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Stocks · Financials · State Commercial Banks

Fifth Third Bancorp

FITB Clue Score52
United States Fiscal year ends December CIK 0000035527
$50.64 -0.12% Close, 9 Oct 2026
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Price $50.64 +16.44% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue0.56Net income1.54EPS, diluted1.91Fiscal year 2017Revenue0.55 −0.7%Net income2.18 +41.3%EPS, diluted2.81 +47.1%Fiscal year 2018Revenue0.55 −0.9%Net income2.19 +0.6%EPS, diluted3.06 +8.9%Fiscal year 2019Revenue0.57 +2.9%Net income2.51 +14.5%EPS, diluted3.33 +8.8%Fiscal year 2020Revenue0.56 −1.1%Net income1.43 −43.2%EPS, diluted1.83 −45.0%Fiscal year 2021Revenue0.60 +7.3%Net income2.77 +94.1%EPS, diluted3.73 +103.8%Fiscal year 2022Revenue0.59 −1.8%Net income2.45 −11.7%EPS, diluted3.35 −10.2%Fiscal year 2023Revenue0.58 −2.0%Net income2.35 −4.0%EPS, diluted3.22 −3.9%Fiscal year 2024Net income2.31 −1.5%EPS, diluted3.14 −2.5%Fiscal year 2025Net income2.52 +9.0%EPS, diluted3.53 +12.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 0.56 0.55 0.55 0.57 0.56 0.60 0.59 0.58 n/a n/a
Growth −0.7% −0.9% +2.9% −1.1% +7.3% −1.8% −2.0%
Net income 1.54 2.18 2.19 2.51 1.43 2.77 2.45 2.35 2.31 2.52
Growth +41.3% +0.6% +14.5% −43.2% +94.1% −11.7% −4.0% −1.5% +9.0%
EPS, diluted 1.91 2.81 3.06 3.33 1.83 3.73 3.35 3.22 3.14 3.53
Growth +47.1% +8.9% +8.8% −45.0% +103.8% −10.2% −3.9% −2.5% +12.4%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin276.5%Free cash flow margin341.4%Fiscal year 2017Net margin393.5%Free cash flow margin231.0%Fiscal year 2018Net margin399.5%Free cash flow margin485.2%Fiscal year 2019Net margin444.6%Free cash flow margin279.8%Fiscal year 2020Net margin255.3%Free cash flow margin11.8%Fiscal year 2021Net margin461.7%Free cash flow margin399.2%Fiscal year 2022Net margin415.3%Free cash flow margin1,032.3%Fiscal year 2023Net margin407.1%Free cash flow margin696.4%Fiscal year 2024Fiscal year 2025
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 276.5% 393.5% 399.5% 444.6% 255.3% 461.7% 415.3% 407.1% n/a n/a
Free cash flow margin 341.4% 231.0% 485.2% 279.8% 11.8% 399.2% 1,032.3% 696.4% n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow2.09Capital expenditure−0.19Free cash flow1.91Buybacks−0.66Dividends paid−0.40Fiscal year 2017Operating cash flow1.48Capital expenditure−0.20Free cash flow1.28 −32.8%Buybacks−1.61Dividends paid−0.43Fiscal year 2018Operating cash flow2.86Capital expenditure−0.19Free cash flow2.66 +108.1%Buybacks−1.45Dividends paid−0.47Fiscal year 2019Operating cash flow1.82Capital expenditure−0.24Free cash flow1.58 −40.7%Buybacks−1.76Dividends paid−0.66Fiscal year 2020Operating cash flow0.37Capital expenditure−0.31Free cash flow0.07 −95.8%Buybacks0.00Dividends paid−0.86Fiscal year 2021Operating cash flow2.70Capital expenditure−0.31Free cash flow2.40 +3,528.8%Buybacks−1.39Dividends paid−0.90Fiscal year 2022Operating cash flow6.43Capital expenditure−0.35Free cash flow6.08 +153.9%Buybacks−0.10Dividends paid−0.93Fiscal year 2023Operating cash flow4.51Capital expenditure−0.49Free cash flow4.02 −33.9%Buybacks−0.20Dividends paid−1.06Fiscal year 2024Operating cash flow2.82Capital expenditure−0.41Free cash flow2.41 −40.0%Buybacks−0.63Dividends paid−1.18Fiscal year 2025Operating cash flow4.51Capital expenditure−0.58Free cash flow3.93 +63.1%Buybacks−0.53Dividends paid−1.16
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 2.09 1.48 2.86 1.82 0.37 2.70 6.43 4.51 2.82 4.51
Capital expenditure −0.19 −0.20 −0.19 −0.24 −0.31 −0.31 −0.35 −0.49 −0.41 −0.58
Free cash flow 1.91 1.28 2.66 1.58 0.07 2.40 6.08 4.02 2.41 3.93
Growth −32.8% +108.1% −40.7% −95.8% +3,528.8% +153.9% −33.9% −40.0% +63.1%
Buybacks −0.66 −1.61 −1.45 −1.76 0.00 −1.39 −0.10 −0.20 −0.63 −0.53
Dividends paid −0.40 −0.43 −0.47 −0.66 −0.86 −0.90 −0.93 −1.06 −1.18 −1.16

