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Stocks · Financials · Fire, Marine & Casualty Insurance

James River Group Holdings, Inc.

JRVR Clue Score48
United States Fiscal year ends December CIK 0001620459
$3.63 +0.28% Close, 9 Oct 2026
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Price $3.63 −90.47% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue586.2Net income74.5EPS, diluted2.49Fiscal year 2017Revenue817.6 +39.5%Net income43.6 −41.5%EPS, diluted1.44Fiscal year 2018Revenue885.6 +8.3%Net income63.8 +46.5%EPS, diluted2.11Fiscal year 2019Revenue907.1 +2.4%Net income38.3 −39.9%EPS, diluted1.25Fiscal year 2020Revenue668.7 −26.3%Net income4.8 −87.4%EPS, diluted0.16Fiscal year 2021Revenue609.0 −8.9%Net income−172.8 −3,682.1%EPS, diluted−4.94Fiscal year 2022Revenue661.5 +8.6%Net income31.0EPS, diluted0.59Fiscal year 2023Revenue812.0 +22.8%Net income−107.7 −447.7%EPS, diluted−3.13Fiscal year 2024Revenue707.6 −12.9%Net income−81.1EPS, diluted−3.06Fiscal year 2025Revenue687.6 −2.8%Net income47.4EPS, diluted0.79
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 586.2 817.6 885.6 907.1 668.7 609.0 661.5 812.0 707.6 687.6
Growth +39.5% +8.3% +2.4% −26.3% −8.9% +8.6% +22.8% −12.9% −2.8%
Net income 74.5 43.6 63.8 38.3 4.8 −172.8 31.0 −107.7 −81.1 47.4
Growth −41.5% +46.5% −39.9% −87.4% −3,682.1% −447.7%
EPS, diluted 2.49 1.44 2.11 1.25 0.16 −4.94 0.59 −3.13 −3.06 0.79

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2016Net margin12.7%Fiscal year 2017Net margin5.3%Fiscal year 2018Net margin7.2%Fiscal year 2019Net margin4.2%Free cash flow margin164.1%Fiscal year 2020Net margin0.7%Free cash flow margin−41.0%Fiscal year 2021Net margin−28.4%Free cash flow margin−151.0%Fiscal year 2022Net margin4.7%Free cash flow margin32.4%Fiscal year 2023Net margin−13.3%Free cash flow margin10.0%Fiscal year 2024Net margin−11.5%Free cash flow margin−35.6%Fiscal year 2025Net margin6.9%Free cash flow margin−3.4%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 12.7% 5.3% 7.2% 4.2% 0.7% −28.4% 4.7% −13.3% −11.5% 6.9%
Free cash flow margin n/a n/a n/a 164.1% −41.0% −151.0% 32.4% 10.0% −35.6% −3.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow154.3Buybacks−4.9Dividends paid−66.0Fiscal year 2017Operating cash flow207.8Buybacks−9.4Dividends paid−50.8Fiscal year 2018Operating cash flow290.0Buybacks−2.2Dividends paid−36.1Fiscal year 2019Operating cash flow1,489.0Capital expenditure−0.5Free cash flow1,488.5Buybacks−2.9Dividends paid−36.7Fiscal year 2020Operating cash flow−273.8Capital expenditure−0.5Free cash flow−274.4 −118.4%Buybacks−3.6Dividends paid−37.1Fiscal year 2021Operating cash flow−913.5Capital expenditure−6.3Free cash flow−919.8Buybacks−3.1Dividends paid−43.2Fiscal year 2022Operating cash flow222.7Capital expenditure−8.2Free cash flow214.5Buybacks−1.3Dividends paid−7.8Fiscal year 2023Operating cash flow88.0Capital expenditure−6.4Free cash flow81.5 −62.0%Dividends paid−7.7Fiscal year 2024Operating cash flow−247.1Capital expenditure−4.9Free cash flow−252.0 −409.1%Dividends paid−6.2Fiscal year 2025Operating cash flow−18.8Capital expenditure−4.8Free cash flow−23.6Dividends paid−2.0
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 154.3 207.8 290.0 1,489.0 −273.8 −913.5 222.7 88.0 −247.1 −18.8
Capital expenditure n/a n/a n/a −0.5 −0.5 −6.3 −8.2 −6.4 −4.9 −4.8
Free cash flow n/a n/a n/a 1,488.5 −274.4 −919.8 214.5 81.5 −252.0 −23.6
Growth −118.4% −62.0% −409.1%
Buybacks −4.9 −9.4 −2.2 −2.9 −3.6 −3.1 −1.3 n/a n/a n/a
Dividends paid −66.0 −50.8 −36.1 −36.7 −37.1 −43.2 −7.8 −7.7 −6.2 −2.0

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash109.8Total debt88.3Net cash (debt)21.5Shareholders’ equity693.2Debt to equity0.13Fiscal year 2017Cash163.5Total debt98.3Net cash (debt)65.2Shareholders’ equity694.7Debt to equity0.14Fiscal year 2018Cash172.5Total debt118.3Net cash (debt)54.2Shareholders’ equity709.2Debt to equity0.17Fiscal year 2019Cash206.9Shareholders’ equity778.6Fiscal year 2020Cash162.3Shareholders’ equity795.6Fiscal year 2021Cash190.1Shareholders’ equity725.4Fiscal year 2022Cash159.2Shareholders’ equity553.8Fiscal year 2023Cash274.3Shareholders’ equity534.6Fiscal year 2024Cash362.3Shareholders’ equity460.9Fiscal year 2025Cash260.9Shareholders’ equity538.2
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 109.8 163.5 172.5 206.9 162.3 190.1 159.2 274.3 362.3 260.9
Total debt 88.3 98.3 118.3 n/a n/a n/a n/a n/a n/a n/a
Net cash (debt) 21.5 65.2 54.2 n/a n/a n/a n/a n/a n/a n/a
Shareholders’ equity 693.2 694.7 709.2 778.6 795.6 725.4 553.8 534.6 460.9 538.2
Debt to equity 0.13 0.14 0.17 n/a n/a n/a n/a n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
13.5% 6.7% 8.0% 5.7% 1.8% −17.8% 8.1% 10.7% −10.1% 7.4%
12.7% 5.3% 7.2% 4.2% 0.7% −28.4% 4.7% −13.3% −11.5% 6.9%
n/a n/a n/a 164.1% −41.0% −151.0% 32.4% 10.0% −35.6% −3.4%
Spending
n/a n/a n/a 0.1% 0.1% 1.0% 1.2% 0.8% 0.7% 0.7%
6.1% 21.0% 9.9% 26.1% 59.6% n/a 34.6% 29.6% n/a 1.4%
Returns
10.7% 6.3% 9.0% 4.9% 0.6% −23.8% 5.6% −20.1% −17.6% 8.8%
3.2% 1.6% 2.0% 0.8% 0.1% −3.5% 0.6% −2.0% −1.6% 1.0%
Balance and payout
0.13 0.14 0.17 n/a n/a n/a n/a n/a n/a n/a
70.5% 74.8% 77.4% 84.5% 84.3% 85.3% 86.4% 87.2% 88.1% 86.2%
88.6% 116.7% 56.6% 95.8% 768.1% n/a 25.2% n/a n/a 4.2%
n/a n/a n/a 2.7% n/a n/a 4.2% 9.5% n/a n/a