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Stocks · Financials · State Commercial Banks

FB Financial Corp

FBK Clue Score57
United States Fiscal year ends December CIK 0001649749
$52.65 -0.49% Close, 9 Oct 2026
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Price $52.65 +18.96% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income0.04EPS, diluted2.10Fiscal year 2017Net income0.05 +29.1%EPS, diluted1.86 −11.4%Fiscal year 2018Net income0.08 +53.1%EPS, diluted2.55 +37.1%Fiscal year 2019Net income0.08 +4.5%EPS, diluted2.65 +3.9%Fiscal year 2020Net income0.06 −24.1%EPS, diluted1.67 −37.0%Fiscal year 2021Net income0.19 +199.1%EPS, diluted3.97 +137.7%Fiscal year 2022Net income0.12 −34.5%EPS, diluted2.64 −33.5%Fiscal year 2023Net income0.12 −3.5%EPS, diluted2.57 −2.7%Fiscal year 2024Net income0.12 −3.5%EPS, diluted2.48 −3.5%Fiscal year 2025Net income0.12 +5.7%EPS, diluted2.45 −1.2%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 0.04 0.05 0.08 0.08 0.06 0.19 0.12 0.12 0.12 0.12
Growth +29.1% +53.1% +4.5% −24.1% +199.1% −34.5% −3.5% −3.5% +5.7%
EPS, diluted 2.10 1.86 2.55 2.65 1.67 3.97 2.64 2.57 2.48 2.45
Growth −11.4% +37.1% +3.9% −37.0% +137.7% −33.5% −2.7% −3.5% −1.2%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow−0.25Capital expenditure−0.00Free cash flow−0.25Dividends paid−0.07Fiscal year 2017Operating cash flow0.04Capital expenditure−0.00Free cash flow0.03Buybacks−0.24Dividends paid0.00Fiscal year 2018Operating cash flow0.21Capital expenditure−0.01Free cash flow0.20 +511.1%Buybacks−0.49Dividends paid−0.01Fiscal year 2019Operating cash flow0.06Capital expenditure−0.01Free cash flow0.06 −71.7%Buybacks0.00Dividends paid−0.01Fiscal year 2020Operating cash flow−0.27Capital expenditure−0.01Free cash flow−0.28 −583.3%Buybacks0.00Dividends paid−0.01Fiscal year 2021Operating cash flow0.05Capital expenditure−0.01Free cash flow0.05Buybacks−0.01Dividends paid−0.02Fiscal year 2022Operating cash flow0.80Capital expenditure−0.01Free cash flow0.79 +1,517.2%Buybacks−0.04Dividends paid−0.02Fiscal year 2023Operating cash flow0.21Capital expenditure−0.02Free cash flow0.19 −75.8%Buybacks−0.00Dividends paid−0.03Fiscal year 2024Operating cash flow0.14Capital expenditure−0.01Free cash flow0.13 −30.7%Buybacks−0.01Dividends paid−0.03Fiscal year 2025Operating cash flow0.16Capital expenditure−0.01Free cash flow0.15 +11.2%Buybacks−0.16Dividends paid−0.04
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow −0.25 0.04 0.21 0.06 −0.27 0.05 0.80 0.21 0.14 0.16
Capital expenditure −0.00 −0.00 −0.01 −0.01 −0.01 −0.01 −0.01 −0.02 −0.01 −0.01
Free cash flow −0.25 0.03 0.20 0.06 −0.28 0.05 0.79 0.19 0.13 0.15
Growth +511.1% −71.7% −583.3% +1,517.2% −75.8% −30.7% +11.2%
Buybacks n/a −0.24 −0.49 0.00 0.00 −0.01 −0.04 −0.00 −0.01 −0.16
Dividends paid −0.07 0.00 −0.01 −0.01 −0.01 −0.02 −0.02 −0.03 −0.03 −0.04

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash0.14Total debt0.04Net cash (debt)0.09Shareholders’ equity0.33Debt to equity0.14Fiscal year 2017Cash0.12Total debt0.14Net cash (debt)−0.02Shareholders’ equity0.60Debt to equity0.24Fiscal year 2018Cash0.13Shareholders’ equity0.67Fiscal year 2019Cash0.23Total debt0.30Net cash (debt)−0.07Shareholders’ equity0.76Debt to equity0.40Fiscal year 2020Cash1.32Total debt0.24Net cash (debt)1.08Shareholders’ equity1.29Debt to equity0.18Fiscal year 2021Cash1.80Total debt0.17Net cash (debt)1.63Shareholders’ equity1.43Debt to equity0.12Fiscal year 2022Cash1.03Total debt0.42Net cash (debt)0.61Shareholders’ equity1.33Debt to equity0.31Fiscal year 2023Cash0.81Total debt0.39Net cash (debt)0.42Shareholders’ equity1.45Debt to equity0.27Fiscal year 2024Cash1.04Total debt0.18Net cash (debt)0.87Shareholders’ equity1.57Debt to equity0.11Fiscal year 2025Cash1.16Total debt0.21Net cash (debt)0.94Shareholders’ equity1.95Debt to equity0.11
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.14 0.12 0.13 0.23 1.32 1.80 1.03 0.81 1.04 1.16
Total debt 0.04 0.14 n/a 0.30 0.24 0.17 0.42 0.39 0.18 0.21
Net cash (debt) 0.09 −0.02 n/a −0.07 1.08 1.63 0.61 0.42 0.87 0.94
Shareholders’ equity 0.33 0.60 0.67 0.76 1.29 1.43 1.33 1.45 1.57 1.95
Debt to equity 0.14 0.24 n/a 0.40 0.18 0.12 0.31 0.27 0.11 0.11

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
0.06 0.07 0.11 0.11 0.08 0.24 0.16 0.15 0.15 0.14
0.02 0.02 0.03 0.03 0.02 0.05 0.04 0.03 0.03 0.02
0.04 0.05 0.08 0.08 0.06 0.19 0.12 0.12 0.12 0.12
Growth +29.1% +53.1% +4.5% −24.1% +199.1% −34.5% −3.5% −3.5% +5.7%
Per share
2.12 1.90 2.60 2.70 1.69 4.01 2.64 2.57 2.48 2.47
2.10 1.86 2.55 2.65 1.67 3.97 2.64 2.57 2.48 2.45
Growth −11.4% +37.1% +3.9% −37.0% +137.7% −33.5% −2.7% −3.5% −1.2%
19.2 27.6 30.7 30.9 37.6 47.4 47.1 46.8 46.7 49.7
19.3 28.2 31.3 31.4 38.1 48.0 47.2 46.8 46.9 50.1
Growth +46.1% +11.0% +0.3% +21.3% +25.9% −1.5% −0.9% +0.1% +6.8%

Five years in brief

Worked out from the figures above, not from a press release
  • The diluted share count rose 31.4% in five years, which is dilution.
  • Profitable in every one of the 10 years on file.