%Net income47.6 +30.4%EPS, diluted6.73 +37.3%Fiscal year 2020Revenue653.0 +11.3%Net income51.3 +7.8%EPS, diluted7.39 +9.8%Fiscal year 2021Revenue799.1 +22.4%Net income104.8 +104.2%EPS, diluted15.05 +103.7%Fiscal year 2022Revenue1,038.7 +30.0%Net income95.0 −9.4%EPS, diluted13.92 −7.5%Fiscal year 2023Revenue1,204.2 +15.9%Net income20.4 −78.5%EPS, diluted3.11 −77.7%Fiscal year 2024Revenue1,160.8 −3.6%Net income−31.4 −253.6%EPS, diluted−4.92 −258.2%Fiscal year 2025Revenue1,146.2 −1.3%Net income17.9EPS, diluted2.33Fiscal year 2026Revenue1,027.8 −10.3%Net income−139.1 −875.8%EPS, diluted−16.79 −820.6%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Revenue 520.1 537.5 586.5 653.0 799.1 1,038.7 1,204.2 1,160.8 1,146.2 1,027.8
Growth +3.3% +9.1% +11.3% +22.4% +30.0% +15.9% −3.6% −1.3% −10.3%
Net income 20.2 36.5 47.6 51.3 104.8 95.0 20.4 −31.4 17.9 −139.1
Growth +80.7% +30.4% +7.8% +104.2% −9.4% −78.5% −253.6% −875.8%
EPS, diluted 2.49 4.90 6.73 7.39 15.05 13.92 3.11 −4.92 2.33 −16.79
Growth +96.8% +37.3% +9.8% +103.7% −7.5% −77.7% −258.2% −820.6%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Gross marginNet margin
Fiscal year 2017Gross margin41.4%Net margin3.9%Free cash flow margin1.1%Fiscal year 2018Gross margin41.3%Net margin6.8%Free cash flow margin1.4%Fiscal year 2019Gross margin41.4%Net margin8.1%Free cash flow margin3.6%Fiscal year 2020Gross margin40.5%Net margin7.9%Free cash flow margin2.4%Fiscal year 2021Net margin13.1%Free cash flow margin−7.9%Fiscal year 2022Net margin9.1%Free cash flow margin−13.0%Fiscal year 2023Net margin1.7%Free cash flow margin−13.1%Fiscal year 2024Net margin−2.7%Free cash flow margin−6.9%Fiscal year 2025Net margin1.6%Free cash flow margin−4.6%Fiscal year 2026Net margin−13.5%Free cash flow margin6.1%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Gross margin 41.4% 41.3% 41.4% 40.5% n/a n/a n/a n/a n/a n/a
Net margin 3.9% 6.8% 8.1% 7.9% 13.1% 9.1% 1.7% −2.7% 1.6% −13.5%
Free cash flow margin 1.1% 1.4% 3.6% 2.4% −7.9% −13.0% −13.1% −6.9% −4.6% 6.1%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow7.3Capital expenditure−1.6Free cash flow5.7Buybacks−20.5Dividends paid−0.0Fiscal year 2018Operating cash flow10.0Capital expenditure−2.3Free cash flow7.7 +34.6%Buybacks−42.3Dividends paid−0.0Fiscal year 2019Operating cash flow24.9Capital expenditure−4.0Free cash flow20.9 +169.8%Buybacks−26.6Dividends paid−0.0Fiscal year 2020Operating cash flow20.9Capital expenditure−5.4Free cash flow15.5 −25.8%Buybacks−16.0Dividends paid−0.0Fiscal year 2021Operating cash flow−53.8Capital expenditure−9.0Free cash flow−62.8 −505.1%Buybacks−10.6Dividends paid−0.0Fiscal year 2022Operating cash flow−119.2Capital expenditure−15.8Free cash flow−135.0Buybacks−34.7Dividends paid−0.0Fiscal year 2023Operating cash flow−135.7Capital expenditure−22.1Free cash flow−157.8Buybacks−5.2Dividends paid−0.0Fiscal year 2024Operating cash flow−73.9Capital expenditure−6.1Free cash flow−80.0Buybacks−0.4Dividends paid−0.0Fiscal year 2025Operating cash flow−48.8Capital expenditure−3.9Free cash flow−52.7Buybacks−0.4Dividends paid−0.0Fiscal year 2026Operating cash flow65.0Capital expenditure−1.8Free cash flow63.1Buybacks−0.3
