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Stocks · Industrials · Services-Business Services, NEC

Fair Isaac

FICO Clue Score62
United States Fiscal year ends September CIK 0000814547
$740.00 +10.85% Close, 12 Oct 2026
Alert on the numbers Alert on insider trades
Price $740.00 +85.39% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 13 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2017Revenue935.0Operating income182.2Net income133.4EPS, diluted4.14Fiscal year 2018Revenue1,000.1 +7.0%Operating income175.4Net income126.5 −5.2%EPS, diluted4.06 −1.9%Fiscal year 2019Revenue1,160.1 +16.0%Operating income253.5Net income192.1 +51.9%EPS, diluted6.34 +56.2%Fiscal year 2020Revenue1,294.6 +11.6%Operating income296.0Net income236.4 +23.1%EPS, diluted7.90 +24.6%Fiscal year 2021Revenue1,316.5 +1.7%Operating income505.5Net income392.1 +65.8%EPS, diluted13.40 +69.6%Fiscal year 2022Revenue1,377.3 +4.6%Operating income542.4Net income373.5 −4.7%EPS, diluted14.18 +5.8%Fiscal year 2023Revenue1,513.6 +9.9%Operating income642.8Net income429.4 +14.9%EPS, diluted16.93 +19.4%Fiscal year 2024Revenue1,717.5 +13.5%Operating income733.6Net income512.8 +19.4%EPS, diluted20.45 +20.8%Fiscal year 2025Revenue1,990.9 +15.9%Operating income924.9Net income651.9 +27.1%EPS, diluted26.54 +29.8%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 935.0 1,000.1 1,160.1 1,294.6 1,316.5 1,377.3 1,513.6 1,717.5 1,990.9
Growth +7.0% +16.0% +11.6% +1.7% +4.6% +9.9% +13.5% +15.9%
Operating income 182.2 175.4 253.5 296.0 505.5 542.4 642.8 733.6 924.9
Net income 133.4 126.5 192.1 236.4 392.1 373.5 429.4 512.8 651.9
Growth −5.2% +51.9% +23.1% +65.8% −4.7% +14.9% +19.4% +27.1%
EPS, diluted 4.14 4.06 6.34 7.90 13.40 14.18 16.93 20.45 26.54
Growth −1.9% +56.2% +24.6% +69.6% +5.8% +19.4% +20.8% +29.8%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2017Operating margin19.5%Net margin14.3%Free cash flow margin22.0%Fiscal year 2018Operating margin17.5%Net margin12.6%Free cash flow margin19.2%Fiscal year 2019Operating margin21.9%Net margin16.6%Free cash flow margin20.4%Fiscal year 2020Operating margin22.9%Net margin18.3%Free cash flow margin26.5%Fiscal year 2021Operating margin38.4%Net margin29.8%Free cash flow margin31.6%Fiscal year 2022Operating margin39.4%Net margin27.1%Free cash flow margin36.6%Fiscal year 2023Operating margin42.5%Net margin28.4%Free cash flow margin30.7%Fiscal year 2024Operating margin42.7%Net margin29.9%Free cash flow margin36.3%Fiscal year 2025Operating margin46.5%Net margin32.7%Free cash flow margin38.7%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin 19.5% 17.5% 21.9% 22.9% 38.4% 39.4% 42.5% 42.7% 46.5%
Net margin 14.3% 12.6% 16.6% 18.3% 29.8% 27.1% 28.4% 29.9% 32.7%
Free cash flow margin 22.0% 19.2% 20.4% 26.5% 31.6% 36.6% 30.7% 36.3% 38.7%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow225.6Capital expenditure−19.8Free cash flow205.8Buybacks−187.6Dividends paid−1.2Fiscal year 2018Operating cash flow223.1Capital expenditure−31.3Free cash flow191.8 −6.8%Buybacks−342.6Dividends paid0.0Fiscal year 2019Operating cash flow260.4Capital expenditure−24.0Free cash flow236.4 +23.3%Buybacks−228.9Dividends paid0.0Fiscal year 2020Operating cash flow364.9Capital expenditure−22.0Free cash flow342.9 +45.1%Buybacks−235.2Fiscal year 2021Operating cash flow423.8Capital expenditure−7.6Free cash flow416.2 +21.4%Buybacks−874.2Fiscal year 2022Operating cash flow509.5Capital expenditure−6.0Free cash flow503.4 +20.9%Buybacks−1,104.2Fiscal year 2023Operating cash flow468.9Capital expenditure−4.2Free cash flow464.7 −7.7%Buybacks−405.5Fiscal year 2024Operating cash flow633.0Capital expenditure−8.9Free cash flow624.1 +34.3%Buybacks−821.7Fiscal year 2025Operating cash flow778.8Capital expenditure−8.9Free cash flow769.9 +23.4%Buybacks−1,414.5
