InsiderClue
Stocks · Financials · National Commercial Banks

OCEANFIRST FINANCIAL CORP

OCFC Clue Score30
United States Fiscal year ends December CIK 0001004702
$16.13 +0.31% Close, 12 Oct 2026
Alert on the numbers Alert on insider trades
Price $16.13 −26.11% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 13 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income0.02EPS, diluted0.98Fiscal year 2017Net income0.04 +84.3%EPS, diluted1.28 +30.6%Fiscal year 2018Net income0.07 +69.4%EPS, diluted1.51 +18.0%Fiscal year 2019Net income0.09 +23.1%EPS, diluted1.75 +15.9%Fiscal year 2020Net income0.06 −28.5%EPS, diluted1.02 −41.7%Fiscal year 2021Net income0.11 +73.9%EPS, diluted1.78 +74.5%Fiscal year 2022Net income0.15 +33.2%EPS, diluted2.42 +36.0%Fiscal year 2023Net income0.10 −29.0%EPS, diluted1.70 −29.8%Fiscal year 2024Net income0.10 −3.8%EPS, diluted1.65 −2.9%Fiscal year 2025Net income0.07 −29.1%EPS, diluted1.17 −29.1%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 0.02 0.04 0.07 0.09 0.06 0.11 0.15 0.10 0.10 0.07
Growth +84.3% +69.4% +23.1% −28.5% +73.9% +33.2% −29.0% −3.8% −29.1%
EPS, diluted 0.98 1.28 1.51 1.75 1.02 1.78 2.42 1.70 1.65 1.17
Growth +30.6% +18.0% +15.9% −41.7% +74.5% +36.0% −29.8% −2.9% −29.1%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow0.03Capital expenditure−0.01Free cash flow0.03Buybacks−0.00Dividends paid−0.01Fiscal year 2017Operating cash flow0.08Capital expenditure−0.05Free cash flow0.03 +17.5%Buybacks0.00Dividends paid−0.02Fiscal year 2018Operating cash flow0.09Capital expenditure−0.01Free cash flow0.08 +157.9%Buybacks−0.01Dividends paid−0.03Fiscal year 2019Operating cash flow0.10Capital expenditure−0.01Free cash flow0.10 +17.4%Buybacks−0.03Dividends paid−0.03Fiscal year 2020Operating cash flow0.13Capital expenditure−0.01Free cash flow0.12 +23.9%Buybacks−0.01Dividends paid−0.04Fiscal year 2021Operating cash flow0.16Capital expenditure−0.04Free cash flow0.12 +0.0%Buybacks−0.04Dividends paid−0.04Fiscal year 2022Operating cash flow0.25Capital expenditure−0.02Free cash flow0.23 +98.7%Buybacks−0.01Dividends paid−0.05Fiscal year 2023Operating cash flow0.12Capital expenditure−0.01Free cash flow0.12 −50.3%Buybacks0.00Dividends paid−0.05Fiscal year 2024Operating cash flow0.09Capital expenditure−0.01Free cash flow0.08 −27.3%Buybacks−0.02Dividends paid−0.05Fiscal year 2025Operating cash flow0.09Capital expenditure−0.01Free cash flow0.08 −6.1%Buybacks−0.02Dividends paid−0.05
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 0.03 0.08 0.09 0.10 0.13 0.16 0.25 0.12 0.09 0.09
Capital expenditure −0.01 −0.05 −0.01 −0.01 −0.01 −0.04 −0.02 −0.01 −0.01 −0.01
Free cash flow 0.03 0.03 0.08 0.10 0.12 0.12 0.23 0.12 0.08 0.08
Growth +17.5% +157.9% +17.4% +23.9% +0.0% +98.7% −50.3% −27.3% −6.1%
Buybacks −0.00 0.00 −0.01 −0.03 −0.01 −0.04 −0.01 0.00 −0.02 −0.02
Dividends paid −0.01 −0.02 −0.03 −0.03 −0.04 −0.04 −0.05 −0.05 −0.05 −0.05

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2016Cash0.30Shareholders’ equity0.57Fiscal year 2017Cash0.11Shareholders’ equity0.60Fiscal year 2018Cash0.12Shareholders’ equity1.04Fiscal year 2019Cash0.13Shareholders’ equity1.15Fiscal year 2020Cash1.32Total debt0.24Net cash (debt)1.08Shareholders’ equity1.48Debt to equity0.16Fiscal year 2021Cash0.22Total debt0.23Net cash (debt)−0.00Shareholders’ equity1.52Debt to equity0.15Fiscal year 2022Cash0.17Total debt0.20Net cash (debt)−0.03Shareholders’ equity1.58Debt to equity0.12Fiscal year 2023Cash0.15Total debt0.20Net cash (debt)−0.04Shareholders’ equity1.66Debt to equity0.12Fiscal year 2024Cash0.12Total debt0.20Net cash (debt)−0.07Shareholders’ equity1.70Debt to equity0.12Fiscal year 2025Cash0.14Total debt0.26Net cash (debt)−0.12Shareholders’ equity1.66Debt to equity0.15
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 0.30 0.11 0.12 0.13 1.32 0.22 0.17 0.15 0.12 0.14
Total debt n/a n/a n/a n/a 0.24 0.23 0.20 0.20 0.20 0.26
Net cash (debt) n/a n/a n/a n/a 1.08 −0.00 −0.03 −0.04 −0.07 −0.12
Shareholders’ equity 0.57 0.60 1.04 1.15 1.48 1.52 1.58 1.66 1.70 1.66
Debt to equity n/a n/a n/a n/a 0.16 0.15 0.12 0.12 0.12 0.15

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Income statement

In billions of USD, except per-share figures; shares in millions. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Revenue and profit
0.04 0.07 0.09 0.11 0.08 0.14 0.19 0.14 0.13 0.09
0.01 0.02 0.01 0.02 0.02 0.03 0.05 0.03 0.03 0.02
0.02 0.04 0.07 0.09 0.06 0.11 0.15 0.10 0.10 0.07
Growth +84.3% +69.4% +23.1% −28.5% +73.9% +33.2% −29.0% −3.8% −29.1%
Per share
1.00 1.32 1.54 1.77 1.02 1.79 2.43 1.70 1.65 1.17
0.98 1.28 1.51 1.75 1.02 1.78 2.42 1.70 1.65 1.17
Growth +30.6% +18.0% +15.9% −41.7% +74.5% +36.0% −29.8% −2.9% −29.1%
23.1 32.1 46.8 50.2 59.9 59.4 58.7 58.9 58.3 57.4
23.5 33.1 47.7 50.7 60.1 59.6 58.9 59.0 58.3 57.4
Growth +40.8% +43.9% +6.5% +18.4% −0.7% −1.3% +0.1% −1.1% −1.5%

Five years in brief

Worked out from the figures above, not from a press release
  • The diluted share count fell 4.4% in five years, so buybacks did some of the work per share.
  • Profitable in every one of the 10 years on file.