Stocks · Financials · Savings Institution, Federally Chartered

Lake Shore Bancorp, Inc. /MD/

LSBK Clue Score76
United States Fiscal year ends December CIK 0002059653
$18.25 +1.16% Close, 9 Oct 2026
Price $18.25 +41.36% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 21 Jul 2025. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2024Net income4.9EPS, diluted0.65Fiscal year 2025Net income7.3 +47.4%EPS, diluted0.97 +49.2%
FY2024FY2025
Net income 4.9 7.3
Growth +47.4%
EPS, diluted 0.65 0.97
Growth +49.2%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2024Operating cash flow2.5Buybacks−0.0Dividends paid−1.1Fiscal year 2025Operating cash flow8.0Buybacks−0.1Dividends paid−1.7
FY2024FY2025
Operating cash flow 2.5 8.0
Buybacks −0.0 −0.1
Dividends paid −1.1 −1.7

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2024Cash33.1Total debt10.3Net cash (debt)22.9Shareholders’ equity89.9Debt to equity0.11Fiscal year 2025Cash64.3Total debt0.0Net cash (debt)64.3Shareholders’ equity141.6Debt to equity0.00
FY2024FY2025
Cash 33.1 64.3
Total debt 10.3 0.0
Net cash (debt) 22.9 64.3
Shareholders’ equity 89.9 141.6
Debt to equity 0.11 0.00

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Cash flow

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2024 31 Dec 2024 FY2025 31 Dec 2025
Operations
2.5 8.0
Growth +218.9%
Investment
21.1 −8.1
Financing
−44.2 31.3
−1.1 −1.7
−0.0 −0.1

Capital expenditure, dividends and buybacks are shown as money out, so negative.