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 225.6 223.1 260.4 364.9 423.8 509.5 468.9 633.0 778.8
Capital expenditure −19.8 −31.3 −24.0 −22.0 −7.6 −6.0 −4.2 −8.9 −8.9
Free cash flow 205.8 191.8 236.4 342.9 416.2 503.4 464.7 624.1 769.9
Growth −6.8% +23.3% +45.1% +21.4% +20.9% −7.7% +34.3% +23.4%
Buybacks −187.6 −342.6 −228.9 −235.2 −874.2 −1,104.2 −405.5 −821.7 −1,414.5
Dividends paid −1.2 0.0 0.0 n/a n/a n/a n/a n/a n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2017Cash105.6Total debt462.8Net cash (debt)−357.2Shareholders’ equity466.2Debt to equity0.99Fiscal year 2018Cash90.0Total debt528.9Net cash (debt)−438.9Shareholders’ equity287.4Debt to equity1.84Fiscal year 2019Cash106.4Total debt606.8Net cash (debt)−500.4Shareholders’ equity289.8Debt to equity2.09Fiscal year 2020Cash157.4Total debt739.4Net cash (debt)−582.0Shareholders’ equity331.1Debt to equity2.23Fiscal year 2021Cash195.4Total debt1,009.0Net cash (debt)−813.7Shareholders’ equity−110.9Fiscal year 2022Cash133.2Total debt1,823.7Net cash (debt)−1,690.5Shareholders’ equity−801.9Fiscal year 2023Cash136.8Total debt1,811.7Net cash (debt)−1,674.9Shareholders’ equity−688.0Fiscal year 2024Cash150.7Total debt2,209.0Net cash (debt)−2,058.4Shareholders’ equity−962.7Fiscal year 2025Cash134.1Total debt3,055.7Net cash (debt)−2,921.6Shareholders’ equity−1,745.8
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 105.6 90.0 106.4 157.4 195.4 133.2 136.8 150.7 134.1
Total debt 462.8 528.9 606.8 739.4 1,009.0 1,823.7 1,811.7 2,209.0 3,055.7
Net cash (debt) −357.2 −438.9 −500.4 −582.0 −813.7 −1,690.5 −1,674.9 −2,058.4 −2,921.6
Shareholders’ equity 466.2 287.4 289.8 331.1 −110.9 −801.9 −688.0 −962.7 −1,745.8
Debt to equity 0.99 1.84 2.09 2.23 n/a n/a n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending September, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 30 Sep 2017 FY2018 30 Sep 2018 FY2019 30 Sep 2019 FY2020 30 Sep 2020 FY2021 30 Sep 2021 FY2022 30 Sep 2022 FY2023 30 Sep 2023 FY2024 30 Sep 2024 FY2025 30 Sep 2025
Revenue and profit
935.0 1,000.1 1,160.1 1,294.6 1,316.5 1,377.3 1,513.6 1,717.5 1,990.9
Growth +7.0% +16.0% +11.6% +1.7% +4.6% +9.9% +13.5% +15.9%
287.6 312.9 336.8 361.1 332.5 302.2 311.1 348.2 353.7
110.9 128.4 149.5 166.5 171.2 146.8 160.0 171.9 188.3
337.2 376.9 414.1 420.9 396.3 383.9 400.6 462.8 513.0
182.2 175.4 253.5 296.0 505.5 542.4 642.8 733.6 924.9
Growth −3.7% +44.6% +16.7% +70.8% +7.3% +18.5% +14.1% +26.1%
156.3 156.9 216.1 257.0 473.1 471.3 553.6 642.0 802.6
22.9 30.5 23.9 20.6 81.1 97.8 124.2 129.2 150.6
133.4 126.5 192.1 236.4 392.1 373.5 429.4 512.8 651.9
Growth −5.2% +51.9% +23.1% +65.8% −4.7% +14.9% +19.4% +27.1%
Per share
4.32 4.26 6.63 8.13 13.65 14.34 17.18 20.78 26.90
4.14 4.06 6.34 7.90 13.40 14.18 16.93 20.45 26.54
Growth −1.9% +56.2% +24.6% +69.6% +5.8% +19.4% +20.8% +29.8%
30.9 29.7 29.0 29.1 28.7 26.0 25.0 24.7 24.2
32.2 31.2 30.3 29.9 29.3 26.3 25.4 25.1 24.6
Growth −3.3% −2.8% −1.2% −2.2% −10.0% −3.7% −1.1% −2.1%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue grew 9.0% a year over five years, and earnings per share grew 27.4% a year.
  • The diluted share count fell 17.9% in five years, so buybacks did some of the work per share.
  • Operating margin is up 23.6 points on five years ago, at 46.5%.
  • Profitable in every one of the 9 years on file.