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Stocks · Financials · National Commercial Banks

Huntington Bancshares

HBAN Clue Score67
United States Fiscal year ends December CIK 0000049196
$15.32 -0.33% Close, 9 Oct 2026
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Price $15.32 −3.10% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Net income0.71EPS, diluted0.70Fiscal year 2017Net income1.19 +66.6%EPS, diluted1.00 +42.9%Fiscal year 2018Revenue0.88Net income1.39 +17.5%EPS, diluted1.20 +20.0%Fiscal year 2019Revenue0.94 +6.6%Net income1.41 +1.3%EPS, diluted1.27 +5.8%Fiscal year 2020Revenue0.88 −5.9%Net income0.82 −42.1%EPS, diluted0.69 −45.7%Fiscal year 2021Revenue1.11 +25.9%Net income1.30 +58.5%EPS, diluted0.90 +30.4%Fiscal year 2022Revenue1.32 +18.4%Net income2.24 +72.8%EPS, diluted1.45 +61.1%Fiscal year 2023Revenue1.40 +6.2%Net income1.95 −12.8%EPS, diluted1.24 −14.5%Fiscal year 2024Revenue1.47 +4.9%Net income1.94 −0.6%EPS, diluted1.22 −1.6%Fiscal year 2025Revenue1.56 +6.4%Net income2.21 +14.0%EPS, diluted1.39 +13.9%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue n/a n/a 0.88 0.94 0.88 1.11 1.32 1.40 1.47 1.56
Growth +6.6% −5.9% +25.9% +18.4% +6.2% +4.9% +6.4%
Net income 0.71 1.19 1.39 1.41 0.82 1.30 2.24 1.95 1.94 2.21
Growth +66.6% +17.5% +1.3% −42.1% +58.5% +72.8% −12.8% −0.6% +14.0%
EPS, diluted 0.70 1.00 1.20 1.27 0.69 0.90 1.45 1.24 1.22 1.39
Growth +42.9% +20.0% +5.8% −45.7% +30.4% +61.1% −14.5% −1.6% +13.9%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Fiscal year 2017Fiscal year 2018Net margin158.1%Free cash flow margin183.4%Fiscal year 2019Net margin150.3%Free cash flow margin156.2%Fiscal year 2020Net margin92.4%Free cash flow margin136.2%Fiscal year 2021Net margin116.4%Free cash flow margin163.1%Fiscal year 2022Net margin169.8%Free cash flow margin289.3%Fiscal year 2023Net margin139.4%Free cash flow margin179.8%Fiscal year 2024Net margin132.2%Free cash flow margin115.3%Fiscal year 2025Net margin141.5%Free cash flow margin141.8%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin n/a n/a 158.1% 150.3% 92.4% 116.4% 169.8% 139.4% 132.2% 141.5%
Free cash flow margin n/a n/a 183.4% 156.2% 136.2% 163.1% 289.3% 179.8% 115.3% 141.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow1.22Capital expenditure−0.12Free cash flow1.10Buybacks0.00Dividends paid−0.25Fiscal year 2017Operating cash flow1.95Capital expenditure−0.19Free cash flow1.76 +60.7%Buybacks−0.26Dividends paid−0.35Fiscal year 2018Operating cash flow1.73Capital expenditure−0.11Free cash flow1.62 −8.2%Buybacks−0.94Dividends paid−0.51Fiscal year 2019Operating cash flow1.57Capital expenditure−0.11Free cash flow1.47 −9.2%Buybacks−0.44Dividends paid−0.60Fiscal year 2020Operating cash flow1.32Capital expenditure−0.12Free cash flow1.20 −17.9%Buybacks−0.09Dividends paid−0.61Fiscal year 2021Operating cash flow2.06Capital expenditure−0.25Free cash flow1.82 +50.7%Buybacks−0.65Dividends paid−0.75Fiscal year 2022Operating cash flow4.03Capital expenditure−0.21Free cash flow3.81 +110.1%Buybacks0.00Dividends paid−0.90Fiscal year 2023Operating cash flow2.66Capital expenditure−0.14Free cash flow2.52 −34.0%Buybacks0.00Dividends paid−0.90Fiscal year 2024Operating cash flow1.84Capital expenditure−0.14Free cash flow1.69 −32.7%Dividends paid−0.90Fiscal year 2025Operating cash flow2.48Capital expenditure−0.27Free cash flow2.22 +30.8%Dividends paid−0.91
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 1.22 1.95 1.73 1.57 1.32 2.06 4.03 2.66 1.84 2.48
Capital expenditure −0.12 −0.19 −0.11 −0.11 −0.12 −0.25 −0.21 −0.14 −0.14 −0.27
Free cash flow 1.10 1.76 1.62 1.47 1.20 1.82 3.81 2.52 1.69 2.22
Growth +60.7% −8.2% −9.2% −17.9% +50.7% +110.1% −34.0% −32.7% +30.8%
Buybacks 0.00 −0.26 −0.94 −0.44 −0.09 −0.65 0.00 0.00 n/a n/a
Dividends paid −0.25 −0.35 −0.51 −0.60 −0.61 −0.75 −0.90 −0.90 −0.90 −0.91

