InsiderClue
Stocks · Technology · Services-Computer Processing & Data Preparation

NERDWALLET, INC.

NRDS Clue Score75
United States Fiscal year ends December CIK 0001625278
$9.74 -0.51% Close, 9 Oct 2026
Alert on the numbers Alert on insider trades
Price $9.74 −65.58% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 4 Nov 2021. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
RevenueOperating incomeNet income
Fiscal year 2019Revenue228.3Operating income28.4Net income24.2EPS, diluted0.45Fiscal year 2020Revenue245.3 +7.4%Operating income1.9Net income5.3 −78.1%EPS, diluted0.09 −80.0%Fiscal year 2021Revenue379.6 +54.7%Operating income−39.0Net income−42.5 −901.9%EPS, diluted−0.82 −1,011.1%Fiscal year 2022Revenue538.9 +42.0%Operating income−19.0Net income−10.2EPS, diluted−0.14Fiscal year 2023Revenue599.4 +11.2%Operating income3.6Net income−11.8EPS, diluted−0.15Fiscal year 2024Revenue687.6 +14.7%Operating income9.4Net income30.4EPS, diluted0.38Fiscal year 2025Revenue836.6 +21.7%Operating income65.2Net income48.7 +60.2%EPS, diluted0.64 +68.4%
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue 228.3 245.3 379.6 538.9 599.4 687.6 836.6
Growth +7.4% +54.7% +42.0% +11.2% +14.7% +21.7%
Operating income 28.4 1.9 −39.0 −19.0 3.6 9.4 65.2
Net income 24.2 5.3 −42.5 −10.2 −11.8 30.4 48.7
Growth −78.1% −901.9% +60.2%
EPS, diluted 0.45 0.09 −0.82 −0.14 −0.15 0.38 0.64
Growth −80.0% −1,011.1% +68.4%

Margins

How much of each dollar of revenue it keeps. Point at a year for the detail.
Operating marginNet margin
Fiscal year 2019Operating margin12.4%Net margin10.6%Free cash flow margin13.4%Fiscal year 2020Operating margin0.8%Net margin2.2%Free cash flow margin5.7%Fiscal year 2021Operating margin−10.3%Net margin−11.2%Free cash flow margin1.3%Fiscal year 2022Operating margin−3.5%Net margin−1.9%Free cash flow margin3.8%Fiscal year 2023Operating margin0.6%Net margin−2.0%Free cash flow margin11.9%Fiscal year 2024Operating margin1.4%Net margin4.4%Free cash flow margin10.4%Fiscal year 2025Operating margin7.8%Net margin5.8%Free cash flow margin15.6%
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating margin 12.4% 0.8% −10.3% −3.5% 0.6% 1.4% 7.8%
Net margin 10.6% 2.2% −11.2% −1.9% −2.0% 4.4% 5.8%
Free cash flow margin 13.4% 5.7% 1.3% 3.8% 11.9% 10.4% 15.6%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2019Operating cash flow31.4Capital expenditure−0.7Free cash flow30.7Fiscal year 2020Operating cash flow15.4Capital expenditure−1.3Free cash flow14.1 −54.1%Fiscal year 2021Operating cash flow7.2Capital expenditure−2.3Free cash flow4.9 −65.2%Fiscal year 2022Operating cash flow25.0Capital expenditure−4.6Free cash flow20.4 +316.3%Fiscal year 2023Operating cash flow72.1Capital expenditure−0.7Free cash flow71.4 +250.0%Buybacks−20.0Fiscal year 2024Operating cash flow71.8Capital expenditure−0.6Free cash flow71.2 −0.3%Buybacks−80.1Fiscal year 2025Operating cash flow131.6Capital expenditure−1.3Free cash flow130.3 +83.0%Buybacks−70.2
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 31.4 15.4 7.2 25.0 72.1 71.8 131.6
Capital expenditure −0.7 −1.3 −2.3 −4.6 −0.7 −0.6 −1.3
Free cash flow 30.7 14.1 4.9 20.4 71.4 71.2 130.3
Growth −54.1% −65.2% +316.3% +250.0% −0.3% +83.0%
Buybacks n/a n/a n/a n/a −20.0 −80.1 −70.2

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2019Cash67.6Shareholders’ equity8.0Fiscal year 2020Cash83.4Total debt30.2Net cash (debt)53.2Shareholders’ equity82.7Debt to equity0.37Fiscal year 2021Cash167.8Total debt0.0Net cash (debt)167.8Shareholders’ equity257.6Debt to equity0.00Fiscal year 2022Cash83.9Shareholders’ equity341.7Fiscal year 2023Cash100.4Shareholders’ equity366.9Fiscal year 2024Cash66.3Shareholders’ equity364.2Fiscal year 2025Cash98.3Shareholders’ equity374.5
FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 67.6 83.4 167.8 83.9 100.4 66.3 98.3
Total debt n/a 30.2 0.0 n/a n/a n/a n/a
Net cash (debt) n/a 53.2 167.8 n/a n/a n/a n/a
Shareholders’ equity 8.0 82.7 257.6 341.7 366.9 364.2 374.5
Debt to equity n/a 0.37 0.00 n/a n/a n/a n/a

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Balance sheet

In millions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Assets
67.6 83.4 167.8 83.9 100.4 66.3 98.3
n/a 27.7 34.9 49.1 52.6 43.0 31.8
0.3 43.8 43.8 111.2 111.5 112.4 123.5
n/a 255.2 364.1 425.7 418.6 437.6 461.1
Growth +42.7% +16.9% −1.7% +4.5% +5.4%
Liabilities
n/a 30.2 0.0 n/a n/a n/a n/a
calc n/a 30.2 0.0 n/a n/a n/a n/a
n/a 103.7 106.5 84.0 51.7 73.4 86.6
Equity
n/a −17.7 −74.5 −84.7 −116.5 −166.5 −188.1
8.0 82.7 257.6 341.7 366.9 364.2 374.5
Growth +933.8% +211.5% +32.6% +7.4% −0.7% +2.8%
Per share and net cash
calc n/a 53.2 167.8 n/a n/a n/a n/a
n/a 48.9 66.7 75.1 76.9 74.1 71.3
calc n/a 1.69 3.86 4.55 4.77 4.91 5.25

Lines marked calc are worked out here from filed figures; point at one for how.