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LexinFintech Holdings Ltd.

LX Clue Score65
Cayman Islands Fiscal year ends December CIK 0001708259
$0.70 -0.63% Close, 12 Oct 2026
Alert on the numbers Alert on insider trades
Price $0.70 −87.64% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 21 Dec 2017. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueNet income
Fiscal year 2016Revenue4.34Net income−0.12EPS, diluted−2.01Fiscal year 2017Revenue5.58 +28.7%Net income0.24EPS, diluted0.18Fiscal year 2018Revenue7.60 +36.1%Net income1.98 +722.7%EPS, diluted5.45Fiscal year 2019Revenue10.60 +39.6%Net income2.29 +16.0%EPS, diluted6.14Fiscal year 2020Revenue11.65 +9.8%Net income0.59 −74.1%EPS, diluted1.56Fiscal year 2021Revenue11.38 −2.3%Net income2.33 +292.3%EPS, diluted5.73Fiscal year 2022Revenue9.87 −13.3%Net income0.83 −64.6%EPS, diluted2.21Fiscal year 2023Revenue13.06 +32.3%Net income1.07 +29.1%EPS, diluted3.17Fiscal year 2024Revenue14.20 +8.8%Net income1.10 +3.2%EPS, diluted3.24Fiscal year 2025Revenue13.15 −7.4%Net income1.68 +52.4%EPS, diluted4.72
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 4.34 5.58 7.60 10.60 11.65 11.38 9.87 13.06 14.20 13.15
Growth +28.7% +36.1% +39.6% +9.8% −2.3% −13.3% +32.3% +8.8% −7.4%
Net income −0.12 0.24 1.98 2.29 0.59 2.33 0.83 1.07 1.10 1.68
Growth +722.7% +16.0% −74.1% +292.3% −64.6% +29.1% +3.2% +52.4%
EPS, diluted −2.01 0.18 5.45 6.14 1.56 5.73 2.21 3.17 3.24 4.72

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Gross marginNet margin
Fiscal year 2016Gross margin13.9%Net margin−2.7%Free cash flow margin8.0%Fiscal year 2017Gross margin23.6%Net margin4.3%Free cash flow margin29.1%Fiscal year 2018Gross margin39.6%Net margin26.0%Free cash flow margin36.1%Fiscal year 2019Gross margin47.1%Net margin21.6%Free cash flow margin−7.8%Fiscal year 2020Gross margin31.2%Net margin5.1%Free cash flow margin−2.6%Fiscal year 2021Gross margin50.5%Net margin20.5%Free cash flow margin22.4%Fiscal year 2022Gross margin30.8%Net margin8.4%Free cash flow margin−0.9%Fiscal year 2023Gross margin34.6%Net margin8.2%Free cash flow margin19.8%Fiscal year 2024Gross margin35.4%Net margin7.7%Free cash flow margin5.9%Fiscal year 2025Gross margin34.0%Net margin12.8%Free cash flow margin24.8%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Gross margin 13.9% 23.6% 39.6% 47.1% 31.2% 50.5% 30.8% 34.6% 35.4% 34.0%
Net margin −2.7% 4.3% 26.0% 21.6% 5.1% 20.5% 8.4% 8.2% 7.7% 12.8%
Free cash flow margin 8.0% 29.1% 36.1% −7.8% −2.6% 22.4% −0.9% 19.8% 5.9% 24.8%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow0.38Capital expenditure−0.03Free cash flow0.35Fiscal year 2017Operating cash flow1.66Capital expenditure−0.04Free cash flow1.62 +367.2%Fiscal year 2018Operating cash flow2.79Capital expenditure−0.05Free cash flow2.74 +68.7%Fiscal year 2019Operating cash flow−0.78Capital expenditure−0.05Free cash flow−0.83 −130.2%Fiscal year 2020Operating cash flow−0.21Capital expenditure−0.09Free cash flow−0.30Fiscal year 2021Operating cash flow2.67Capital expenditure−0.12Free cash flow2.55Fiscal year 2022Operating cash flow0.06Capital expenditure−0.15Free cash flow−0.09 −103.6%Fiscal year 2023Operating cash flow2.82Capital expenditure−0.23Free cash flow2.59Dividends paid−0.14Fiscal year 2024Operating cash flow1.08Capital expenditure−0.25Free cash flow0.83 −67.8%Dividends paid−0.16Fiscal year 2025Operating cash flow3.61Capital expenditure−0.35Free cash flow3.26 +290.9%Buybacks−0.20Dividends paid−0.38
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.38 1.66 2.79 −0.78 −0.21 2.67 0.06 2.82 1.08 3.61
Capital expenditure −0.03 −0.04 −0.05 −0.05 −0.09 −0.12 −0.15 −0.23 −0.25 −0.35
Free cash flow 0.35 1.62 2.74 −0.83 −0.30 2.55 −0.09 2.59 0.83 3.26
Growth +367.2% +68.7% −130.2% −103.6% −67.8% +290.9%
Buybacks n/a n/a n/a n/a n/a n/a n/a n/a n/a −0.20
Dividends paid n/a n/a n/a n/a n/a n/a n/a −0.14 −0.16 −0.38

