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Stocks · Financials · National Commercial Banks

NewtekOne, Inc.

NEWT Clue Score51
United States Fiscal year ends December CIK 0001587987
$10.89 -1.45% Close, 9 Oct 2026
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Price $10.89 −61.09% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2021Net income84.1EPS, diluted3.69Fiscal year 2022Net income32.3 −61.6%EPS, diluted1.34 −63.7%Fiscal year 2023Net income47.3 +46.5%EPS, diluted1.88 +40.3%Fiscal year 2024Net income50.9 +7.4%EPS, diluted1.96 +4.3%Fiscal year 2025Net income60.5 +19.0%EPS, diluted2.18 +11.2%
FY2021FY2022FY2023FY2024FY2025
Net income 84.1 32.3 47.3 50.9 60.5
Growth −61.6% +46.5% +7.4% +19.0%
EPS, diluted 3.69 1.34 1.88 1.96 2.18
Growth −63.7% +40.3% +4.3% +11.2%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2021Operating cash flow140.9Capital expenditure0.0Free cash flow140.9Dividends paid−70.1Fiscal year 2022Operating cash flow−62.4Capital expenditure−0.0Free cash flow−62.4 −144.3%Buybacks0.0Dividends paid−64.5Fiscal year 2023Operating cash flow−169.2Capital expenditure−0.5Free cash flow−169.7Buybacks0.0Dividends paid−14.1Fiscal year 2024Operating cash flow−153.0Capital expenditure−0.4Free cash flow−153.5Buybacks−0.4Dividends paid−20.3Fiscal year 2025Operating cash flow−579.2Capital expenditure−0.1Free cash flow−579.3Buybacks0.0Dividends paid−28.0
FY2021FY2022FY2023FY2024FY2025
Operating cash flow 140.9 −62.4 −169.2 −153.0 −579.2
Capital expenditure 0.0 −0.0 −0.5 −0.4 −0.1
Free cash flow 140.9 −62.4 −169.7 −153.5 −579.3
Growth −144.3%
Buybacks n/a 0.0 0.0 −0.4 0.0
Dividends paid −70.1 −64.5 −14.1 −20.3 −28.0

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2021Cash186.9Total debt472.1Net cash (debt)−285.2Shareholders’ equity403.9Debt to equity1.17Fiscal year 2022Cash125.6Total debt539.3Net cash (debt)−413.7Shareholders’ equity375.4Debt to equity1.44Fiscal year 2023Cash184.0Total debt644.1Net cash (debt)−460.1Shareholders’ equity249.0Debt to equity2.59Fiscal year 2024Cash381.4Total debt708.0Net cash (debt)−326.7Shareholders’ equity296.3Debt to equity2.39Fiscal year 2025Cash310.3Total debt819.9Net cash (debt)−509.6Shareholders’ equity397.6Debt to equity2.06
FY2021FY2022FY2023FY2024FY2025
Cash 186.9 125.6 184.0 381.4 310.3
Total debt 472.1 539.3 644.1 708.0 819.9
Net cash (debt) −285.2 −413.7 −460.1 −326.7 −509.6
Shareholders’ equity 403.9 375.4 249.0 296.3 397.6
Debt to equity 1.17 1.44 2.59 2.39 2.06

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Returns
20.8% 8.6% 19.0% 17.2% 15.2%
8.0% 3.2% 3.3% 2.5% 2.2%
Balance and payout
1.17 1.44 2.59 2.39 2.06
61.8% 62.4% 82.6% 85.6% 85.5%
83.4% 199.8% 29.9% 39.8% 46.3%
49.8% n/a n/a n/a n/a