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Stocks · Technology · Services-Computer Integrated Systems Design

Jack Henry & Associates

JKHY Clue Score74
United States Fiscal year ends June CIK 0000779152
$149.31 +0.17% Close, 9 Oct 2026
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Price $149.31 −9.41% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2017Revenue1,388.3Operating income341.7Net income229.6EPS, diluted2.93Fiscal year 2018Revenue1,470.8 +5.9%Operating income357.5Net income365.0 +59.0%EPS, diluted4.70 +60.4%Fiscal year 2019Revenue1,552.7 +5.6%Operating income347.3Net income271.9 −25.5%EPS, diluted3.52 −25.1%Fiscal year 2020Revenue1,697.1 +9.3%Operating income380.6Net income296.7 +9.1%EPS, diluted3.86 +9.7%Fiscal year 2021Revenue1,758.2 +3.6%Operating income398.7Net income311.5 +5.0%EPS, diluted4.12 +6.7%Fiscal year 2022Revenue1,942.9 +10.5%Operating income474.6Net income362.9 +16.5%EPS, diluted4.94 +19.9%Fiscal year 2023Revenue2,077.7 +6.9%Operating income480.7Net income366.6 +1.0%EPS, diluted5.02 +1.6%Fiscal year 2024Revenue2,215.5 +6.6%Operating income489.4Net income381.8 +4.1%EPS, diluted5.23 +4.2%Fiscal year 2025Revenue2,375.3 +7.2%Operating income568.7Net income455.7 +19.4%EPS, diluted6.24 +19.3%Fiscal year 2026Revenue2,544.3 +7.1%Operating income635.0Net income502.8 +10.3%EPS, diluted6.98 +11.9%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Revenue 1,388.3 1,470.8 1,552.7 1,697.1 1,758.2 1,942.9 2,077.7 2,215.5 2,375.3 2,544.3
Growth +5.9% +5.6% +9.3% +3.6% +10.5% +6.9% +6.6% +7.2% +7.1%
Operating income 341.7 357.5 347.3 380.6 398.7 474.6 480.7 489.4 568.7 635.0
Net income 229.6 365.0 271.9 296.7 311.5 362.9 366.6 381.8 455.7 502.8
Growth +59.0% −25.5% +9.1% +5.0% +16.5% +1.0% +4.1% +19.4% +10.3%
EPS, diluted 2.93 4.70 3.52 3.86 4.12 4.94 5.02 5.23 6.24 6.98
Growth +60.4% −25.1% +9.7% +6.7% +19.9% +1.6% +4.2% +19.3% +11.9%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Gross marginOperating marginNet margin
Fiscal year 2017Gross margin44.1%Operating margin24.6%Net margin16.5%Free cash flow margin22.7%Fiscal year 2018Operating margin24.3%Net margin24.8%Free cash flow margin25.3%Fiscal year 2019Operating margin22.4%Net margin17.5%Free cash flow margin24.3%Fiscal year 2020Operating margin22.4%Net margin17.5%Free cash flow margin26.9%Fiscal year 2021Operating margin22.7%Net margin17.7%Free cash flow margin25.0%Fiscal year 2022Operating margin24.4%Net margin18.7%Free cash flow margin24.2%Fiscal year 2023Operating margin23.1%Net margin17.6%Free cash flow margin16.5%Fiscal year 2024Operating margin22.1%Net margin17.2%Free cash flow margin23.0%Fiscal year 2025Operating margin23.9%Net margin19.2%Free cash flow margin24.8%Fiscal year 2026Operating margin25.0%Net margin19.8%Free cash flow margin27.3%
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Gross margin 44.1% n/a n/a n/a n/a n/a n/a n/a n/a n/a
Operating margin 24.6% 24.3% 22.4% 22.4% 22.7% 24.4% 23.1% 22.1% 23.9% 25.0%
Net margin 16.5% 24.8% 17.5% 17.5% 17.7% 18.7% 17.6% 17.2% 19.2% 19.8%
Free cash flow margin 22.7% 25.3% 24.3% 26.9% 25.0% 24.2% 16.5% 23.0% 24.8% 27.3%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow357.3Capital expenditure−41.9Free cash flow315.4Buybacks−130.1Dividends paid−91.7Fiscal year 2018Operating cash flow412.1Capital expenditure−40.1Free cash flow372.0 +18.0%Buybacks−49.0Dividends paid−105.0Fiscal year 2019Operating cash flow431.1Capital expenditure−53.6Free cash flow377.5 +1.5%Buybacks−54.9Dividends paid−118.7Fiscal year 2020Operating cash flow510.5Capital expenditure−53.5Free cash flow457.0 +21.0%Buybacks−71.5Dividends paid−127.4Fiscal year 2021Operating cash flow462.1Capital expenditure−23.0Free cash flow439.1 −3.9%Buybacks−431.5Dividends paid−133.8Fiscal year 2022Operating cash flow504.6Capital expenditure−34.7Free cash flow470.0 +7.0%Buybacks−193.9Dividends paid−139.1Fiscal year 2023Operating cash flow381.6Capital expenditure−39.2Free cash flow342.4 −27.1%Buybacks−25.0Dividends paid−147.2Fiscal year 2024Operating cash flow568.0Capital expenditure−58.1Free cash flow509.9 +48.9%Buybacks−28.1Dividends paid−155.9Fiscal year 2025Operating cash flow641.5Capital expenditure−53.4Free cash flow588.1 +15.3%Buybacks−35.1Dividends paid−164.6Fiscal year 2026Operating cash flow762.0Capital expenditure−67.1Free cash flow694.9 +18.1%Buybacks−448.2Dividends paid−170.4
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Operating cash flow 357.3 412.1 431.1 510.5 462.1 504.6 381.6 568.0 641.5 762.0
Capital expenditure −41.9 −40.1 −53.6 −53.5 −23.0 −34.7 −39.2 −58.1 −53.4 −67.1
Free cash flow 315.4 372.0 377.5 457.0 439.1 470.0 342.4 509.9 588.1 694.9
Growth +18.0% +1.5% +21.0% −3.9% +7.0% −27.1% +48.9% +15.3% +18.1%
Buybacks −130.1 −49.0 −54.9 −71.5 −431.5 −193.9 −25.0 −28.1 −35.1 −448.2
Dividends paid −91.7 −105.0 −118.7 −127.4 −133.8 −139.1 −147.2 −155.9 −164.6 −170.4