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash0.48Shareholders’ equity−0.61Fiscal year 2017Cash1.13Total debt0.17Net cash (debt)0.95Shareholders’ equity1.70Debt to equity0.10Fiscal year 2018Cash1.15Total debt0.00Net cash (debt)1.15Shareholders’ equity4.11Debt to equity0.00Fiscal year 2019Cash2.09Shareholders’ equity6.60Fiscal year 2020Cash1.56Shareholders’ equity5.49Fiscal year 2021Cash2.66Shareholders’ equity8.03Fiscal year 2022Cash1.49Total debt0.15Net cash (debt)1.34Shareholders’ equity8.65Debt to equity0.02Fiscal year 2023Cash2.62Total debt0.52Net cash (debt)2.10Shareholders’ equity9.71Debt to equity0.05Fiscal year 2024Cash2.25Total debt0.59Net cash (debt)1.67Shareholders’ equity10.74Debt to equity0.05Fiscal year 2025Cash2.16Total debt0.57Net cash (debt)1.59Shareholders’ equity11.95Debt to equity0.05
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.48 1.13 1.15 2.09 1.56 2.66 1.49 2.62 2.25 2.16
Total debt n/a 0.17 0.00 n/a n/a n/a 0.15 0.52 0.59 0.57
Net cash (debt) n/a 0.95 1.15 n/a n/a n/a 1.34 2.10 1.67 1.59
Shareholders’ equity −0.61 1.70 4.11 6.60 5.49 8.03 8.65 9.71 10.74 11.95
Debt to equity n/a 0.10 0.00 n/a n/a n/a 0.02 0.05 0.05 0.05

In billions of CNY, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Margins
13.9% 23.6% 39.6% 47.1% 31.2% 50.5% 30.8% 34.6% 35.4% 34.0%
−1.4% 8.5% 27.8% 25.5% 5.9% 24.3% 10.4% 10.2% 9.5% 15.8%
−2.7% 4.3% 26.0% 21.6% 5.1% 20.5% 8.4% 8.2% 7.7% 12.8%
8.0% 29.1% 36.1% −7.8% −2.6% 22.4% −0.9% 19.8% 5.9% 24.8%
Spending
2.9% 4.2% 4.2% 3.9% 4.1% 4.8% 5.9% 3.9% 4.1% 4.5%
2.0% 3.6% 3.7% 3.9% 3.9% 4.1% 4.4% 3.0% 2.6% 2.8%
0.7% 0.7% 0.7% 0.5% 0.7% 1.1% 1.5% 1.8% 1.7% 2.7%
n/a 49.4% 6.3% 15.2% 13.2% 15.7% 19.7% 19.7% 18.7% 19.2%
Returns
n/a 14.1% 48.1% 34.8% 10.8% 29.1% 9.5% 11.0% 10.2% 14.0%
−1.4% 1.6% 15.9% 11.9% 2.9% 11.1% 3.6% 4.6% 4.9% 7.2%
Balance and payout
n/a 0.10 0.00 n/a n/a n/a 0.02 0.05 0.05 0.05
99.8% 88.4% 67.1% 65.7% 72.8% 61.6% 62.0% 58.0% 51.7% 48.4%
n/a n/a n/a n/a n/a n/a n/a 12.7% 14.9% 22.8%
n/a n/a n/a n/a n/a n/a n/a 5.2% 19.7% 17.9%

Shown in CNY as filed; the screener converts to dollars.