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Neptune Insurance Holdings Inc.

NP Clue Score76
United States Fiscal year ends December CIK 0002067129
$28.74 +1.05% Close, 9 Oct 2026
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Price $28.74 +4.74% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 1 Oct 2025. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2023Revenue84.9Operating income45.4Net income17.9EPS, diluted0.10Fiscal year 2024Revenue119.3 +40.6%Operating income68.4Net income34.6 +93.4%EPS, diluted0.16 +60.0%Fiscal year 2025Revenue159.6 +33.7%Operating income71.0Net income37.4 +8.2%EPS, diluted−0.26 −262.5%
FY2023FY2024FY2025
Revenue 84.9 119.3 159.6
Growth +40.6% +33.7%
Operating income 45.4 68.4 71.0
Net income 17.9 34.6 37.4
Growth +93.4% +8.2%
EPS, diluted 0.10 0.16 −0.26
Growth +60.0% −262.5%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2023Operating margin53.5%Net margin21.1%Fiscal year 2024Operating margin57.4%Net margin29.0%Fiscal year 2025Operating margin44.5%Net margin23.4%
FY2023FY2024FY2025
Operating margin 53.5% 57.4% 44.5%
Net margin 21.1% 29.0% 23.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flow
Fiscal year 2023Operating cash flow18.6Fiscal year 2024Operating cash flow49.9Fiscal year 2025Operating cash flow51.7
FY2023FY2024FY2025
Operating cash flow 18.6 49.9 51.7

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2023Cash24.3Shareholders’ equity−387.6Fiscal year 2024Cash7.1Total debt133.7Net cash (debt)−126.6Shareholders’ equity−366.0Fiscal year 2025Cash8.0Total debt0.0Net cash (debt)8.0Shareholders’ equity−227.5
FY2023FY2024FY2025
Cash 24.3 7.1 8.0
Total debt n/a 133.7 0.0
Net cash (debt) n/a −126.6 8.0
Shareholders’ equity −387.6 −366.0 −227.5

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Cash flow

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Operations
18.6 49.9 51.7
Growth +167.7% +3.5%
Investment
−4.0 −3.7 −4.0
Financing
−9.9 −42.5 −35.2

Capital expenditure, dividends and buybacks are shown as money out, so negative.