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Stocks · Financials · Savings Institution, Federally Chartered

Kentucky First Federal Bancorp

KFFB Clue Score41
United States Fiscal year ends June CIK 0001297341
$5.75 -4.01% Close, 9 Oct 2026
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Price $5.75 −19.36% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2017Revenue0.0Net income0.9Fiscal year 2018Revenue0.0 −10.5%Net income1.3 +41.5%Fiscal year 2019Revenue0.0 −11.8%Net income0.8 −38.6%Fiscal year 2020Net income−12.5 −1,645.2%Fiscal year 2021Net income1.8EPS, diluted0.22Fiscal year 2022Net income1.6 −12.6%EPS, diluted0.19 −13.6%Fiscal year 2023Net income0.9 −41.3%EPS, diluted0.11 −42.1%Fiscal year 2024Net income−1.7 −284.5%EPS, diluted−0.21 −290.9%Fiscal year 2025Net income0.2EPS, diluted0.02
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 0.0 0.0 0.0 n/a n/a n/a n/a n/a n/a
Growth −10.5% −11.8%
Net income 0.9 1.3 0.8 −12.5 1.8 1.6 0.9 −1.7 0.2
Growth +41.5% −38.6% −1,645.2% −12.6% −41.3% −284.5%
EPS, diluted n/a n/a n/a n/a 0.22 0.19 0.11 −0.21 0.02
Growth −13.6% −42.1% −290.9%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Net margin
Fiscal year 2017Net margin4,921.1%Free cash flow margin10,378.9%Fiscal year 2018Net margin7,782.4%Free cash flow margin5,870.6%Fiscal year 2019Net margin5,413.3%Free cash flow margin5,693.3%Fiscal year 2020Fiscal year 2021Fiscal year 2022Fiscal year 2023Fiscal year 2024Fiscal year 2025
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net margin 4,921.1% 7,782.4% 5,413.3% n/a n/a n/a n/a n/a n/a
Free cash flow margin 10,378.9% 5,870.6% 5,693.3% n/a n/a n/a n/a n/a n/a

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2017Operating cash flow2.1Capital expenditure−0.1Free cash flow2.0Dividends paid−1.5Fiscal year 2018Operating cash flow1.1Capital expenditure−0.2Free cash flow1.0 −49.4%Dividends paid−1.5Fiscal year 2019Operating cash flow1.0Capital expenditure−0.1Free cash flow0.9 −14.4%Dividends paid−1.4Fiscal year 2020Operating cash flow1.0Capital expenditure−0.2Free cash flow0.9 +2.7%Dividends paid−1.4Fiscal year 2021Operating cash flow1.6Capital expenditure−0.1Free cash flow1.5 +68.8%Dividends paid−1.4Fiscal year 2022Operating cash flow2.6Capital expenditure−0.2Free cash flow2.5 +68.2%Dividends paid−1.4Fiscal year 2023Operating cash flow1.2Capital expenditure−0.1Free cash flow1.0 −58.8%Buybacks−0.5Dividends paid−1.4Fiscal year 2024Operating cash flow−1.5Capital expenditure−0.1Free cash flow−1.5 −248.3%Dividends paid−0.7Fiscal year 2025Operating cash flow−0.1Capital expenditure−0.1Free cash flow−0.2
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 2.1 1.1 1.0 1.0 1.6 2.6 1.2 −1.5 −0.1
Capital expenditure −0.1 −0.2 −0.1 −0.2 −0.1 −0.2 −0.1 −0.1 −0.1
Free cash flow 2.0 1.0 0.9 0.9 1.5 2.5 1.0 −1.5 −0.2
Growth −49.4% −14.4% +2.7% +68.8% +68.2% −58.8% −248.3%
Buybacks n/a n/a n/a n/a n/a n/a −0.5 n/a n/a
Dividends paid −1.5 −1.5 −1.4 −1.4 −1.4 −1.4 −1.4 −0.7 n/a

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2017Cash12.8Shareholders’ equity67.1Fiscal year 2018Cash9.9Shareholders’ equity67.2Fiscal year 2019Cash9.9Shareholders’ equity66.3Fiscal year 2020Cash13.7Shareholders’ equity51.9Fiscal year 2021Cash21.6Shareholders’ equity52.3Fiscal year 2022Cash25.8Shareholders’ equity52.0Fiscal year 2023Cash8.2Shareholders’ equity50.7Fiscal year 2024Cash18.3Shareholders’ equity48.0Fiscal year 2025Cash19.5Shareholders’ equity48.4
FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 12.8 9.9 9.9 13.7 21.6 25.8 8.2 18.3 19.5
Shareholders’ equity 67.1 67.2 66.3 51.9 52.3 52.0 50.7 48.0 48.4

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending June, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2017 30 Jun 2017 FY2018 30 Jun 2018 FY2019 30 Jun 2019 FY2020 30 Jun 2020 FY2021 30 Jun 2021 FY2022 30 Jun 2022 FY2023 30 Jun 2023 FY2024 30 Jun 2024 FY2025 30 Jun 2025
Margins
7,621.1% 7,564.7% 6,353.3% n/a n/a n/a n/a n/a n/a
4,921.1% 7,782.4% 5,413.3% n/a n/a n/a n/a n/a n/a
10,378.9% 5,870.6% 5,693.3% n/a n/a n/a n/a n/a n/a
Spending
652.6% 888.2% 986.7% n/a n/a n/a n/a n/a n/a
35.4% −2.9% 14.8% n/a 16.2% 23.1% 24.0% n/a 23.9%
Returns
1.4% 2.0% 1.2% −24.2% 3.5% 3.1% 1.8% −3.6% 0.4%
0.3% 0.4% 0.2% −3.9% 0.5% 0.5% 0.3% −0.5% 0.0%
Balance and payout
78.2% 78.9% 80.0% 83.8% 84.5% 84.1% 85.5% 87.2% 87.0%
159.0% 109.8% 176.8% n/a 76.3% 87.7% 146.1% n/a n/a
75.4% 145.6% 168.1% 158.3% 93.8% 56.0% 178.0% n/a n/a