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Stocks · Industrials · Services-Business Services, NEC

Fiserv

FISV Clue Score82
United States Fiscal year ends December CIK 0000798354
$45.63 -0.67% Close, 9 Oct 2026
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Price $45.63 −56.03% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2016Revenue5.51Operating income1.45Net income0.93EPS, diluted2.08Fiscal year 2017Revenue5.70 +3.5%Operating income1.53Net income1.25 +34.0%EPS, diluted2.89 +38.9%Fiscal year 2018Revenue5.82 +2.2%Operating income1.75Net income1.19 −4.7%EPS, diluted2.87 −0.7%Fiscal year 2019Revenue10.19 +74.9%Operating income1.61Net income0.89 −24.8%EPS, diluted1.71 −40.4%Fiscal year 2020Revenue14.85 +45.8%Operating income1.85Net income0.96 +7.3%EPS, diluted1.40 −18.1%Fiscal year 2021Revenue16.23 +9.3%Operating income2.29Net income1.33 +39.2%EPS, diluted1.99 +42.1%Fiscal year 2022Revenue17.74 +9.3%Operating income3.74Net income2.53 +89.7%EPS, diluted3.91 +96.5%Fiscal year 2023Revenue19.09 +7.6%Operating income5.01Net income3.07 +21.3%EPS, diluted4.98 +27.4%Fiscal year 2024Revenue20.46 +7.1%Operating income5.88Net income3.13 +2.1%EPS, diluted5.38 +8.0%Fiscal year 2025Revenue21.19 +3.6%Operating income5.82Net income3.48 +11.1%EPS, diluted6.34 +17.8%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 5.51 5.70 5.82 10.19 14.85 16.23 17.74 19.09 20.46 21.19
Growth +3.5% +2.2% +74.9% +45.8% +9.3% +9.3% +7.6% +7.1% +3.6%
Operating income 1.45 1.53 1.75 1.61 1.85 2.29 3.74 5.01 5.88 5.82
Net income 0.93 1.25 1.19 0.89 0.96 1.33 2.53 3.07 3.13 3.48
Growth +34.0% −4.7% −24.8% +7.3% +39.2% +89.7% +21.3% +2.1% +11.1%
EPS, diluted 2.08 2.89 2.87 1.71 1.40 1.99 3.91 4.98 5.38 6.34
Growth +38.9% −0.7% −40.4% −18.1% +42.1% +96.5% +27.4% +8.0% +17.8%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2016Operating margin26.2%Net margin16.9%Free cash flow margin20.7%Fiscal year 2017Operating margin26.9%Net margin21.9%Free cash flow margin21.0%Fiscal year 2018Operating margin30.1%Net margin20.4%Free cash flow margin20.5%Fiscal year 2019Operating margin15.8%Net margin8.8%Free cash flow margin20.4%Fiscal year 2020Operating margin12.5%Net margin6.5%Free cash flow margin21.9%Fiscal year 2021Operating margin14.1%Net margin8.2%Free cash flow margin17.7%Fiscal year 2022Operating margin21.1%Net margin14.3%Free cash flow margin17.7%Fiscal year 2023Operating margin26.3%Net margin16.1%Free cash flow margin19.8%Fiscal year 2024Operating margin28.7%Net margin15.3%Free cash flow margin24.7%Fiscal year 2025Operating margin27.5%Net margin16.4%Free cash flow margin20.3%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin 26.2% 26.9% 30.1% 15.8% 12.5% 14.1% 21.1% 26.3% 28.7% 27.5%
Net margin 16.9% 21.9% 20.4% 8.8% 6.5% 8.2% 14.3% 16.1% 15.3% 16.4%
Free cash flow margin 20.7% 21.0% 20.5% 20.4% 21.9% 17.7% 17.7% 19.8% 24.7% 20.3%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow1.43Capital expenditure−0.29Free cash flow1.14Buybacks−1.25Fiscal year 2017Operating cash flow1.48Capital expenditure−0.29Free cash flow1.20 +4.8%Buybacks−1.22Fiscal year 2018Operating cash flow1.55Capital expenditure−0.36Free cash flow1.19 −0.3%Buybacks−1.95Fiscal year 2019Operating cash flow2.80Capital expenditure−0.72Free cash flow2.07 +74.0%Fiscal year 2020Operating cash flow4.15Capital expenditure−0.90Free cash flow3.25 +56.6%Fiscal year 2021Operating cash flow4.03Capital expenditure−1.16Free cash flow2.87 −11.5%Fiscal year 2022Operating cash flow4.62Capital expenditure−1.48Free cash flow3.14 +9.2%Fiscal year 2023Operating cash flow5.16Capital expenditure−1.39Free cash flow3.77 +20.2%Fiscal year 2024Operating cash flow6.63Capital expenditure−1.57Free cash flow5.06 +34.1%Fiscal year 2025Operating cash flow6.06Capital expenditure−1.76Free cash flow4.30 −15.1%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 1.43 1.48 1.55 2.80 4.15 4.03 4.62 5.16 6.63 6.06
Capital expenditure −0.29 −0.29 −0.36 −0.72 −0.90 −1.16 −1.48 −1.39 −1.57 −1.76
Free cash flow 1.14 1.20 1.19 2.07 3.25 2.87 3.14 3.77 5.06 4.30
Growth +4.8% −0.3% +74.0% +56.6% −11.5% +9.2% +20.2% +34.1% −15.1%
Buybacks −1.25 −1.22 −1.95 n/a n/a n/a n/a n/a n/a n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Shareholders’ equity2.54Fiscal year 2017Shareholders’ equity2.73Fiscal year 2018Cash0.42Shareholders’ equity2.29Fiscal year 2019Cash0.89Shareholders’ equity32.98Fiscal year 2020Cash0.91Shareholders’ equity32.33Fiscal year 2021Cash0.84Shareholders’ equity30.95Fiscal year 2022Cash0.90Shareholders’ equity30.83Fiscal year 2023Cash1.20Shareholders’ equity29.86Fiscal year 2024Cash1.24Shareholders’ equity27.07Fiscal year 2025Cash0.80Shareholders’ equity25.79
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash n/a n/a 0.42 0.89 0.91 0.84 0.90 1.20 1.24 0.80
Shareholders’ equity 2.54 2.73 2.29 32.98 32.33 30.95 30.83 29.86 27.07 25.79

