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Stocks · Financials · State Commercial Banks

Finwise Bancorp

FINW Clue Score38
United States Fiscal year ends December CIK 0001856365
$10.99 +1.57% Close, 9 Oct 2026
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Price $10.99 +21.17% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 19 Nov 2021. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2021Net income31.6EPS, diluted3.27Fiscal year 2022Net income25.1 −20.5%EPS, diluted1.87 −42.8%Fiscal year 2023Net income17.5 −30.5%EPS, diluted1.33 −28.9%Fiscal year 2024Net income12.7 −27.0%EPS, diluted0.93 −30.1%Fiscal year 2025Net income16.1 +26.3%EPS, diluted1.13 +21.5%
FY2021FY2022FY2023FY2024FY2025
Net income 31.6 25.1 17.5 12.7 16.1
Growth −20.5% −30.5% −27.0% +26.3%
EPS, diluted 3.27 1.87 1.33 0.93 1.13
Growth −42.8% −28.9% −30.1% +21.5%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2021Operating cash flow−9.2Capital expenditure−2.3Free cash flow−11.6Buybacks0.0Fiscal year 2022Operating cash flow61.2Capital expenditure−7.2Free cash flow53.9Buybacks−1.1Fiscal year 2023Operating cash flow12.3Capital expenditure−7.5Free cash flow4.8 −91.1%Buybacks−4.7Fiscal year 2024Operating cash flow−15.0Capital expenditure−1.1Free cash flow−16.1 −434.2%Buybacks−0.5Fiscal year 2025Operating cash flow−28.4Capital expenditure−0.2Free cash flow−28.6Buybacks0.0
FY2021FY2022FY2023FY2024FY2025
Operating cash flow −9.2 61.2 12.3 −15.0 −28.4
Capital expenditure −2.3 −7.2 −7.5 −1.1 −0.2
Free cash flow −11.6 53.9 4.8 −16.1 −28.6
Growth −91.1% −434.2%
Buybacks 0.0 −1.1 −4.7 −0.5 0.0

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2021Cash85.8Shareholders’ equity115.4Fiscal year 2022Cash100.6Shareholders’ equity140.5Fiscal year 2023Cash117.0Shareholders’ equity155.1Fiscal year 2024Cash109.2Shareholders’ equity173.7Fiscal year 2025Cash163.4Shareholders’ equity193.2
FY2021FY2022FY2023FY2024FY2025
Cash 85.8 100.6 117.0 109.2 163.4
Shareholders’ equity 115.4 140.5 155.1 173.7 193.2

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
42.3 36.0 23.8 17.0 21.8
10.7 10.9 6.4 4.2 5.7
31.6 25.1 17.5 12.7 16.1
Growth −20.5% −30.5% −27.0% +26.3%
Per share
3.44 1.96 1.38 0.98 1.20
3.27 1.87 1.33 0.93 1.13
Growth −42.8% −28.9% −30.1% +21.5%
8.7 12.7 12.5 12.6 12.8
9.1 13.4 12.9 13.2 13.6
Growth +46.6% −3.3% +2.5% +2.5%

Five years in brief

Worked out from the figures above, not from a press release
  • Profitable in every one of the 5 years on file.