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash1.39Total debt8.31Net cash (debt)−6.92Shareholders’ equity10.31Debt to equity0.81Fiscal year 2017Cash1.52Total debt9.21Net cash (debt)−7.69Shareholders’ equity10.81Debt to equity0.85Fiscal year 2018Cash2.67Total debt8.63Net cash (debt)−5.95Shareholders’ equity11.10Debt to equity0.78Fiscal year 2019Cash1.17Total debt9.85Net cash (debt)−8.68Shareholders’ equity11.80Debt to equity0.84Fiscal year 2020Cash6.60Total debt8.35Net cash (debt)−1.76Shareholders’ equity12.99Debt to equity0.64Fiscal year 2021Cash5.52Total debt7.11Net cash (debt)−1.59Shareholders’ equity19.30Debt to equity0.37Fiscal year 2022Cash6.70Total debt9.69Net cash (debt)−2.98Shareholders’ equity17.73Debt to equity0.55Fiscal year 2023Cash10.13Total debt12.39Net cash (debt)−2.27Shareholders’ equity19.35Debt to equity0.64Fiscal year 2024Cash12.85Total debt16.37Net cash (debt)−3.53Shareholders’ equity19.74Debt to equity0.83Fiscal year 2025Cash13.50Total debt17.22Net cash (debt)−3.73Shareholders’ equity24.34Debt to equity0.71
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 1.39 1.52 2.67 1.17 6.60 5.52 6.70 10.13 12.85 13.50
Total debt 8.31 9.21 8.63 9.85 8.35 7.11 9.69 12.39 16.37 17.22
Net cash (debt) −6.92 −7.69 −5.95 −8.68 −1.76 −1.59 −2.98 −2.27 −3.53 −3.73
Shareholders’ equity 10.31 10.81 11.10 11.80 12.99 19.30 17.73 19.35 19.74 24.34
Debt to equity 0.81 0.85 0.78 0.84 0.64 0.37 0.55 0.64 0.83 0.71

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
n/a n/a 184.8% 176.7% 110.0% 142.9% 209.7% 170.3% 163.7% 172.1%
n/a n/a 158.1% 150.3% 92.4% 116.4% 169.8% 139.4% 132.2% 141.5%
n/a n/a 183.4% 156.2% 136.2% 163.1% 289.3% 179.8% 115.3% 141.8%
Spending
n/a n/a 12.5% 11.4% 13.5% 22.2% 16.2% 10.0% 9.7% 17.1%
22.6% 14.9% 14.4% 14.9% 15.9% 18.5% 18.6% 17.3% 18.4% 17.1%
Returns
6.9% 11.0% 12.5% 12.0% 6.3% 6.7% 12.6% 10.1% 9.8% 9.1%
0.7% 1.1% 1.3% 1.3% 0.7% 0.7% 1.2% 1.0% 0.9% 1.0%
Balance and payout
0.81 0.85 0.78 0.84 0.64 0.37 0.55 0.64 0.83 0.71
89.7% 89.6% 89.8% 89.2% 89.4% 88.9% 90.3% 89.8% 90.3% 89.2%
34.4% 29.4% 36.9% 42.3% 75.2% 57.9% 40.1% 46.1% 46.5% 41.1%
22.4% 34.6% 89.9% 70.8% 58.6% 77.1% 23.5% 35.8% 53.3% 41.0%