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
26.2% 26.9% 30.1% 15.8% 12.5% 14.1% 21.1% 26.3% 28.7% 27.5%
23.2% 23.8% 26.7% 10.6% 7.9% 10.3% 16.4% 20.4% 22.0% 20.1%
16.9% 21.9% 20.4% 8.8% 6.5% 8.2% 14.3% 16.1% 15.3% 16.4%
20.7% 21.0% 20.5% 20.4% 21.9% 17.7% 17.7% 19.8% 24.7% 20.3%
Spending
20.0% 20.2% 21.1% 32.2% 38.1% 35.8% 34.2% 34.4% 32.1% 32.5%
5.3% 5.0% 6.2% 7.1% 6.1% 7.1% 8.3% 7.3% 7.7% 8.3%
38.6% 11.6% 24.3% 18.3% 16.7% 21.8% 18.9% 19.3% 14.2% 19.0%
Returns
36.6% 45.6% 51.8% 2.7% 3.0% 4.3% 8.2% 10.3% 11.6% 13.5%
9.5% 12.1% 10.5% 1.2% 1.3% 1.7% 3.0% 3.4% 4.1% 4.3%
Balance and payout
73.9% 73.5% 79.6% 55.0% 55.3% 58.1% 62.2% 66.3% 64.1% 67.8%
109.1% 102.3% 163.3% n/a n/a n/a n/a n/a n/a n/a