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Stocks · Financials · State Commercial Banks

Oak Valley Bancorp

OVLY Clue Score65
United States Fiscal year ends December CIK 0001431567
$33.37 -2.63% Close, 9 Oct 2026
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Price $33.37 +86.95% Close, 9 Oct 2026

Closing prices at the end of each trading day, from 12 Oct 2016. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2016Net income7.7EPS, diluted0.95Fiscal year 2017Net income9.1 +18.6%EPS, diluted1.13 +18.9%Fiscal year 2018Net income11.5 +26.9%EPS, diluted1.42 +25.7%Fiscal year 2019Net income12.5 +8.3%EPS, diluted1.54 +8.5%Fiscal year 2020Net income13.7 +9.6%EPS, diluted1.68 +9.1%Fiscal year 2021Net income16.3 +19.4%EPS, diluted2.00 +19.0%Fiscal year 2022Net income22.9 +40.2%EPS, diluted2.79 +39.5%Fiscal year 2023Net income30.8 +34.7%EPS, diluted3.75 +34.4%Fiscal year 2024Net income24.9 −19.1%EPS, diluted3.02 −19.5%Fiscal year 2025Net income23.9 −4.1%EPS, diluted2.88 −4.6%
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income 7.7 9.1 11.5 12.5 13.7 16.3 22.9 30.8 24.9 23.9
Growth +18.6% +26.9% +8.3% +9.6% +19.4% +40.2% +34.7% −19.1% −4.1%
EPS, diluted 0.95 1.13 1.42 1.54 1.68 2.00 2.79 3.75 3.02 2.88
Growth +18.9% +25.7% +8.5% +9.1% +19.0% +39.5% +34.4% −19.5% −4.6%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2016Operating cash flow9.9Capital expenditure−0.7Free cash flow9.2Dividends paid−1.9Fiscal year 2017Operating cash flow9.4Capital expenditure−2.2Free cash flow7.2 −22.0%Dividends paid−2.0Fiscal year 2018Operating cash flow14.4Capital expenditure−1.6Free cash flow12.8 +77.5%Dividends paid−2.1Fiscal year 2019Operating cash flow17.2Capital expenditure−1.4Free cash flow15.8 +23.7%Dividends paid−2.2Fiscal year 2020Operating cash flow19.2Capital expenditure−1.7Free cash flow17.5 +10.6%Dividends paid−2.3Fiscal year 2021Operating cash flow11.2Capital expenditure−1.0Free cash flow10.2 −41.7%Dividends paid−2.4Fiscal year 2022Operating cash flow22.8Capital expenditure−1.2Free cash flow21.6 +111.8%Dividends paid−2.5Fiscal year 2023Operating cash flow33.1Capital expenditure−1.9Free cash flow31.2 +44.2%Dividends paid−2.6Fiscal year 2024Operating cash flow25.6Capital expenditure−1.8Free cash flow23.9 −23.4%Dividends paid−3.7Fiscal year 2025Operating cash flow28.7Capital expenditure−4.1Free cash flow24.6 +2.9%Dividends paid−5.0
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow 9.9 9.4 14.4 17.2 19.2 11.2 22.8 33.1 25.6 28.7
Capital expenditure −0.7 −2.2 −1.6 −1.4 −1.7 −1.0 −1.2 −1.9 −1.8 −4.1
Free cash flow 9.2 7.2 12.8 15.8 17.5 10.2 21.6 31.2 23.9 24.6
Growth −22.0% +77.5% +23.7% +10.6% −41.7% +111.8% +44.2% −23.4% +2.9%
Dividends paid −1.9 −2.0 −2.1 −2.2 −2.3 −2.4 −2.5 −2.6 −3.7 −5.0

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
Cash
Fiscal year 2016Cash190.8Shareholders’ equity82.5Fiscal year 2017Cash149.2Shareholders’ equity90.8Fiscal year 2018Cash126.1Shareholders’ equity99.0Fiscal year 2019Cash147.6Shareholders’ equity112.6Fiscal year 2020Cash226.7Shareholders’ equity129.7Fiscal year 2021Cash778.3Shareholders’ equity142.6Fiscal year 2022Cash429.6Shareholders’ equity126.6Fiscal year 2023Cash216.6Shareholders’ equity166.1Fiscal year 2024Cash168.8Shareholders’ equity183.4Fiscal year 2025Cash232.2Shareholders’ equity208.0
FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash 190.8 149.2 126.1 147.6 226.7 778.3 429.6 216.6 168.8 232.2
Shareholders’ equity 82.5 90.8 99.0 112.6 129.7 142.6 126.6 166.1 183.4 208.0

In millions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2016 31 Dec 2016 FY2017 31 Dec 2017 FY2018 31 Dec 2018 FY2019 31 Dec 2019 FY2020 31 Dec 2020 FY2021 31 Dec 2021 FY2022 31 Dec 2022 FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Spending
31.2% 40.3% 24.8% 25.2% 22.9% 24.6% 22.9% 23.5% 22.5% 22.0%
Returns
9.3% 10.0% 11.6% 11.1% 10.6% 11.5% 18.1% 18.6% 13.6% 11.5%
0.8% 0.9% 1.1% 1.1% 0.9% 0.8% 1.2% 1.7% 1.3% 1.2%
Balance and payout
91.8% 91.2% 91.0% 90.2% 91.4% 92.7% 93.6% 91.0% 90.3% 89.7%
25.3% 22.2% 18.3% 17.7% 16.8% 14.6% 10.8% 8.6% 15.0% 21.0%
21.0% 28.1% 16.5% 14.0% 13.1% 23.4% 11.4% 8.5% 15.7% 20.4%