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2017Cash114.8Shareholders’ equity1,099.7Fiscal year 2018Cash31.4Total debt0.0Net cash (debt)31.4Shareholders’ equity1,322.8Debt to equity0.00Fiscal year 2019Cash93.6Total debt0.0Net cash (debt)93.6Shareholders’ equity1,429.0Debt to equity0.00Fiscal year 2020Cash213.3Shareholders’ equity1,549.7Fiscal year 2021Cash51.0Shareholders’ equity1,319.3Fiscal year 2022Cash48.8Total debt115.0Net cash (debt)−66.2Shareholders’ equity1,381.6Debt to equity0.08Fiscal year 2023Cash12.2Total debt275.0Net cash (debt)−262.8Shareholders’ equity1,608.5Debt to equity0.17Fiscal year 2024Cash38.3Total debt150.0Net cash (debt)−111.7Shareholders’ equity1,842.4Debt to equity0.08Fiscal year 2025Cash102.0Total debt0.0Net cash (debt)102.0Shareholders’ equity2,130.8Debt to equity0.00Fiscal year 2026Cash12.1Total debt40.0Net cash (debt)−27.9Shareholders’ equity2,051.9Debt to equity0.02
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Cash 114.8 31.4 93.6 213.3 51.0 48.8 12.2 38.3 102.0 12.1
Total debt n/a 0.0 0.0 n/a n/a 115.0 275.0 150.0 0.0 40.0
Net cash (debt) n/a 31.4 93.6 n/a n/a −66.2 −262.8 −111.7 102.0 −27.9
Shareholders’ equity 1,099.7 1,322.8 1,429.0 1,549.7 1,319.3 1,381.6 1,608.5 1,842.4 2,130.8 2,051.9
Debt to equity n/a 0.00 0.00 n/a n/a 0.08 0.17 0.08 0.00 0.02

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2026 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending June, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 30 Jun 2017 FY2018 30 Jun 2018 FY2019 30 Jun 2019 FY2020 30 Jun 2020 FY2021 30 Jun 2021 FY2022 30 Jun 2022 FY2023 30 Jun 2023 FY2024 30 Jun 2024 FY2025 30 Jun 2025 FY2026 30 Jun 2026
Margins
44.1% n/a n/a n/a n/a n/a n/a n/a n/a n/a
24.6% 24.3% 22.4% 22.4% 22.7% 24.4% 23.1% 22.1% 23.9% 25.0%
24.6% 24.2% 22.4% 22.5% 22.6% 24.3% 22.8% 22.5% 24.7% 25.7%
16.5% 24.8% 17.5% 17.5% 17.7% 18.7% 17.6% 17.2% 19.2% 19.8%
22.7% 25.3% 24.3% 26.9% 25.0% 24.2% 16.5% 23.0% 24.8% 27.3%
Spending
6.1% 6.1% 6.2% 6.5% 6.2% 6.2% 6.9% 6.7% 6.9% 6.9%
11.5% 11.7% 12.0% 11.7% 10.6% 11.2% 11.3% 12.6% 11.9% 11.8%
3.0% 2.7% 3.5% 3.2% 1.3% 1.8% 1.9% 2.6% 2.2% 2.6%
32.7% −2.5% 21.7% 22.1% 21.7% 23.2% 22.7% 23.3% 22.2% 23.0%
Returns
20.9% 27.6% 19.0% 19.1% 23.6% 26.3% 22.8% 20.7% 21.4% 24.5%
12.0% 18.0% 12.4% 12.2% 13.3% 14.8% 13.2% 13.1% 15.0% 16.0%
Balance and payout
n/a 0.00 0.00 n/a n/a 0.08 0.17 0.08 0.00 0.02
45.9% 34.9% 34.6% 36.2% 43.5% 43.7% 42.0% 37.0% 30.0% 34.8%
39.9% 28.8% 43.7% 43.0% 43.0% 38.3% 40.2% 40.8% 36.1% 33.9%
70.3% 41.4% 46.0% 43.5% 128.7% 70.9% 50.3% 36.1% 34.0% 89.0%