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Stocks · Financials · National Commercial Banks

Pinnacle Financial Partners, Inc.

PNFP Clue Score67
United States Fiscal year ends December CIK 0002082866
$94.51 +0.55% Close, 12 Oct 2026
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Price $94.51 +1.79% Close, 12 Oct 2026

Closing prices at the end of each trading day, from 2 Jan 2026. Not a live quote. Adjusted for share splits, so the line has no step at a split; dividends are not added back. P/E and P/FCF are the market value over the last full fiscal year's net income or free cash flow, as public on each day, so they step once a year when the annual report comes out. A hatched band marks a stretch with none: a year of net loss, or of cash burnt.

Revenue and profit

What the business sells, and what is left of it. Point at a year for the detail.
Net income
Fiscal year 2023Net income0.56EPS, diluted7.14Fiscal year 2024Net income0.48 −15.5%EPS, diluted5.96 −16.5%Fiscal year 2025Net income0.64 +35.1%EPS, diluted8.07 +35.4%
FY2023FY2024FY2025
Net income 0.56 0.48 0.64
Growth −15.5% +35.1%
EPS, diluted 7.14 5.96 8.07
Growth −16.5% +35.4%

Cash flow

The cash the business makes, what it reinvests, and what it hands back. Point at a year for the detail.
Operating cash flowCapital expenditureFree cash flow
Fiscal year 2023Operating cash flow0.48Capital expenditure−0.08Free cash flow0.40Dividends paid−0.07Fiscal year 2024Operating cash flow0.90Capital expenditure−0.09Free cash flow0.81 +102.4%Dividends paid−0.07Fiscal year 2025Operating cash flow0.76Capital expenditure−0.08Free cash flow0.68 −16.1%Dividends paid−0.07
FY2023FY2024FY2025
Operating cash flow 0.48 0.90 0.76
Capital expenditure −0.08 −0.09 −0.08
Free cash flow 0.40 0.81 0.68
Growth +102.4% −16.1%
Dividends paid −0.07 −0.07 −0.07

Balance sheet

What it holds against what it owes, at each year end. Point at a year for the detail.
CashTotal debt
Fiscal year 2023Cash2.23Shareholders’ equity6.04Fiscal year 2024Cash3.44Total debt1.73Net cash (debt)1.70Shareholders’ equity6.43Debt to equity0.27Fiscal year 2025Cash3.57Total debt2.46Net cash (debt)1.11Shareholders’ equity7.04Debt to equity0.35
FY2023FY2024FY2025
Cash 2.23 3.44 3.57
Total debt n/a 1.73 2.46
Net cash (debt) n/a 1.70 1.11
Shareholders’ equity 6.04 6.43 7.04
Debt to equity n/a 0.27 0.35

In billions of USD, except per-share figures and ratios. Fiscal years, as last filed with the SEC.

Financial statements FY2025 · 10-K

Ratios

Percentages worked out from the filed figures; debt to equity in times. Fiscal years ending December, each column as last filed with the SEC.
Click a line to chart it
Fiscal year FY2023 31 Dec 2023 FY2024 31 Dec 2024 FY2025 31 Dec 2025
Returns
9.3% 7.4% 9.1%
n/a 0.9% 1.1%
Balance and payout
n/a 0.27 0.35
n/a 87.8% 87.8%
12.2% 14.5% 11.6%
17.2% 8.5% 11.0%