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Finance of America Companies Inc.

FOA Clue Score59
United States Fiscal year ends December CIK 0001828937
$12.18 -4.99% Close, 12 Oct 2026
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Price $12.18 +157.51% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 18 Apr 2019. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2019Revenue0.89Operating income−0.00Net income0.05Fiscal year 2020Revenue1.80 +101.9%Operating income−0.00Net income0.52 +852.7%Fiscal year 2022Revenue0.05 −97.1%Net income−0.19 −136.8%EPS, diluted−3.12Fiscal year 2023Revenue0.23 +344.0%Net income−0.08EPS, diluted−9.77Fiscal year 2024Revenue0.39 +68.4%Net income0.02EPS, diluted1.18Fiscal year 2025Revenue0.50 +26.1%Net income0.05 +192.1%EPS, diluted3.74
FY2019FY2020FY2022FY2023FY2024FY2025
Revenue 0.89 1.80 0.05 0.23 0.39 0.50
Growth +101.9% −97.1% +344.0% +68.4% +26.1%
Operating income −0.00 −0.00 n/a n/a n/a n/a
Net income 0.05 0.52 −0.19 −0.08 0.02 0.05
Growth +852.7% −136.8% +192.1%
EPS, diluted n/a n/a −3.12 −9.77 1.18 3.74

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2019Operating margin−0.0%Net margin6.1%Free cash flow margin10.9%Fiscal year 2020Operating margin−0.1%Net margin28.8%Free cash flow margin−38.6%Fiscal year 2022Net margin−361.4%Free cash flow margin2,646.9%Fiscal year 2023Net margin−34.2%Fiscal year 2024Net margin3.9%Fiscal year 2025Net margin9.1%
FY2019FY2020FY2022FY2023FY2024FY2025
Operating margin −0.0% −0.1% n/a n/a n/a n/a
Net margin 6.1% 28.8% −361.4% −34.2% 3.9% 9.1%
Free cash flow margin 10.9% −38.6% 2,646.9% n/a n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2019Operating cash flow0.10Capital expenditure−0.00Free cash flow0.10Fiscal year 2020Operating cash flow−0.69Capital expenditure−0.01Free cash flow−0.70 −817.8%Fiscal year 2022Operating cash flow1.41Capital expenditure−0.01Free cash flow1.40Fiscal year 2023Operating cash flow−0.07Fiscal year 2024Operating cash flow−0.42Fiscal year 2025Operating cash flow−0.43
FY2019FY2020FY2022FY2023FY2024FY2025
Operating cash flow 0.10 −0.69 1.41 −0.07 −0.42 −0.43
Capital expenditure −0.00 −0.01 −0.01 n/a n/a n/a
Free cash flow 0.10 −0.70 1.40 n/a n/a n/a
Growth −817.8%

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2019Cash0.38Shareholders’ equity−0.02Fiscal year 2020Cash0.23Shareholders’ equity−0.04Fiscal year 2022Cash0.06Total debt0.40Net cash (debt)−0.34Shareholders’ equity0.40Debt to equity0.99Fiscal year 2023Cash0.05Total debt0.41Net cash (debt)−0.36Shareholders’ equity0.27Debt to equity1.51Fiscal year 2024Cash0.05Total debt0.37Net cash (debt)−0.33Shareholders’ equity0.32Debt to equity1.19Fiscal year 2025Cash0.09Total debt0.36Net cash (debt)−0.27Shareholders’ equity0.40Debt to equity0.90
FY2019FY2020FY2022FY2023FY2024FY2025
Cash 0.38 0.23 0.06 0.05 0.05 0.09
Total debt n/a n/a 0.40 0.41 0.37 0.36
Net cash (debt) n/a n/a −0.34 −0.36 −0.33 −0.27
Shareholders’ equity −0.02 −0.04 0.40 0.27 0.32 0.40
Debt to equity n/a n/a 0.99 1.51 1.19 0.90

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
−0.0% −0.1% n/a n/a n/a n/a
8.7% 27.8% −650.1% −71.2% 10.9% 22.7%
6.1% 28.8% −361.4% −34.2% 3.9% 9.1%
10.9% −38.6% 2,646.9% n/a n/a n/a
Spending
28.7% 22.0% 134.7% 35.1% 15.1% 10.3%
0.5% 0.5% 21.3% n/a n/a n/a
1.2% 0.5% n/a n/a 5.6% 3.1%
Returns
n/a n/a −47.1% −29.4% 4.9% 11.4%
0.3% 2.6% −0.9% −0.3% 0.1% 0.1%
Balance and payout
n/a n/a 0.99 1.51 1.19 0.90
0.2% 95.9% 98.1% 99.0% 98.9% 98.7%