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Total debt14.39Shareholders’ equity16.21Debt to equity0.89Fiscal year 2017Total debt14.90Shareholders’ equity16.20Debt to equity0.92Fiscal year 2018Cash2.68Total debt14.43Net cash (debt)−11.75Shareholders’ equity16.25Debt to equity0.89Fiscal year 2019Cash3.28Total debt14.97Net cash (debt)−11.69Shareholders’ equity21.20Debt to equity0.71Fiscal year 2020Cash3.15Total debt14.97Net cash (debt)−11.83Shareholders’ equity23.11Debt to equity0.65Fiscal year 2021Cash2.99Total debt11.82Net cash (debt)−8.83Shareholders’ equity22.21Debt to equity0.53Fiscal year 2022Cash3.47Total debt13.71Net cash (debt)−10.25Shareholders’ equity17.33Debt to equity0.79Fiscal year 2023Cash3.14Total debt16.38Net cash (debt)−13.24Shareholders’ equity19.17Debt to equity0.85Fiscal year 2024Cash3.01Total debt14.34Net cash (debt)−11.32Shareholders’ equity19.65Debt to equity0.73Fiscal year 2025Cash3.50Total debt13.59Net cash (debt)−10.09Shareholders’ equity21.72Debt to equity0.63
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash n/a n/a 2.68 3.28 3.15 2.99 3.47 3.14 3.01 3.50
Total debt 14.39 14.90 14.43 14.97 14.97 11.82 13.71 16.38 14.34 13.59
Net cash (debt) n/a n/a −11.75 −11.69 −11.83 −8.83 −10.25 −13.24 −11.32 −10.09
Shareholders’ equity 16.21 16.20 16.25 21.20 23.11 22.21 17.33 19.17 19.65 21.72
Debt to equity 0.89 0.92 0.89 0.71 0.65 0.53 0.79 0.85 0.73 0.63

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
0.56 0.55 0.55 0.57 0.56 0.60 0.59 0.58 n/a n/a
Growth −0.7% −0.9% +2.9% −1.1% +7.3% −1.8% −2.0%
2.21 2.98 2.77 3.20 1.80 3.52 3.09 2.99 2.92 3.21
0.67 0.80 0.57 0.69 0.37 0.75 0.65 0.64 0.60 0.69
1.54 2.18 2.19 2.51 1.43 2.77 2.45 2.35 2.31 2.52
Growth +41.3% +0.6% +14.5% −43.2% +94.1% −11.7% −4.0% −1.5% +9.0%
Per share
1.92 2.86 3.11 3.38 1.84 3.78 3.38 3.23 3.16 3.56
1.91 2.81 3.06 3.33 1.83 3.73 3.35 3.22 3.14 3.53
Growth +47.1% +8.9% +8.8% −45.0% +103.8% −10.2% −3.9% −2.5% +12.4%
757.4 728.3 673.3 710.4 714.7 702.2 688.6 684.2 682.2 668.1
764.5 740.7 685.5 720.1 719.7 711.2 695.0 687.7 687.3 672.5
Growth −3.1% −7.5% +5.0% −0.0% −1.2% −2.3% −1.0% −0.1% −2.2%

Five years in brief

Worked out from the figures above, not from a press release
  • Revenue grew 1.0% a year over five years, and earnings per share grew 14.0% a year.
  • The diluted share count fell 6.6% in five years, so buybacks did some of the work per share.
  • Profitable in every one of the 10 years on file.