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Operating cash flow 7.3 10.0 24.9 20.9 −53.8 −119.2 −135.7 −73.9 −48.8 65.0
Capital expenditure −1.6 −2.3 −4.0 −5.4 −9.0 −15.8 −22.1 −6.1 −3.9 −1.8
Free cash flow 5.7 7.7 20.9 15.5 −62.8 −135.0 −157.8 −80.0 −52.7 63.1
Growth +34.6% +169.8% −25.8% −505.1%
Buybacks −20.5 −42.3 −26.6 −16.0 −10.6 −34.7 −5.2 −0.4 −0.4 −0.3
Dividends paid −0.0 −0.0 −0.0 −0.0 −0.0 −0.0 −0.0 −0.0 −0.0 n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2017Cash0.4Shareholders’ equity232.9Fiscal year 2018Cash1.0Shareholders’ equity230.4Fiscal year 2019Cash1.8Total debt0.2Net cash (debt)1.6Shareholders’ equity260.4Debt to equity0.00Fiscal year 2020Cash59.6Shareholders’ equity302.7Fiscal year 2021Cash2.9Shareholders’ equity406.4Fiscal year 2022Cash6.9Shareholders’ equity476.4Fiscal year 2023Cash9.8Shareholders’ equity498.4Fiscal year 2024Cash5.5Shareholders’ equity470.7Fiscal year 2025Cash9.8Shareholders’ equity569.4Fiscal year 2026Cash47.0Shareholders’ equity445.6
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Cash 0.4 1.0 1.8 59.6 2.9 6.9 9.8 5.5 9.8 47.0
Total debt n/a n/a 0.2 n/a n/a n/a n/a n/a n/a n/a
Net cash (debt) n/a n/a 1.6 n/a n/a n/a n/a n/a n/a n/a
Shareholders’ equity 232.9 230.4 260.4 302.7 406.4 476.4 498.4 470.7 569.4 445.6
Debt to equity n/a n/a 0.00 n/a n/a n/a n/a n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2026 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending April, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 30 Apr 2017 FY2018 30 Apr 2018 FY2019 30 Apr 2019 FY2020 30 Apr 2020 FY2021 30 Apr 2021 FY2022 30 Apr 2022 FY2023 30 Apr 2023 FY2024 30 Apr 2024 FY2025 30 Apr 2025 FY2026 30 Apr 2026
Margins
41.4% 41.3% 41.4% 40.5% n/a n/a n/a n/a n/a n/a
n/a n/a n/a n/a n/a n/a 2.1% −3.5% 2.0% −10.5%
3.9% 6.8% 8.1% 7.9% 13.1% 9.1% 1.7% −2.7% 1.6% −13.5%
1.1% 1.4% 3.6% 2.4% −7.9% −13.0% −13.1% −6.9% −4.6% 6.1%
Spending
17.7% 18.4% 18.3% 18.0% 16.4% 15.0% 14.7% 15.5% 16.5% 20.2%
0.3% 0.4% 0.7% 0.8% 1.1% 1.5% 1.8% 0.5% 0.3% 0.2%
n/a n/a n/a n/a n/a n/a 20.8% n/a 21.4% n/a
Returns
8.7% 15.8% 18.3% 17.0% 25.8% 19.9% 4.1% −6.7% 3.1% −31.2%
4.8% 8.0% 9.7% 7.7% 12.7% 8.2% 1.4% −2.1% 1.1% −9.8%
Balance and payout
n/a n/a 0.00 n/a n/a n/a n/a n/a n/a n/a
45.0% 49.3% 47.0% 54.6% 50.5% 58.7% 64.7% 68.1% 64.5% 68.5%
0.2% 0.1% 0.1% 0.1% 0.0% 0.0% 0.2% n/a 0.2% n/a
357.2% 547.3% 127.5% 103.6% n/a n/a n/a n/a n/a 0.5%